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<br />I <br />84 _ 004077 <br /> <br />ADJUSTABLE RATE RIDER <br /> <br />r <br /> <br />THIS ADJUST ABLE RATE RInER is made this _-3.ls:t- day of ], ,1 y , 19-B4-, <br />and is incorporated into and shall he deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Serore Debt (the "Security <br />Instrument") of the same date given by IheundeTsigned (the "Borrower") to secure Borrower's Adjustable Rate Note to HOME FEDERAL <br />SAVINGS Ie LOAN ASSOCIATION OF GRAND ISLAND, NEBRASKA ,lhe"Lender")ofthesamedate{the"Note") <br />and covering-the property described in the Security [ns(rnment and located at: <br /> <br />___~__,l..LL;;';'L;e.LlZ1h_.S1.rgg.t........G.rnnd...~aska..c-. RAflOl <br />(Prope"'y Address) <br /> <br />The Note eonlJllllS prom..... .Uowlng for eh_ in the Interest nUe. If the Int......t rale <br />i~, the Borro.....'s m.....ldy payments win he higher, If tlte Interat I"Ilk deereuu;the <br />B-^n'ewer-s !!!!U!!!!!y p.t!~!! !rlU ~ Io"~, <br /> <br />.;, INTEREST RA rE AND MONTHL Y PA YM&VI CHANGES <br />i Al (:lI-.... Ihtft <br />~ i~~e~;{-r;~~ l.wiU pay may (hange on ihe 1 s t <br />on that day of t.he month every .___12 __ months thereafter. <br /> <br /> <br />ADDlTIONA.L COVENANTS, In addition to the covenam and agreements made in the SecuritY Instrument, Borro.....and.UiIdei' <br />furLt}er <::OV!'n.ar!t and !lgree- M follows: <br /> <br />A, INTEREST RA TF. AND MONTHLY PAYMENT CHANGES <br />rne Note provides for an. iniliai intert::'li rail: (.ief .._lJ~;2_~__ %. <br />monthly payments. as fol1ow:;,~ <br /> <br />fB) Tlao 1_ <br />lleginnlllll "",h lhe lint Change Dale, my mlerest rale will he based on an . 'Index," The Index ;. lhe weekly averqe yielt:l on UnitetiSti!es.'" <br />Tr....W'Y ".,uriues adJUSled '0 . constan, malurity of _..___ corp __ y....., as made .v'ailable by lhe Federal it""""", Boan!,Thtmoat'. <br />recenllndcx figure available 8$ of 4~ days betore each Change Date is called. the "CUrmtt Index:. " <br />I r the lude> IS no longn- a,,,,lable. ,he Not. Holder will choo.. a new inde> which is based upon comparable information, The: Note Holdlir <br />will give me notil.."e of its choicc, <br /> <br />t(:) C__ufC__ <br />Before: -caclJ. Change Dalt". rhe Note Holder will c-akulatemy Ot."W interest fine by adding ___.tw.o.... Plo(i nnp,-h~ i f ~~~ <br />l_~.~".~.,;;:__,_~ ". __, ,,__ ~,) \0 tbe C urrml l1'i<1U. and roundina to the neafei( I /ll '" < Tnt sum wiij be my :new iotucsi fate... Tne: miWmiim lnt.eR$t_rate <br />on this lotUt will be nQ iess lhar. . _ w_ _..><'.......:.........~___.,_. __~ ~ < The maximum tnfaest ratc on this loan will be: no Ill()ff than 1 t; , n '(l~ <br />The NOl. Holder ..ill 'hen derertlU"" <he amouut 01 'he monthly paymen, th.1 ",ould be ,ufflcient to repay in full the pritll'ipallant <br />ctpected ~Q iJwe -on the- Cha~'f Date h, ~u~tiaily ~uui pa,ymcflts by the malurity date at my new iniMest rate. The:' result of ttib ~ <br />wiU b(- the new ;unt..ounj nf my Int1tlthiy payme..Fl-t. <br /> <br />tD) .:nocll.. Date 01 (~ <br /> <br />M)' ~ intCft:$l .atr wii1 t"-v.---m:: ef1a;li.o;; vll ~...Ji Challit Dait'. : ...;:1: pa,. ,fit' ..uvu.m of m, n~--monthly pa}u~t,~-on ~,:~m. <br />lllOlltob pa)'n\et\t date a.ftff (he- Challit Dat-e until the: afU'ounl of my monthly paymern c_nanacs ap.in. <br /> <br />IE) :0;_ of 0....... <br />fhe ~(' Bolder will mad Of iJ.el1\e1' to me il nOlk'C' bt-fQte Udl Chanst' Dau: < rh~ nutK-e wlU advi$e me of': <br />In the nc" in."~t fate on my.ioan as of tbe- Chanae Date:~ <br />(Ii) lhe ;lJI)O-unl of m)" mOluhi)' p;i)-'Utent f(tHo\1l'ing.lhc Change Dale:; <br />(iil} an! additIonal rnaH~~ Whh..-.b the Note Hold<< U required to disclose; and <br />{l\'-j ihe htle 41ld tciephone number of a penon who will &fU:\lrer an)' question l1lUiY have reprdina the notice, <br /> <br />B. CtlAIlGliS; tUNS <br />Unijorm CO"-'Cl1&lU" of the So:wlty In!oUUmem lS a.m~mied to 1'e'4J as. follows' <br /> <br />4. ~ I...Mu. Bon{)'A'(f daU pa~ aU ta.le:i~ ll\e1Sments, and otheJ I,;har,go. fines and im~iHon.s attribulable to the Propeny wbic::h may- <br />atwn a priority Q\'-Cf thu Socu.rny Inslrument. and lea.iehoJd payments of ground rents., if a.t1)\ in tne m.anner provided under ~ 2: hueof <br />Qf~ if not pajd in 1-oc.'1 man.'"'lct, b}' BorroWt-,tt ma.k.ins p6)'DlCfJt, when due, dire(;tly to the pay<< thereof- BortOWef shall promptly furnish to <br />t.tf1rdcr m.l ~ of amouau due- under this paragntph. and in lhe e"--ent Borrower ,')haU make payment direto:dy, Borrower shan, promptly <br />f\Unbh tQ l.enda' r<<etj)t-i ~"'Idcfu:mg ~lli."h p:ayme:nH, Boffo~er shaH promptly dl~hiUge an)' Hen whicb has priority ovc{ this Security <br />lD.\l.rWDt':nt~ hoW('"tIt'(. BonQwcr sbail not ~ required [Q d1s.:hatge an} 5lKh ilCn ~ km8 as- Borro'Ater: (a) shaU agree in ""'fitin& to the payment of <br />the obbaauon s<<utr:d by i\h.'-h liea in a manne-I a-u::tptabk t~} Lender: (b) iha-H in iOf..x:t faJth \,':onlest such lien b)'. or defend &pinSl enforcement <br />at ~h Hen tn, ~qai Pf\.xt."<<iitijp 'iIotuch L'1 tht- i-;f..~mivi1 Qf Lender operalc 10 plC'VCtll the ('ufor~ctUrol uf th~ lien or (Offei,twe of the 'Property or <br />JUl)' pan tb:etrof~ 01- {el ihaH SC1.:UIi" frotU. ~h(' hokief of su~h heo an ag.r<<mcnt iU a tmm \d.u,facwry 10 LendeI subordinating. iuch lien 10 tbis <br />Sef.~Ul'it., In4rum<<H" <br />If tCNJ.tot dttttnUne-s HUll aU rn an)' part ,,-'I the Pt..ilM:rty If. s-ubjc."1. W it hen \i.,'h~'..'h milY .HU\~n . PUOfH..f \.'\t:t this Stx~unl)' lustcumatt, Lender <br />~ a~"'" fki.rfu__'(:r "- r~)1K.'..i.. ~-denufYl.'nl; ~u~h hen korH.h~'CI ~h,lH s.ati,$.f)' ~Uf,:h h('n m ta;.,e l'fK' or BU:1ft: of thoe il(!lOm ~{ tonh aoo\-'C' within ten <br />a.~1. of the ti....u1l0f t~ t\{AKl.', <br /> <br />L <br /> <br />C salK:}, <br />V~fQtm C-o"enaAJ ~"of the 'S<\,UrHY !H;.tlum~H i!. .n~.riiJN ~u ICitd Ai foU~}..-~ <br /> <br />,.. ....... [':--II;":~ fm 4n~' H-t-..l:o(:C' ~e\iuj.rW unJto:t .:ippik:.ab-k law loll b(; gl\-efl HI .iOOlnt:f f-",--~'m~f, iar ..ny flotK"l;' W jl()H-0\\'er pn:niJcU foc lf1 d:l1~ <br />~vnJ.y iMH~t \-hlll! ~ jllo.-eU 11)' ;j~I:"~nll" It \)f r..y' ~'lh\~H-f~:It h)' f'tni da.,>> m~] to B..1ff-o'.\t"t at the P'tnl)(::tt'l "dJu'-s~ ,.)f dl 'f,tk.'h tlihel addr("S'I, <br />a.t i.k-:ttn..-,...:c filA)' (_~lt' ~')-' -11Q{~~ It} j:,nKtC1 .II$. (K-th"\Q.e.J het~m~ MtJ Un ii;:..:- ;-'}Q,...:t H' LcnJ.c, 'd~aa t!>t '1"t't:.f1 h nn.l l-:!il~'" \n;;'i.1 to LC-llJcT.... <br />;WtdU:'_li-.f -..W<-;: 'Wlt,-" "w ~'11 \'*.h,h l.."t-~ ad.Jr5-~ -'IU ~ t'n~j': mol) .jfii.'~t(; h"! f~Otl\Ct' !O n'.)Ho~ef i-1,,~ f'l9QJed flt':h'HI_ -'fl.} li':;~l~'~: f'w'qdrJ hl'\" <br /> .nth!'.. <br />~i'~~;;_A,ihl} I't1;H-I~'1.Utfl; 'J<h'll1! bt d<<:nwJ ~{~ tH,~t; ~~. "''''(1\ t-o >>~)Hf-'Wtt 0;- l-e'H-dtl '>I<hK'\1-_ ~n,("n ,:,> ihr m~m~-t",t ,:}e,~~i1--:lIOlj h~{-H~ <br />