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<br />I <br /> <br />I <br /> <br />D. UNIFORM SECURITY INSTRUMENT; GOVERNINf; LAW; SEVERABILITY <br />Uniform Covenant 15 of the Security Instrument is amended to read as follows: <br />15. Unifarm Security Instrument; C-ovemieg Lew; Se",ersb!Uty. This form of Security Instrument combines uniform covenants for national <br />use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. This <br />Security Instrument shall be governed by Federal law and the law or the jurisdiction in which the Property is located, In the event thai any <br />provision or clause of this Security Imtrument or the Note conflicts with applicable law. such conflict shall not affect other provisions of- this <br />Security Instrument or the Note which can be given effect without the conflicting provision, and to this end the provisions of this Security <br />Instrument and the Note are declared to be severable. <br /> <br /> <br />E, TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br />Uniform Covenant J 7 of the Security Instrument is amended to read as follows: <br />17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or an interest therein is sold or tranSferred <br />(or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lende-r's prior written consent, <br />Lender may. at Lende:' ;)ption. declare aU the sums secured by this Security Instrument to be immediately due and payable. However, this <br />option shall not be exercised by Lender if exercise is not authorized by Federal law. <br />If Lender exercises such option to accelerate, Lender shall mail Borrower notice of acceleration in accordance with paragraph 14 hereof. Such <br />notice shall provide a period of not less than 30 days from the date the notice is mailed within which Borrower may pay the sums declared due. If <br />Borrower fails to pay such sums prior to the expiration of such period, Lender may. without further notice or demand on Borrower, invoke any <br />remedies permitted by paragraph 18 hereof. <br />Notwithstanding a sale or transfer, Borrower will continue to be obligated under the Note and this Security Instrument unless Lender--has <br />released Borrower in writing. <br /> <br />F. LOAN CHARGES <br />If the loan secured by the Security Instrument is subject to a law which sets maximum loz!'\ charges, and that law is finally interpreted so that the <br />interest or other loan charges collected or to be collected in connection with the loan exc.... ' ; permitted limits, then: (I) any such loan _charge- shall <br />be reduced by the amount necessary to reduce the I.:harge to the permitted f 't; 2r.'_ i,':') any sums already collected from Borrower which <br />exceeded permitted limits will be refunded to Borrower. Lender may choose tv make this refund by reducing the principal owed under the Note <br />or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment under the Note. <br /> <br />/1 <br />IN WITNESS WHEREOF, Borrower bas executed tbis Adjustable R.te Rider' <br /> <br />}l ;;0 <br />IX/Ul-,^",-- <br />Daniel M. Placzek <br /> <br />(I Lv" / 'I <br /> <br />C~yl L~'Placzek <br /> <br /> <br />(Seal) <br /> <br />(Seal} <br /> <br />BORROWER <br />(SIGN ORIGINAL ONLY) <br /> <br />(Seal) <br /> <br />:- <br /> <br />-0 <br />::x <br />..C" <br /> <br />ClOg' <br />(')0 (/) .j;;::,.- <br />g~~C)~ I ~ <br />Z -I ~- 01 Ql 10... <br />-4 "' ,J_ 3. a ''-_' _.~ <br />~~gtb 0 <br />~I~\f\~ i <br />~ 'Q'J. ~ <br />___.::. ...... z <br />C1> ~ P <br />C1> <br /> <br />L <br /> <br />):0 <br />a) <br />~ <br />:n <br />):0 <br />~ <br /> <br />;tJl^ <br />m <br />9 <br /><:> . <br /> <br />i f, <br />m <br />CJ <br />tn <br /> <br />.. <br />c:o <br />..C" <br />"... <br />= <br />= <br />...... <br />...,. <br /> <br />p <br /> <br /><.0;> <br />..... <br />