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I n (8) Additions to My UnpmdPrincipal: If I choose to pay the Limited Payment, my monthly payment could be less than the amount ofthe interest portion of the monthly payment that would be sufficient to repay the unpaid principal I owe at the monthly payment date in full on the maturity date in substantially equal payments. If so, each month that the Limited Payment is less than the interest portiotl, the Note Holder Will subtract the Limited Payment from the amount of the interest portion and will add the differenCll to my utl'. pmd principal. The Note Holder willalso add interest on the amount of this difference tom-tunjlaid'principal each month, The interest rate on the interest added to principal will be the rate required by Section A(3IaliOve. (9) Limit on My Unpaid Principal; Increased Monthly Payments: Myunpaidprineipalcannl!v~rexceeda maximum amount equal to one hundred twenty.five percent (l25%} of the principal amQunt IorigiI1allyborci rowed, Myunpaidprincipal could exceed that maximum amount if I pay aLimitedPaymeI!~dfso,onthed8.j;e that my paying my Limited Payment would cause me toexeeed that limit, I willinsteadbeginpa~!t'll:ne~ . . monthly payment until the next rate change date. The new monthly- payrnant:-'w~I1--_be- ~n -atl_~~~?I;1~-;:'~~7h> would be sufficient to repay my then unpaid principal in full on the maturity date at my'currentinterllstra~ in substantially equal payments, ,', -' '" .'- -'- - ".-' --~ (161 Required Full Pa,.vment: Beginning with the first monthly payment after the finaiIDit.e Ch8hg91:)ateict'" "", will pay the Full Payment as my monthly payment, .. ----;..:-d-W B. LOAN CHARGES: It could be that the 10lL'l secured by the Security Instrument if' .Dj6Cttoalawwhieb.~ta charges and tr....at law is irite-.-preted so that ti!e i!!t~ nr other loan charges- c-Ollec-ted_t)r;to::~J;91t:;__:' nection with the loan would exceed permitted limits, If this is the case. then: (1) anysuc:!i1<>8Ii reduced by the amount neeessary to reduce the charge to the permitted limit; and (2)a~y,s leeted from Borrower which exceeded permitted limits will be refunded. to Borrower'Lendel' rJia,t make this refund by reducing the principal owed under the Note or by making a directpaymenttoc C. PRIOR LIENS: If Lender determines that aU or any part of the sums secured by this Security Instrumentanlsubj#~cli';t lien which has priority over this Security I nstrument, Lender may send Borrower .a notieeid~tif,yi1:I~<~~,\;,C tien, Borrower shall promptly secure an agreement in a form satisfactory to Lender subordinatiligtbll~lien\ti(jc;'; c' this Security Instrument. D, TRANSFER OF THE PROPERTY: If there is a transfer of the Property as described in the Security Instrument, Lender~Yllql1ire;(~Y;~iilp, crease in the current Note int.erest rate. or (2) an increase in (or removal of} the Umi(;,on the~~9f~:f.lnce:i' interest rate change (if there is a limit I, or (3) a change in the Base Index figure,oranofthesll\all:a~Clilt)fc c' the Lender's waiving the option to accelerat.e provided in the Security Instrument. c., By signing below, Borrower accepts and agrees to the tenus and covenants contained.in.thiaA.djtls'ti!p!$:"c; ....R"" ~ ""'O";::' .~~;:~~, -=-. :::r' p :- l- ID "' ~ .. ():);t ;U co 00 ~~~tl ..;:: 0-1 > ::0:- c::> 0 z.... 0;:: -1m li~ . III -I c::') -<0 0..... ~r~l ..... .....z ::em -0 )> CD :::x .-:0 .- l> N (I) 0 L "" i )> ('I,') Q ............ ~ C>> N C>> ADJUSTA8LE RATE LOAN RIDER ea&l',1M