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<br />I <br /> <br />18l Additions to My Unpaid Principal: If I choose to pay the Limited Payment. my monthly payment could <br />be less -than the amount of the interest portion of the IIlontldy pa}~nt that would -be sufficiant to repay the <br />unpaid principal I owe at the monthly payment date in full on the maturity date in substantially equal <br />payments. If so. each month that the Limited Payment is less than the interest portion. the Note Holder will <br />subtract the Limited Payment from the amount of the interest portion and will add the difference to my un. <br />paid principal, The Note Holder will also add interest on the amount of this difference to my unpaid principal <br />e.ach month. The interest rate on the interest added to principal will he the rate required by Section A(3} above, <br /> <br />r <br />I <br /> <br />(9l Limit on My Unpaid Principal; locreasedMonthly Payments: My unpaid principal can never exceed a <br />maximum amount equal to one hundred twenty-fiV1l percent U25%l of the principal amount 1 originallybor, <br />rowed, My unpaid prindpal could exceed that. maximum amount if 1 pay a Limited Payment, If so, onthedllte <br />that my paying my Limited Payment would cause me to exceed that limit, I will instead begin. paying a new <br />monthly payment until the next rate change date, The new monthly payment willbe in an amount which <br />would be sufficient to repay my t.hen unpaid principal in full on the maturity date at my current interest rate ' <br />in substantially '''lual payments. <br /> <br /> <br />(101 Required f'ull Paym..nt: Beginning with the first monthly payment after the final Rate Change Diite.l <br />will pay too Full Payment as my monthly payment, <br /> <br />B. LOAN CHARGES: <br /> <br />It could he that the loan secured by the Security Instrument i~ ' <br />charge!! and that law is interpreted so that the inw"c ?r other <br />nection with the loan wouie exceed permitted limits. l\ this is the case, <br />reduced by the amount ~ t.o reduce the charge to the permitted limit; <br />lected from Borrower which exceeded permitted limits will be refundod to BotTOW&r. <br />make this refund by reducing the principal owed under the Note or by making a direct <br /> <br />C, PRIOR LIENS: <br /> <br />[f Lendl.'r determmrs that all orlmy part. o( tht' sums secured by this Security InstrumentaresubJlII:tfp,.a <br />lien which has prIority''''"" thi. &l<:urity IMtr'UlI1ent. Lender mey l!&nd Borrower a noticeidlmtifyilllfc~, <br />lien. !lotto'.,.... shall prompur ."<leU.... an a~t in " form ""ti"fltCtnry t.o {,ender subordinating thiltlillri'tQ <br />this S.",urity !""tro~t. <br /> <br />l), TRANS"'ER 01" THE PROPERTY, <br /> <br />II Iiwre is II lrlllli<fer of Ul" i>roll"ny ... dt>scribed ill the Sel;urity J nstr'Ument, IAndel'may rtlClWte (lJ'Urn" <br />c......... in the cu"...",t Now tn_t rate, (>r i2! an increa.., in tot ....mnval ()fI the limi.t on theamoUntof~~ <br />in~t rate chal\lC'1' Hf th_ is " limit!. nrl:!, .. change in the Ba.... Index lip"" or all of these. alia eondltloll of. <br />the Lender', w'lIving the option to ",:<.'d......te pl'<lVided ill the Se.:uril.y Instrum.mt, <br /> <br />By sigu:ir-tM ~~rw" lk~h,,..ti" dC:('-t"pl-~ lif1'1 Q:gfm~ Lo the Wttnt' and ,~wenant8 eontaibi!d in Uua:A4j~~ <br />Rate Rid<ot /7 . ..., <br /> <br />~l'J...~J h.~, ' <br />r .. .~Z_. '''';;.;;!.;I-~~ -"--~-'~.., ..'..... <br />f. ames.."""" lil l BorrowtI:..... <br /> <br />"l"'1 _ ' -1 !J <br />/ ",.tI.."-..' ..X .,J.....~~.l("-- <br />, '.... ;.t..,.. .,..,....,...,..,...trit'~.._-_..._-..,-~----.... <br />Mil.rVJ... '1\lggle Bonower <br /> <br />f') <br /> <br /> ... <br />~'f ~ <br />~ <br />....... <br />;~ -0 <br />::x <br />"" ;:::; <br />0> <br />'" <br /> <::> <br /> ~ <br /> <br />.,... <br /> <br />L <br /> <br />)0- <br />.. <br />~ <br />~ <br />!l <br /> <br />AOJUSTA8t.E RATE LOAN RIDER <br /> <br />00 = .9'.... <br /><::> -4 _C) <il. I' '1":' <br />c:!:( It.. "'. . - '. ..:. <br />~ ~" \~;~~~" a' <br />~; - '\0 .' <br />,~~ .:iI.r <br />CI> Q, ;:) <br />: 0')- <br />.......- ..,J .z <br />en 9 <br />U' <br /> <br />ftUU 4-81 <br />