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<br />
<br />(8) Additions to My Unpaid Principal: If I choose to pay the Limited Payment, my monthly payment could
<br />be less than the amount of the interest portion of the monthly payment that would be sufficient to repay the
<br />unpaid principal I owe at the monthly payment date in full on the maturity date in' substaIltiallyeqUal,"
<br />payments, If so, each month that the Limited Payment is less than the interest portion; the NoteH()lderwill
<br />subtract the Limited Payment from the amount of the interest portion and will addthedifferencetomy:un"
<br />paid principal. The Note Holder will also add interest on the amount of this difference to my unpaidprinCiliai
<br />each month, The interest rate on the interest added to principal will be the rate required bySectionA!3)above'
<br />
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<br />(9) limit on My Unpaid Principal; Increased Monthly Payments: My unpaid principal can nevere.xceed,'"
<br />maximum amount equal to one hundred twenty-five percent (125%) of the principal amount 10ciginallYbor'
<br />rowed, My unpaid principal could exceed that maximum amount if I pay a LimitedPayment.'Ifsoion the datil
<br />that my paying my Limited Payment would cause me to exceed that limit, I will insteadbegin1lB:yinganew
<br />monthly payment until the next rate change date, The new monthly payment will be in an amount which'
<br />would be sufficient to repay my then unpaid principal in full on the maturity date at my current interest rate,
<br />in substantially equal payments,
<br />
<br />(10) Required Full Payment: Beginning with the first monthly payment after the final Rate Change Date, I
<br />will pay the Full Payment as my monthly payment,
<br />
<br />B. LOAN CHARGES:
<br />
<br />It couid be that the ioan secured bv the Security Instrument is su:-, 'oct to a law. which- sets iI'iH,dmnm"loan
<br />charges and that law is interpreted s~ that the int~re~t or othe; . lllr: . ,.arges collected or to be collected in con-
<br />neation with the loan would exceed permitted limits, If tj,js ie ."" case, then: (1) any such loan charge shaiibe
<br />reduced by the amount necessary to reduce the charge to the permitted limit: and (2) any sums already col-
<br />lected from Borrower which exceeded permitted limits will be refunded to Borrower, Lender may choose to
<br />make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower.
<br />
<br />C, PRIOR LIENS:
<br />
<br />If Lender determines that all or any part of the sums secured by this Security Instrument are subject to a
<br />lien which has priority over this Security Instrument. Lender may send Borrower a notice identifying that
<br />lien, Borrower shall promptly secure an agreement in a form satisfactory to Lender subordinating that lien to
<br />this Security I nstrumenL
<br />
<br />D, TRANSFER OF THE PROPERTY:
<br />
<br />If there is a transfer of the Property as describe<! in the Security Instrument, Lender may require (1) an in-
<br />crease in the current Note interest rat", or f21 an increase in lor removal ofl the limit on the amount of anyone
<br />interest rate change !if th,'re i$ a limit}, or 1m a change in the Base Index figure. or all of these, as a condition of
<br />the Lender's waiving the option t.O accelerate provided in the Security Instrument.
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<br />Rate Rider.
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