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<br />I <br /> <br />r <br /> <br />D. UNIFq~~~tlWV INSTRUMENT; GOVERNlNGLAW;SEVERABILITY <br />Uniform Covenant 15' o{the Security Instrument is amended to readasrollows: <br />15, Uniform Security Instrumeat;Govemlng un.; !levet1lblUty, This fonnofSecurity InstnlmentcombinesUniformCOVenim~~ori#ati~'\ <br />use andnon-uniform coveoantil with limited variations by jurisdiction to constitute a unifonnsecurilyjnstrul\lenn:overill(rielll;~ <br />Securily Instrument shall be governed by Federa/Iaw and the, law of the juris<!i<:tioninwhich'the:l1 <br />provision orelause of this Security Instrumentor the NoteconllictswithappIicablehiw,suclt<:Ollt1kt <br />Security Instrumenl or the Note ,which can he given erfectwithouttheconflicting'provision,'andto'tbls~lhe;;p#>~' <br />Instrument and the Note are declared to be severable, ' , <br /> <br /> <br />E, TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST INBORROWiilR, <br />Unirorm Covenant 17 orthe Security Instrument is amended to read as follows: " , ,,' '",,'" <br />17, Transfer of the Property or a Beneficial la_In Borro....' Ir all or anYparlofthe Pr<lpe!'tyol an~~I~t'lh",~ll;is <br />(or if a beneficial interest in Borrower is sold or transferred and ,Borrower is notanatural.pet'So~)witllouf' . <br />Lender may, at Lender's option, declare all the sums secured by this SecuritytnstrumenttobeimmedlafO!Y, ' ',' <br />option shall not he exercised by Lender if exercise is not authorized by Federallaw, , ,',,' '" "i : ,':' <br />lr Lender exercises such option '0 accelerate, Lender shall mail Borrower ,notice of accelerationin~r~'wjth\'" <br />notice shall provide a period of not less than 30 days rrom 'he da.. 'he notice is mailed within which IlOrro'l'''' lI!'lY;paY':tIl <br />Borrower fails to pay such sums prior -to the expiration of such period. Lender may~-- without further- noticc..:or_deinaBd,ml <br />remedies permitted by paragraph 18 hereor, ".':' :> <br />No'withstanding a sale or lransfer, Borrower will con'inue to be obligated under the No~eand tlUs SecuritY.1nslrunlellt#l~ <br />released Borrower in writing. <br /> <br /> <br />F. LOAN CHARGES <br />If the loan secured by the Security Instrumen, is subjec' 10 a law which sets maximum loan charges; and tha~Iaw,is finally in , <br />interest or other-loan charges coilectcd or to be collected-in connection with the i-oar' ~ .:eed:permiued limits.- th~::li~_~i;~u~t" _;, <br />he reduced by ,he amoun' necessary [0 reduce the oh:uge to the pe.rmitted it; IDd (2) any sums already'colleCted'if'!m;i.llQtt" ',",' <br />exceeded permi~ted limits will be refunded to Borrower, Lender may <hoos<; '0 make this refund by redUcingtheprinci!l"1owed:~.~i,:, <br />or by making a direc, paymen' '0 Borrower, If a refund reduces principal,the reduction will be treated as a partial prepayment~.thei)Io"".i" <br /> <br /> <br />)> <br />III <br />Ul <br />...{ <br />;.c <br />)> <br />n <br />.... <br /> <br />fL ' ~ <br />~,,-, >1/ .lunill//\yv 'J:ittA / <br />GUNTHER W. BAKER BROWER <br /> <br /> <br />IN WITNESS WHEREOf. BoII'o..... bas ex....ted tlUs Adjustable Rate Rider. <br /> <br />p <br /> <br />:- <br /> <br />(Seal) , <br /> <br />,- "rY\Cl;, :Q..h~ <br />MARSH~ 'R.' BAKER <br /> <br />I" <br />)(, ~lJ<pc, <br />BORROWER' ' <br /> <br />(Seal) <br /> <br />BORROWER <br />(SIGN ORIGINAL ONLY) <br /> <br />(Seal) <br /> <br />?; <br /> <br />00 <br />"" (f) -+::- S' <br />g;! I if <br />z~C'C) &.. <br />~~~~ ~ <br />.q""",~<">,, 00 <br />~ k og <br />:= ... r~,..r;;~ <br /><.r I 'Ngh)> en- <br />............. ~ <br />~ p <br /> <br />CJ)~ <br /> <br />-n ~'" <br />;-? \ <br /> <br />. <br />0:> <br />..z: <br />""" <br />= <br />c:, <br /> <br />:> <br />.." <br /> <br />en <br /> <br />n <br />", <br />.....---.---, <br /> <br />" <br />:';\. <br />fL,h... <br />r ~ <br />r- <br />\. <br /> <br />u:> <br /> <br />:./) <br /> <br />L <br /> <br /><..0 <br />