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<br />/I /) Required Full J'"yment Amount
<br />B~g!lming wl1h ~he hrst monthly rHym~~n! :.ifler tht;' la...;l Changt.o Oat<:, I will pay the Full Payment. Am.ount ~s ~y
<br />Phll1!hly pliyn-wnl
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<br />84,--' 004576
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<br />r
<br />
<br />tll Effecthe Date of Changes
<br />My new intcicSI ratt' will b~comc dfc::ctivc 011 each Ch.mgc Date, 1 wilt- pay the amount of my -new mOfHhly pa,yment
<br />beginning on the first month}) payment date ana the Change Date i.mtiJ the amount' of roy- monthly-_pa.yment-.changes
<br />agallL
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<br />(J) Nutice of ChlUlRes
<br />Tilt: Noh;- Holder will mail or de,liver to nK'" a notice of any t:hallgc_s in-the' amount oftny mont~h'J~ay_~eJl.t,-hef~r~",~.f~f
<br />dfcC'tive dalto." of any change. The nOll<.:e will IllduJc mformalion required by Jaw' to-be-- given me.and-'also_lhe)it~e_'-and ,<<
<br />telephone number ofa person who will answer any qU(..~tiOlll may have regar?ing'the',notice."
<br />B, CHARGES; HENS
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<br />Uniform Covenanl4ufthe Seturity Instrument is amended 10 read as follows: _,
<br />
<br />4. Charges; I_iens. Horrowcrshall pay all t. axes; asscs~mcms. and other charges; tiJles:~nd im~it.ioriS.-~!tri~~~:to~~~-;;:, ':0
<br />Property which may attain a pnonty ova thIs Security III~trurnt.;nt. and lea$chold,pnymcnts or'gr~und-:r~ij~~Jl~{~'.~.':t~~_;_~.:_:'
<br />manner provided under paragraph 1 hereof or. if no!, paJd in such mannerJ_ by- Borrower ~~n~~.~~~_~t-~:::~~;\:~~~_.:.;:..::.,~.:~:.
<br />dtrectly to the pay,t.'1.: thcrt:of ll..lrrower shall promptly furni~h to Lender aJl notices ofamo;unts dU~,::u,nde~-~hi~,::~~~~~;'~~:',
<br />and in the event Borrower -.:;hall make payment directly, Burrower ~han promptly furnish toLend~r~~~~~/?~.~e~~;~.~~~:-
<br />S.Udl pajll1l..'nb. Borrower shall promptly tlbcharge ally lien wluch has priority over this-Securitr fn8frUQle~t~~-~~f~?~~~;:'~ ,
<br />rh,l[ Borrower :-.haJl Hot b-: requIred to Jist'hargc any "lKh 1tt:1l su long :is Hm:rowcr: (a) sh~1 agreej~>wri~ing;~_~~<tre.,::'
<br />paymenl ~)f the ubhgatim: ~ccured by ':iUch lien ill J manner aL'L:cptablc-~o Lender; (b) shall in gocmJait:h_-c~~t~~,~ueh}~~,~:,
<br />by, t}f deknd agams: enillrcemcnl {)f such itCH in. kga! proc<.:edmgs WhH:h 1~1 the- opinicu of-Len.der: O~ra~~'t~".I?~v,~_~~\~~
<br />l:nfnrL'eIl1..'ril tif rh:.' 11"'1~ or rurt~Jturc of ih(,~ Pn'!1{:rly (if llH)' parr 1 hl..TCof "j {,-" ;;hall 'iccurc from-_the holder-or-suc-b:,lien~'an-
<br /><lbt L'{."1lIt.'nI III <l Iliflll ''',It!,,f~h..'I('ry to LcnJr:r :-'lJh(lfdill;jlill~' '-;lh..'h IH.'11 i. ;:i Sn ,Jflly In!\trumcnt.
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<br />H L....lh.kr d::f~n~;wl''> lh:lt ,ili (If ;wy p~~n ~1f tlle Pr\)pcny 1:-; SUbJ!":L"t i~~ a h~~ which mayanaiu':! priori!}' ~~r-tiiiS:-soo:tiriiY
<br />J n.'>[ nlllh~Ht, Lel!J~:1' :-o.hall ...'~nJ. l.l:)ITt.lwe-r no! i';:t: !lk-OW y lllg ~Ul...' h JiL'I!. Uorrnwn shall s.Hisfy such licu_ Of, take one or more o,f<
<br />lilt,' a,L'tiPlh :o;el fonh al',l\'~ Wi!tlin leu Jay~ iJftb." giving \)fnOlk'C.
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<br />L:llli\Jrm (:,,\(:n,ll!i ].~ nl ~ he.: ~::\.l;rlt} In\lnl!n~-l,1 h .:tIlIClltkd :~! L';al it" foHows:
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<br />C. "'OTiCE
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<br />14, ~utice. L,,-:;.:qH j(;f W}' nl.1!ll\.' H;'<4u1n.d l.uJl.." applk"lbk !.I\\ to -be giv~n in ullllther manner. (a) anY,__noti~--t-o--
<br />llurrcw("{ prllvided fur 1Il !tll~ S~\.:urH) IIl...lf\,Hlt'lll "kill h: giVL"1l by Jdl'vcrlng It or hy mailing:-it- by first. c1~s_:m~
<br />;...Jdn:s'l.."d 10 BO(r\\\\-"I'! at !h-.: Pwpei:)' AJdrc", 'oil' .tl \Udl \\iil~r .lddrc..s.;I~ Borro\\.'cr may designate by notic_:e-to_~nQer.,as:_
<br />pup,i..h,'J ht::r~lll. ~.nd ib_\ an) notice to L...nd.t-; "ha\l t-....' gi..-..'l1 b., iir:-.l \..-b:-,s mail to lender's ;~Jdress st.ated,_hereirt- or,:to 'such
<br />(ltn-=r adJn:~:.. a~ L:l!dcf m..~y Jt'$ign..H-c by not!d~ t(l ikJrft'\\-'CI a~ l~l \l\'H.kd herein. Any notice provided for in"this'Security,
<br />1n~trll!lKHt sh,dl h~ d\.'l~m('d Ii.l h:Jv;: hl,';,"f} g!\'l'n I,) BOT n.W..'t:f (11 1,(.lhkr when given in the mannerdesignsted herein.
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<br />D. UNIFORM SECURITY I1"STRUi\IE:\T; GOVERNING LAW; SEVERABILITY
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<br />UlUfbrm C'(,\cnam 15 ufthcSt..--'cmity iB~In:m(il[ IS ;ll1lcnoed III re;.d ~b fullows;
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<br />15. l:nlfunn Security Instrument; (Jo\"t~rniug Law; Scverubilit), This ronn of SecufU}' Instrument combin.~ unifomi
<br />,-'O\t~ll;lllh I~\r jl;}II.*,1! ;;...~. :Iud Hon-un!!.(,!!!! \.'('\\.:!l.Hlh ~'d!h hnllt'i.'d van.tltnU:i hy juri:-.dicliuu to t.:tJustitutt, a uniform.
<br />~t;,,:~Ullty t1h(rHmUII ;.',)'i.ertllg real pWpt.:rt}. nl!'> SL"l.'Urtt) In~tnllllcllt s.hall bt: governed by federal law-and the la-w of the
<br />Jllfls-t:hciiun In \\hll,:h the Pf\ll}Crty i~ h,li,,:;l!nL In (lit.' L"VCHl th;1I .i1l) pro\l:<.ion or clause of this Security Inst.rumenl- Of' the
<br />N('1,e t\~Hlh...:IS \l"ltll ~1pplt;..."blc la,..-. '>u....h i.:oill1h:1 "halllwl a 11'<:1.: ( 14th:r pro\'ision~ of this Security-instrument or the. Note
<br />wlud\ ~;iJll ht' gi'n:u dl\:'l.~l \\'uhou\ tht:' ('{milh.:tlllg pf\Wi.:..h.m, tltH.110 thi~ l.'uJ the provisions of this. Sccurily Ill~UUnlent and
<br />the NUl~ <.ire dc(:b.r<;d to be ...evC"rable.
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<br />K TRANSFER OF THE PROPERTY OR A HENEFIClAL INTEREST IN BORROWER
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<br />llmfnnH Co\'~na.nl 17 ofthl' Sel,..'uruy in~tftlflh:nl. J~ ~Hnt:IIJ~J to I eaJ ~\_... foHo\\s:
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<br />1'~ Tr.ansf~t ofth~ Prop!.'.-ty or a BenetidallUldcst in BO.rrO\H.'r. Il'aU or any part ufthe ProperlY or an luterest tl1e:r~in.is
<br />",old (if tfall::.fcn~...: {or If a bt.~ndicial inlcre3! HI ill.li'fl.m....r 1\ ~uld t)f' transfcrrl..-d and Rorrowt.:r is not a natura! person)
<br />\\'i\hQut lxnder\ prior '.\r1Hcn conSl..'Ilt, l.eih.kr ina)'. at Lcndt:'l" ~Iplioll> de-dare all th~ sums. secured by this Security
<br />InsiHLm<l~1 to be Immclllatdy duc <lud p.1~~lblc_ HOWC\CI, LIlJ~ \/j)lh)H ~haii not bt: c;-.;ercilit.'(......bj' Lender if exercise is
<br />pre:hibilcd by Fnkn.! tn!" ii~ uflht: dati: 01 I iw.. Se...:un:} lu:)trulIH.'1l1
<br />If Lender e;>~Gr(!St..~ ::-'Udl Opi.lOll 10 :u.'('dcr~,k, LcnJr:r shall ma.tl Borrower noti..::e of an'deration tn accordance with
<br />paragraph 14 herCL)L SUdl nohc~' ~hull pro\'l(k it pc'l.'K'I\J Llf Ih)l IC:i~ lhan 30 days from lhe date the nottce is mailed within
<br />\\hl~h llurrow"r W;!f p_uy thl.;' ~Ullb dct'b(eJ du~. If B01:ri,....t:r !Jib 10 pay :-,w.:h sum:.. prior (0 the-expiration ofsu\.:-b period.
<br />L~nd("r flU)', Wiih,)lH funht'f noti~e or dcnw.nd (lit BUl ftl\\l.'r, tn\,)kc all)o rcmcJie:,. pennl'led by paragraph 1 g hereof,
<br />:\Olwlthstanding J. !:.ak ur trans-fcr, UW'1I.1.\\t.'! wtll <.;-outill"H; ld t>~ llbilgah:J ll.uJcr the NOh: aud this St.-curity Instrum~nt
<br />tlllk-:.<._' l~lldt:r hu~ ,dC;J\t,o lloHGwc:r Hi wntlnt;
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<br />F. COVENANT nr:!.En:O
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<br />L
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<br />N-OII-L'JUhllfH Cf)\TH.l11,( 2 i ufthe S.cCu.rHy 11l,-,ll'umt.:-vl (' J'lItu:\' A-lh,UI...'t:~") is. deleted
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<br />G, l.OAN CHAR<;ES
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<br />H~h(' ~oaH \ccutl;-d h: !he St~l;.;unj) In,..tflHlIt;IH h ',:;hJ/.'l..'1 i,1 j liiV. i,\hh'h :-CiS. iH;:UHlHhH h)~w l:harg~. and that law IS nnatly
<br />Illh:rph:ku ...0 11Mt Iii..' lIl.krc~t ur ,Hhn loa.\ ~ h.:l-l~:\'" i ,I!'-'Ut<.j .if ld b~' CGfh:;.:tt.:d in l'u-nw:~tK'1l wah the kma C-\t::tcJ
<br />rl>trmiu\;.,"d !IIHn~. lh-l.'Jl. (i) ali~ ..u\.'.h lQiiJ't dkife:....- "h.lll !-,~. rl;Ju_\.'~d hy Ib<: ;Hl\OUf!t IhYl."\:-'~!)- tu rl..--Jucc the \'~lulfgc t~} the
<br />pcrUltlll..'(j hrnit; iA_nd (2) 1m}' ~llI'HS already -';l}!h,:"kd fl'1.JHl tkJ1!:'HV'~'f U,fHdl -e,\.l':C'cdc-J purwHcd Jumb, witt he rehm(kd to
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<br />AIlll~-..-PI"" A-l-iO,5J-.-fHMA \In"",,,, lM"U'...."t
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<br />{~'Q-g. :1 O'f :I ~~'l.)
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