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<br />(aJ we a. 51:LLI:R ttI:Rt:I:tT UIl:i"'LAIM ALL WAI1I1ANIlt:l:i, t:At"I1t:l:il:lt:U v.. IM.....'t:U, V" M"'....."""'''.
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<br />BILI1Y AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR.
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<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SEL.
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<br />LER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />(b) 1 have read, in detail. the separate "LIMITED WARRANTY" which accompanies this contract. It explains the conditions and circumswnces in which the man..
<br />uf.ctured products wilJ be repaired or replaced. J take notice of the limitations on the warranty, and I particularly recognize that any implied warranty which applies to the
<br />goods lasts only as long as the warranty or service contract.
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<br />SPECIAL-ORDER GOODS: I know that you have me..ured my house and its openings so that you can make the products to fit my particular house. I take notice that the
<br />goods that are ~ufac~red for my specifi~ hou~ probably will not fit any other bou~s, and under such conditions,. I ~ow that I c~t cancel this contract at any time
<br />ifterthe period ofnme given to me. by law. In which to cancel. After that legal period ofurne, I know that I have theobhgatJon to pay you In fulJ the amount owed.
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<br />OBLIGATIONS PERTAINING TO MY REAL EST A TE, I . I promise 10 keep my house in good repair and to keep II insure<! for alle..t 80% of its "'placement "alua
<br />by buying a fire and extended coverage insurance policy. The insurance company must be approved by you, and the policy must have a beneficiary clause which says_that
<br />)'ou an: to be paid iftbere is a loss, The insutance company must agree that it will not cancel my poticy without fU"St telling you. I authorize the insurance c:ompany to pay
<br />you directly tOr any loss. You can choose to use this insurance payment to either repay any amounts I owe you or to repair my bouse. 2, I also promise that I will not allow
<br />anyone else to place any liens on my real estate without your written permission. 3. I promise to pay aU taxes. assessments and other charges on my rea1-esta~ when due,
<br />4, 1 promise to timely make all payments on my ~or loans secured by my real estate, r also l,romise that I will not extend, renew or change prior Joans without ~ur written
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<br />~=i:iii&t~~:fo~~sI~~t~;'~ ;ufu~c~ ~l ~~~~b~~~~~~~~t~i;:~taw-ful~fj:~~~~;j~~lt~t;:tW; ~~tl:uu~r=e~J~~ror~
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<br />to my debt to you which is secured by my real estate and bouse. I know that if you decide to buy insurance for me that you do not bave to obtain any homeowner or liability
<br />insurance.
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<br />SALE OF MY HOUSE: I promise not to sell, lease or give my hQuse to a.,yone until r have fully repaid my debt to you.
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<br />DEFAULT, I will be in default under tI1is contract ir:
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<br />1. I don't make a payment when due: or~
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<br />2. ! break any promise I made to you in this contraCt; or
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<br />3 Something else happens which causes you to believe in good faith that I do not intend to pay you as promised; or
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<br />4, I default on any obligations for which I am using my bome as collateral: or
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<br />5. Something happens to my house which threatCl1S your rights, if any, in it.
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<br />IF I AM IN DEFAULT, I undentand that you have the right to roreclose the Mortgage! have given to you and have my house sold to "'pay any lIIllOUIltal owe you If I.
<br />am in default under this c-ontract. Before my house is sold. you will do everything that the law requires. If you hire an attorney to ~ltyoU,to,seU my hOUJe.' <<;to: sue"ll!e,
<br />or, to _lour ri~hts, I agt<e 10 pay you ror your reasonable lIllOn1eys' fe.. and for other ",Iate<lexpenscs such as oouncOSlS,.nUe searches and money~l'O\I ~
<br />io pruieCi tny nOUse. ifYffii a..-a ii.Hi}.."ed W. co!lect such ~-ncu..~!.! by!aw.
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<br />O:nmR RIGHTS: We can choose not to enforce any of the rights under this contract as often as we want without losing them. Or. we can delay em-orCing-aDy-:of~ %jgh.._-e;
<br />WIthout losing them. We can also use any rights oow or in the future given to us by law. _' - "
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<br />DELAYS: I know lhat you will use your best efforu. to install the products I am purchasi~g on mv bouse. but J also understand that in some situations you may,~.~
<br />delays that are caused: by stnkes. y,.-eather conditions~ delays you nave In ubtaining matenals. or for other reasons t.fotat are beyond your control. t undentand that,YOU wi.>> ,
<br />not be liable for such delays.
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<br />ARBITRATION, If! have a dispute or c1aimwith vouconcemlng the qumtity, quality or performance oftheprodUCIS, I understand that my dispute may be submlttecllO '.
<br />and settled i\CCordm~ lO the. medianon~arbitrat~n prOgram that may have: developed In my community. I iJso know that any decision made by an Irbitrator(.) would be 0Ib.'
<br />tered in the coun haVlng junsdtction over me and yoo.
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<br />SALVAGE VALUE; I ~now that the w,ndows, woodwork, and Other materials thaI have 10 be ",moved byyou for thi> irlIlaIIation have 1I0llllvap value, Wban yOu,,", '
<br />mo\-'et.hem. )'oucan baved:lem for wnate'Ver purpose YQUwMt.
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<br />SPECIAL SITUA nONS: Due I" the uniquen... of some of the prodUCIS that you sell, I understand tll- -. 'n 5peClalsituations that rour Rogional Office may ha....to revIow ;
<br />and accept this contract. f illw understand that thIS sale C?C-curred. to my bome am t~lat you and I m;r:' ~ na\"e had all the correct information important to tbi. ~tiOll '-,
<br />at oorfingemps; i give you my consent to ~'i iiny ub;-iVilS ~ t..'iS:;.ay have~' '1 w=n the b,,'..w~ m tlt1!ronfr1ll;t w~~leted"
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<br />IN\' ALl>> PROVISIONS: Ir any pro,",sion of lhis contraCt VIol.... the law inti is """ltloreeable, the...1 of the OOIlU8Ct will be valid, If any pan oftllls COIllnGt~
<br />paymenrof tllO'fe intefestthm the lawpennits. men you will only bave the right to~onoct from methc amount of interest wbieb thc law allows)'OU tocol1ect.
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<br />COMPLETENESS OFTBlS CONTRACI': This cOfll!Xlcan only bec~ed Ir both you andlagreein writing.
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<br />The followmg notice: bnnp t\l my atMntion the rights that I hne even when thlS ContnlCt is sold to a financial institution or a bank. and I should. notice that tho iIrIpc>>-
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<br />tance o-fthllii proYls-um t~ sueucd by us appearance tn ten pmnt. bold face type; NOnCE 84 .........004137
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<br />This credit contract finances a purcha... All leg.1 rlghte which the Buyer hu agelnet the. 8eI1er~
<br />out of this trenMCtlon, Including all claim. and defen_, are .Ieo v.11d agalln.t any holder of thl.. ... ... .
<br />The right to recover money from the htllder under thl. provlalon I. limited to the amount paid by the buyer
<br />under this contract.
<br />A claim I. a leg.lly valid I'N8On for suing the Seller. A defen.. Is . legally v.lld reuon for not paying
<br />Ihe Seller, A holder Is anyone trying to collect for the purch....
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<br />L>iSURAl"CE C ANCELLAno.": If I hove ""lu<:.ted "....ranee in th..pun:h..., I may <ancel such _I ror ..suranee for any reason within fifIaen (151 days fIom the
<br />date of tll1~ w':'tnK't by noufvmg )0\1 Of the hoider of tht~ -ootltnl(:t m "Tlttng. J knt?'w that ~e clUlCellation of my c-overage will be arranaod with the inluranco cairier(tl ancl
<br />a full ~fund 'Ot my prttruum6i f together wab appi~ab-k finance (;hargt: WIU be ~redlted to thiS contract.
<br />PLEASE S()TE~ If I h~"l': :bUte.l,led UlSutan..::e m dm heW\:hut, { .....'t~t rtl.:el Vf wtthtn ~U'ty (30) cUl.)"S a certifICate of m5urante. more fUlly delaib1nglhe insurancetoVtfqCl~
<br />~n;,~*~~~~ ~ Mt~~~n~~~'~l::'(~~l~~~~~l K~~~~~lf::_~fl~~~~=~:=f:~ ~:~~fi~~~b::~~.sunnce that 13m croYad onlY to
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<br />NOTICE OF PROPOSED INSUR,&_t.!CE
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<br />I lUe """"... that e..be, Ct<<lll LIte 0< Cre<!lt AC<'ldcn< lUlU Heallb I...or""".... or boUt, ....'iI be applt<able to !hi> Sales Contract on tho reYaM sido 0IlI~ ill baWl a-
<br />~yb~l::~\!~~~.~::'I~=e~~I~n:ff='~ ::lIvr~~~":I~N~~~~t~~nin.l~d~~~~t~~ ~=~t~~~i=~~:b~.:=:::r
<br />~nthl)' payments. I undersww. thalltUllo pa.t11\:U!M mSUf&fu:e "'''J no<< prolo'ide i.'overage for my l~t few p8)'lnent5. md that during that period of lime rwiiJ notbave any
<br />:=~~~~r.:~~:;~=o~n;i:~~t~:~ti~~~~:11f~~~~~~~:==:;:~~klf~s:T=}'pa~~~~~==
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<br />dci;rase~ by the &n~t \)i t'-.:o fIl(IOW)" pI\'nlffit Of} d scheduled 30 dd, ~asiS. If I am )Otntl} obH.ated on the Sales ~tnlCt with. Co-);uyv, .and we ~~. ~
<br />the roq_ for Cre<!t1 Llf. Ins"""",.., _ t>Onellts ",II be pavable only ,,,th reapoct to the fin. ooe of lIS to die, Subject to exclusions. eliminations OI'waillnapodo<lalioiacl
<br />m the uu.ur~<, polK) '-'If l:t'ftlficate'. Cf'e\L.t A;;:~ldentllnd He.afdlln~t.lflUl(:e ti f(W lbe benefit IU1lOW1t ot 113001 Qf each month', payment for each day that 1111l tota.1lIdbablod
<br />due lOan inJW)' or ~h::k.ne.s Wbllt' 1 o'wc any pll".mt'-nl Kl \IOU, hOwC1in, 11Iftl.1efitand thaLI have to ~ prevented from workinSdue lO such total diaabillty for moretban four..
<br />teen ~ i 4, t'~uuve da)f$ betOR the wUI"UJ('r bendit on\; pllud btK-k. to the fint dilY of my b.~ disability. I alto Uow &hat I taIIDOt obtain any IDIUnaDct troa)'W1t I
<br />am over 65 ,..... of... _,. _I_kno.. lbal the I..........., ""_ prov_ w me may oonlAlh a maD..._1UJlOWII of eo.........1IIeh wlIl_J:t:.:
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<br />=~~~I~=~~;tithe~'~l!~~':~i\~:::~~~;~~~~el=;:;..,~~~~;=~~:;=~:=:m:ntR~~O~inthemu-
<br />ner rn~ribed by la'A _ '\"'nhm thut) L\{)l dlJ,)'~, I Wtlt ~t'l"(; the .;enlfu.:au: ...If tnSuraJ}(;e more fully dC$(ribi.nll my in.$uc:ance coverqc. If the insurance il not ICOtpCOd
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<br />the ~u~ compan}. J ","'111 n:.,.'tl"C .. tefund of the mSUflUli.:-C prcnuunu.l ftll\le paid.
<br />8l:"'f!:.k: The oe~t l:WQ para,grapbs ,,'ontiUD warnnt.ei relative tQthlS sale,gr..-en by us to lhe nnaoc...l in"ilution or b&nk In ordct' fOr it 1O buy thilccnlraCt.
<br />SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT LES CONTRACT AND ~ORTGAGE
<br />FOR VALl',E ~ECEIVED, Seller bereb)' s.eib. a~&:n~. t.'QO\{c)'~. q-~fcr$ and dehver:,; to .F. =- :"'I....t ,) _ ~ ,"J I."'" .. ~
<br />I.Au.t~) :Ul....-,f its. ni~. title.u~ Hlte~!ot In and il\ the I~a.I1ment Sal~ COOtnil.:t and Mortgag-e., lOJl'lther WtUl aU Heni e:nsting to its. payment, and the propes:ty
<br />(~beteO\i, ASS4gnec: IS hcrdl.., substituted ~ Mon,ag<<: under the Moo&a&c pro"'ls-ions of th~s contrllCt. Seller warr&nU iIDd ce~nti~ (1) It hu the riabtto make
<br />-th>> it...~DleI1C tt) AU st&ttmenu anJ t~igU!'C-5 m thu. ..:ontr.Kt 1S...'ld In fl',,: Buyc~'!> s:.temc:nt are mattn.illv true and ~Of'J1Kt; (~) TIu$- c(.)Dtrael arose from the boila.fide
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<br />,:ofthc: i-~_and 'ioer..'i;;:es de:..:ribed heu\n; i-.tl The (a$h \}.,Jwnpa,.-rnc:nt :ilio~'n in thlS-lo:'OntfACt Wti a;:tualfy paid by Buyer and. nto part of said-dowDp'-yment Wti l~di-
<br />r<<t.l};)f t~tl\' b" Sdi<< to Bu}C:r. .5,1 EAch BUller is if:get.l.lv .;~tCn1 t() i;Q~t. (~) Thi.s ,ontm.'t is not and win not be subject to am: claim, dtfense. demand_or nghl
<br />-(~f 'Offset; i_:' 'Tnt- "nc.:u{}o!i of (h.u. ~(mtt"".t md thi undc:rl,-ins salei ~t1\JA_ il\'lIl~ nse thcre\O did not Violate any ft'der~ or itate law ~ dtrecuve, ruie.orre.u1auon now
<br />lfl effect., (S, In the tliCm ltw lhh C4.lQu-act l,)f the undcrl)'lna}ilcli 1I"aJU.a\,;UOI'l IS iuOj<<:t lO ;ili riahl of ~so:i$stOn Of canceUauon b)' the B~ef. iuch mlClSilOn or <<ncolla--
<br />Iron pmu.!.... upll1:d 4fl<I...tlber the sal. nor tltIHOUtrO<1 i)ti been """"elled ~ mcmded, TIllS COlllaACT IS SOlD 8Y SEllER WITHOUT IIECOIIllSt
<br />day :~ Tf;SnM':'t'~::~~E():.~:U~><le~&7lr!:e<j ~":Jtu. of tho S<<II.. and .""gn<<! beltlw 00 bebalf ot lhe $olk< on this____
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