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<br />
<br />(8) Additions to My Unpaid Principal: If I choose to pay the Limited Payment, my ~onth1Ypllymt1ntc;O~
<br />be less tl-.an the amount of the interest portion of the monthly paymentthatwould'besufficient,Wre' 'tli~/
<br />unpaid principal I owe at the monthly payment date in full on the maturitydatein~~ " .
<br />payments. If so, each month that the Limited Payment is less than the interestpQrti.lin;tlie.
<br />subtract the Limited Payment from the amountofthe interest pQrti.on and will add the ,','.',
<br />paid principal. The Note Holder will also add interest on the amount of tmsdifferenceW my. .'.. . '. '. .:;}lal
<br />each month, The interest rate on the interest added to principal willbe the rate required by Sect;jon;.A(3)l:iQ<>y.e.
<br />
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<br />(9) Limit on My Unpaid Principal; Increased Monthly Payments: My unpaid principaLcanl1~"erex~'~<'
<br />maximum amount equal to one hundred twenty-five percent (125%) of the principalll1llountloii~:l('b()1;,.
<br />rowed, My unpaid principal could exceed that maximum amount if I pay a Limited Payment.lfS().on.the~I(~'
<br />that my paying my Limited Payment would cause me to exceed that limit, I will insteadbeginpaying,aiIeW
<br />monthly payment until the next rate change date, The new monthly payment will be inanamj)unt~hicli,
<br />would he sufficient to repay my then unpaid principal in full on the maturity date at my current interest rate
<br />in substantially equal payments,
<br />
<br />(10) Required Full Payment: Beginning with the first monthly payment after the final Rate Change_Date. I
<br />will pay the Full Payment as my monthly payment,
<br />
<br />
<br />B. LOAN CHARGES:
<br />
<br />It could be that the loan secured by the Security Instrument is sue,' 'ct to a l~w which sets maximum loan
<br />charges and that law is interpreted so that the interl'3t or other jr,;in cr 'ges collected or to be eollected in con-
<br />nection vv-1th the loan would exceed permittt.-d Emits., If this ~s case, then: (1) any such loan charge shall be
<br />reduced by the amount necessary to reduce the charge t.o the permitted limit; and (2) any sums already col-
<br />lected from Borrower which exceeded permitted limits will be refunded to Borrower, Lender may choose to
<br />make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower.
<br />
<br />C. PRIOR LIENS:
<br />
<br />If Lender determines that all or any part of the sums secured by this Security Instrument are subject to a
<br />lien which has priority over this Security Instrument, I,ender may send Borrower a notice identifying that
<br />lien, Borrower shall promptly secure an agreement in a form satisfactory to Lender subordinating that lien to
<br />this Security Instrument,
<br />
<br />D. TRANSFER OF THE PROPERTY:
<br />
<br />If there is a transfer of the Property as described in the Security Instrument, Lender may require (1) an in-
<br />crease in the current Note interest rate, or (2) an increase in (or removal of) the limit on the amount of anyone
<br />int~rest rat-e change (if there is a limit), or (3) a change in the Base Index figure, or all of these. as a condition of
<br />the Lender's waiving the option to accelerate provided in the Security Instrument,
<br />
<br />By signing below, Borrower accepts and agrees to the terms and covenants contained in this Adjustable
<br />Rate Rider,
<br />
<br />// #' ~ .z,~-
<br />. ,-:#,.4-(. C' 2?~
<br />. ~nara .11lIT rg~ Borrower
<br />
<br />........~A--~/;j;,'-((/..~~_.__.._---
<br />n. rg ,7 Borrower
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<br /> '"" Cf> --.J Z
<br /> (J)
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<br />
<br />ADJUSTABLE RATE LOAN RIDER
<br />
<br />fB&l484 "j
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