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<br />ADDITIONAL CO\'ENAt."l'S, In addition .0 tbe c~t and ~ _de
<br />further covenant ami agr~ M follows:
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<br />;84 --""! 004049
<br />AD.JUS'I'ABLE l'&tTE Im>ER'
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<br />840 Ea!?l Oela.'!'!!Ie, Gra!;1d Islandr. Nebra$k8
<br />(l"roperty Address)
<br />Th _.-' .............llIlowtatff...~
<br />,.._,dle """'-'t ~ ...,-lriIfbe
<br />~~ moatlIIy' PllYRIRl>rilbe_.
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<br />.\. INTEREST RATE AND MONTIlL Y I'A YMENT CHANGES
<br />The Note prt)'Yides for an initial inter:st me of .___.__.U_~.
<br />monthly paytnt:Ms, ai fl)UOYiS;
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<br />4, I.VrERii:ST RA TE ..INn MONTHI " PA I'MENl' CHANGES
<br />(.\) (:::twIp - .
<br />T~int~t rate ! wm pay ,may e~(: on tl'>~ __ _ ] .st, ~.:---:: tf~w 0-1
<br />on that i.1ayof the- month t'Vd'Y .___.,,_-..-::....__" lllonth! UKf ..att~r, i:.<.
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<br />(It) TlIot 1_
<br />I'le&lnnmI!vmn In., n", (~Ir.u<. m)'IO''''eot rate will b< ba."ICd onan "lndex," The Index.. the wedcly .vet1ltl..yiddtltt,United~..
<br />I"reasury _untie< ad,....ed <0 a <""'WU nlatun.) 0/ ~_~.)'1e_~.,_~.. \........, IU made available by.n., Federlll Reserve 1loa1d, TbetllOll
<br />rccmt Inda fIlW'~ a.\'-.iiAbk LU of4~ oUy!> befOfc tacit Chanp Odite J! ca.Ued the "Current Index."
<br />11 t~ tr-An. ti r.c- f-O:n.""'tt .a~~i!:bk. L~ NO'!~ ffo!da Y,>1:tl ..ht~ ~ flew 1"00 whkh 1'1 based upon t.'01ltparabtcinfotmation. The Note-HoIdcr~
<br />wdl glvc ~ not~ of ii"," t,-hou;:e.
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<br />tel C_of<__
<br />Before ~-n (~ l);u~_~ ;b.c Nett! H~ wlli Uik-u1i.re my new Ultd"nt rate b~ adding ______~~t:W:Q,_~~ percentage points
<br />L2..:,,?_~ _.' w.}to- tt-.e C~(-mt !!!4eJ.~ ~ tt~nd4"lllQ 1M f't<"4fet.1: ! /SIYa. The .sum will be my new mlctat rate. Tht:minimum intcn:st rale
<br />on thit- t'3an win N: nQ ~ than '_. __~____,_ _ _, ~. Tbt' rrUlXlmUfn U:U.C':((;51 rat~ on thjlloan will be no more than . llJ . 5 'It.
<br />rhe Nt.>>< HoklC't "",dl .hefi dc:l.ennme l.M HtfK'Wftt of th-t rnumBly PGymdtt thai would be ~liffickm tt' repay in full the principall am
<br />e~.:pe,.."'N to owe...m the: ....nan,c- (>SIC- HI liu-fnunnallyequai J'lOl:YJUcflt:s by the matu.my dale ilt my lle'W intC'fejl utf::'. The- T!;S;wt of this cakulanon
<br />will he the tleW &ftl(..~nt l;)! m~- rn('oJUW.,- paftnc.ofH,
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<br />(\)) .:n..:,h. 1_ '" C........
<br />~)- fteW ltlIC"($! ratr 'N1H ba.'Omt eir<<U\:t" ,)0 t;~h t, 'han,e Date i .'fH ['3, th~ OUllounl 01' my new monthly payment bq;inning on the fint
<br />tl1Ol\lhiy pa~-tfM:'t\{ date-.l in {be:' (~1:>att' \JnHl [l'K iUfk.mnl ot m~' momMy rm~-mcl,U dUUi~ ~n.
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<br />fhe ~c HoMer _lU ~t\a.ll Uf oikii"C'J' h) mC' It nolk.':c betolt ~4i:h t,"hall&(' D3ht. i he nOlh.-e ..111 a.dvtst: m.C" of:
<br />q) ,be t1:c'VIo .nl.t'fni ratC'~}.fl m~ k'\&fl iuotfhc t:..1Hwie naIl',;
<br />un tl\c: a.nkNllllJ! m., LU\.1mhj'f ~1nK1U t.oili').int the Chang(: Oatt.
<br />(nO .out} adilitlOtWl.I tnAU('f"\ ""hK'h the: Nott Uo!\kf 1$ r~Qi..nrN!O ul~i{)'k". and
<br />1,'1:) it\< utic-&nd tt~...\(" (l.umoo of'!it f\C'.fwn ,,'ni.1.-111 an).""~.( any qu<."StHm 1 rniiy hav(" r't'gAldtnli! 1hc nouc(',
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<br />B. CHAllGf:li, Ut;N>>
<br />Vmform <':.()\.C'nam.; t,)f the :S.o;",nty in\lfument t!" alll'C'lli.ied W j'(:ou;l 3.). foHv1,i;~;
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<br />4.. ~ ~ 'iJocru-'-Cf ~l pay aU Ul.\~. ~:Unen[j. .uw o[hcr i..ha.rge, Hno .and HtlpOS-llJOlU 4llnhut.\ibit 10 tn<- Propert), wtuch may
<br />iltwn.. J."flUnt)<Q\"utrn"~untl iJbU'Ulllefll..OO l<:iIU(:hoi4 pIl)UleUL;\.u! gn.Hmo refH$, if dU). m the mannct ptl..h'IJaJ. under rlMajfaph,2 hereof
<br />Vf. 11 lKN paid In ~\ICb n\&l\Der. by 8orfQ"Jtlo'Cf lnUina pa)'lt:lCnt. ".heu \iac. Ju't\:t!y to ~hc pay<< lherwf. BonQw(r jball ptOlUpd)' furmsh 10
<br />L~ &11 t'JOtK"Q of tinounlS d~ urnier Un); p&l'agraph. and m th< eH:~nt }\I){r~'Yt.'t:.f ~h.aH rush payment dtrrxdy, Borrower shaH promptly
<br />fw'fUII\ 1-0 tcnd.ct ,f<<'~PU C:',l\Xrn.."1i'\l ,;w:h ~.,.ym<:nb" a.<)n:O~~iC! ,ha.ll )XQmpO) Jl\W.:halgc all) lien Which 11M pnont)' over Ihis Security
<br />hwn;uDcnt~ htnrt-<<a.. f~,)H"O""'-e'l xhaii nO{ be feqwrcd tJ.Jo .JlM:.fl.&tgt an; ~u-;;:b hen s-u iOOI iU Borru~L l~iJ shall agn:~e. in ~'fjtmg [0 [he pa)"ment of
<br />t_ t~ ~ hJ ~h It&t m. i; matinee -':":-cp1.ibk k' LtiWt:l, th1.\-haH 1n tl~lVJ !4lih t:l..mt~t j,u.,;h hen b)'. vr defend a,gail1M (uforl.::(:mc"tH
<br />O;:lf wdI ~*t Ul~ ~qal pu;,..~ttIl..ht.O:h m the opinH.m (.'it Lenae ,,:.per:alC to pre""COl ~he- Cni{H~Cmcnt (.'iJ {be hen ur l-Od'elluf~ I)f the Propeny 01
<br />:III) part th<<c\'~; (~('"J!hall :'O(('W'C fr\.lm ~ht ht.:lkkt ,)i ,,"ut:h hen an agu:cmem If, ., lixm ...aH~:al.'ttH) TO Lender ;;,uhord:matmg M.h.:h hen to tha.
<br />S<<:w..tt.Y !Aun.uoen~.
<br />if t~ ~ lfwu aU (t!' -an.) ~n uf the P'l't.~ty l~ .'\.ubj<<! lu d hell ."rlJi..'h ma') OiHam Ii Pfl\HH)' \Hi(.'{ thiS ~llniy 1ns.uument. Lt"fhjer
<br />1ba1t IJV(' .BotH-~tJ ill fMK't" ~iktmh}n, :liUl.'h lien. .8ol1..."",-cr "hall 'Wlt~~!)' ,u>,.'h ht'U Of !ai.e ~!lt(' <H nhJh~ d tht ~h'lIOn\ wI h)fth ;lbo',-t' .....ahU) leU
<br />Jay. of the I1v<<l1 -of tb(: iWl'KC
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<br />UN'm'm ('\t'I....ut i4 oftftc- So::.\,tfl.l) In:;tf\1nwrm n .meoded to l"("w 8.-~ l..)ilo~'",
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<br />.4.. ~. i:;.~~p( lQf 4ft} rwti<< reqW1'~ unJm .pp.l:k.abk: Lot.. 10 ~ tiP''Cn m ;:H\,\.,ltQf;t UiiL'1llCi. toU :.\ny Q-l...lJ..;e w U(ln.)",'" rr,-~\ h.W Iw tll U\IS
<br />~',",)J:y t~tl~ ~WW bt l;f,.m b) atii\'t11Of l~ Ol h} m&ihJlf; i1lry fi.r~t d.lt_,,~ li1l\d iQ ~)ri'(J.ti iH the ?!'t..'t><:ti): A,lJ:rN,'\, (~i .1! tl"Il;1:; .'-the, ltJdr('"\.~
<br />.. B\rod:-h~ ~)-' ~t' h) 1v:~tK~ it) 1 ,(h~f aj pr(''i:~ hef(:Ul~ i\nd {b) .in)' ;~)t}j';('" w 1 c:ndet ,h4B ~ ~T\'t'n t>) ,jil;\...,~ iHiUl h~ l1.'n~r'~
<br />~4~ ~.t~J he.-n'in")of: h; \<<'n ",:rtht.r 'll.Jdt"~ ~ t~l~f tMy d't..IU'~l(" hy mHr:.::"" W IJ.oTh5'di1:l ~"i p~.'i\ldc..i ht:lr'Hl "\11~' fH.;,lt"<: i.~n""llkJ !'}f In rtw.
<br />~:$~t:f h\'li',.t-~H ~,.h.tJl ~ '-I'.t~ t;,:,} I-.vt b<<-~\ J.~'o'eH h) lKltfV-..tt fA- i -tn_~1 "!1:t".t; ~n~-n Hllj~ manm:-T dn'in~tr:t; f1.{'f(,;t
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