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<br />I <br /> <br />! <br />I, r". <br />t I <br />l <br />I <br />! <br /> <br />~ <br /> <br />(8) Additions to My Unpaid PrlDcipal:If I choose to pay theLimitedPayment,mymoIlthlYpayJ.De'1tcoWd';' <br />be less than the amount of the interest portion oHhemontl1lypaYmenttlilltwouldbe~eil'llltto' . . <br />unpaid principal loweat the monthly . payment date. in., full, oIl' theltl~ttiritY'liate'iI1'sUtl!! ,,' <br />payments, If sO"each month that the LiJllitedPaymentislessthanthein~t'J19!'j;(nni~Np <br />subttact the Limited Payment from theamountoftheinterest'}>ortion.andcWiJl'ad <br />paid principal, The Note Holder will also add interest on the amount of thi$ <br />each 'month. The interest rate on the interest added to principal wj]1 -oe'theta.:~e, <br /> <br /> <br />(9) Limit on My Unpaid Principal; Increased Monthly Paymelltll: My~dp~lleiPllf <br />maximum amount equal to one hundred twenty-five percent (125%1 ofthep~ipalliltl~ <br />rowed, My unpaid principal could exceed that maximum amount'iflpayaLimi~ <br />that my paying my Limited Payment would cause me to exceed thatlimit,lwilliristeli4' <br />monthly payment until the next rate change date, The new monthJy,pa~entwin'i)El,m,;jl~ <br />would be sufficient to repay my then unpaid principal in full on the maturity date.at my, . <br />in substantially equal payments, . <br /> <br />(10) Required Full Payment: Beginning with the first monthly payment after thetLllal RiitePl>~~;" <br />will pay the full Payment as my monthly payment. ' , <br /> <br />B. LOAN CHARGES: <br /> <br />It could be that the loan secured by the Security Instrument is . 'Ibject to a lawwhichsets'~"~I~U#~,;r'. <br />charges and that law is interpreted so tlult the interest or oth€- \c, ,churges collectedortobeColl~'Ui~~i';" <br />noction w;th the loan would exceed pennittOO fuuitB. I f this it .....~ caset then: i1-;:liny -Suchjri~.ll:~,:'~ ::. ~":'-~'r:,'{~<S~G~1;i <br />reduced by the amount necessary to reduce the charge to the permitted limit; and (2)anY"BIlJD!! lihea ',D'"',, <br />lected from BOr.'Ower which exceeded permitted limits will be refunded .toBilrrower. Lendermay'c:h~~j , ,.,,:,";; <br />make this refund by reducing the principal owed under the Note or by making a directpayment,to'Bc:inUWet;.' <br /> <br />C. PRIOR LIENS: <br /> <br />If Lender determines that ail or any part of the sums seL'Ured by this Security Instrumentare8Ubject.t.o~ <br />lien which has priority over this Security Instrument. Lender may send Borrower a noticeidentifyingthak <br />lien, Borrower shall promptly secUre an agre€ment in a form satisfactory to Lender subordinating thatJiento: <br />this Security Instrument. <br /> <br />D, TRANSFER OF THE PROPERTY: <br /> <br />If there is a transfer of the Property as described in the Security Instrument. Lender may require (l) an in. <br />crease in the current Note interest rate. or ,2) an increase in lor removal of} the limit on the amount of any one <br />interest rate change (if there is a limit), or (3) a change in the Base Index figure, or all of these, asa condition of <br />the Lender's waiving the option to accelerate provided in the Security Instrument, <br /> <br />Ry signi~ below, Borrower acct'pts and aj..'l't'es to the terms and covenants contained in this Adjustable <br /> <br />Rate Rider, " 'I I "', /" <br />i;/ /"" f/,'j /l/ i~; <br /> <br />, ~~}~~1~--~~~'C'-';---"--:-B~WeT <br />'+.d.k,Uf"",fJ.i.-.,l/{n (..,.-.Uf.lcJ:;.____ <br />......w;.~e ^. \,;.Larl\,- Borrower <br /> <br />l> <br />W <br />Vi <br />-l <br />:ti <br />;. <br />r <br /> <br />= <br /> <br />g~ ~;':>!i.' ~l'~ f <br />C)>o3~~ <br />~;:;:~f<T'-' (1. <br />~;'}JI~hlr: 0 ~ .' <br /> <br />~~ ,,' 0 <br />i=~ .r: <br />;:; w <br />__.:: 0 <br />(f) to <br />(f) <br /> <br />p <br /> <br />~~ <br />: 1 '" <br />;c> \, <br />;:: (I <br />" ~\.\ <br />:~1 '; <br />'-:"'\ p ~ <br />:'::; ~ <br />.n r-- <br />t <br /> <br />.. <br />co <br />-"'" <br />""'" <br />= <br />.,., <br />..... <br />c;;:) <br /> <br />:- <br /> <br />"" <br />-.) <br /> <br />l <br /> <br />ADJUSTABLE RATE LOAN RIDER <br /> <br />\"2\ <br />\ <br /> <br />{,aUl" &i <br />