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<br />84- 004010
<br />ADJUSTABLE RATE RIDER
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<br />______.___....:??2_li'll'J~,J.:1s)!!lo;.Jui'Si I sl<ar:>.Q..-'-.~gra5ka 6atlOl
<br />(Property Address)
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<br />The Nouc_ pro_ aOo""",, for .........In tI.. lnt.....t ..le;IftH la_r...
<br />I-, tbe _....... mCllllbJy ",,_II ..1ft be bl1Iw,If the iate_..... -. the
<br />_....... _bIy paymmu ..-Ill be _,
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<br />THlSAl}JUSi"ABLERATERIDERismadethi'l._.~d.yof July . .I!I.8iL.c..-.
<br />and i. !nco!l>Onlte'd Into and ,lIil1l he deemed toa""",d and supplement the Mortgage; De<<! or Trust. or Oeedto Seciu'e Debt(the"Securi\Y
<br />llUlrUmtnt") of the same dates/_by the undersigned (th...Borrow.....) to .ecure Iktrrower', Adjustable Rate Note tn. HOME --FE~:'-'
<br />SA\I1NGS .. LOAN ASSOCIATION OF GRANO ISLAND, NEBRASKA (the"um:!er")ofU,esamedat"(the"N6te.,:
<br />and covering the property de5crlbed in the S<eurity Instrument and located at:
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<br />ADDITIONAL COVENANTS. In addition to the co.enant and ag=ments made in the SecuritY Instrument,Borrower and Lender
<br />further covenant and agree a~ f otlow,;
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<br />A, ll\ttl'JlF.',T RATE ANI.) M01lo'THL \' P A \'MF~"'T CHAN(;E.,\
<br />The Note provides for an initial inteTes1 rate of _J1-~_~__~...~-to. Section 4- of the Note provides for changes in [heinterest-ia:te:-and;the
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<br />n:"..!1n!hly P!~~~~!'. ~~ fnH:nw.;.
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<br />4, [NTEREST 11.'1 J'E ..l.ND .\fONTHL 1 hI Y.\1ENTCIJANGES
<br />tAl Cb_Daus
<br />The interest rate I -."ill pay may cttange on the l 5 t
<br />on that day of tht month every _,_.i~ _ month'ir IhtTeafter.
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<br />_ day of . ___~______~tember 19 ~, and
<br />Each date on which my interest nlte could change: i!\ called ,a "'Cn.ange Date~:-~
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<br />fBl TIle I.....
<br />8eJinning with the nut C'bange [)att". my ullerest ratt' ~di 1x bMefl on an '<Index_." 'J:t" index is the weekly averqe yield on United Sunc.s
<br />Trcuury securitle5 adjustt::d [0 a con$l.ant maturity O! ~ __.._.._._ ~).12: _~_ year!, M maue 8-'iailable by the F~eral Reserve Board. The m05t.
<br />rettn{ Indo f~ttUfC available lU of 4~ days b<tL)fi"eacn Ch~ {),Je1!i,.;ailed the- "Current index."
<br />Iftht: Index (,\ no iOf\-SCf :byaitabtt-. tht> Nott' Hoider \\>111 dH)Q$t' ft new mde:"- 'Which 15. blUed upon comparable information. The Note Holder
<br />will &i...-e me notice ot !L'\ '-~'C.
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<br />((,1 C............I~
<br />Before ClttD t.lLtlfliC t>atc~ the NOt-r BoWes wtli CiL'<ui,u( my new irHernt rate by addHlg ~ ,_ .Lu,Q.._U..L'U:L1!:.u.e.::lJJ11J _._ percentqe points
<br />L_,;L~<~____~,___._,. __~~, to tht ("urrettt ~mk'x.. and rOUOOin.l \-0 the nejU~t ! /&~_ -Int .,um wiU be my new interest rate. The minimum interest rate
<br />(m tmsloatl wullx nO' l.e$s than _~ _,,_,_~.~~. _ ,_ 1i~,_ Tht t:u&ximum_ ImCf~1. nue on [his loan wiH be fm .more than ,,__~~.l5.......O..-__ '*.-
<br />The NQle- Huldrr will {bet, dd-enrune tht ..mv-u.nt of th:-'e morHhly payuJc:m lhat wuuh1 be- :!>ufficie!:'l~ to tepa)' Jfi fuU the principall am
<br />CX~ to owe on th~ Cl't,.ao,gf' Da!(: m 'su!:l\!anHAHy ~u4i pdVJM'n~~ hy the matUnl)' d.ne- Ql Iny flew inlerest t'~le. The fesUlt of this calculation
<br />wd! be the- ~ anKmnt {}f my lt1OiJttd)- PIJ)1ne-!lt
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<br />1m Ufectl.. ~..t C""-
<br />M)' new mta-C;!'4 rlUe ",.iU ~me -df<<U'Ye -i.m e<iidi Cha!q!'-r (".lale. I '\ii'ill pay the anK1UfU Of my new monthly pa)'ffll:"ot begjnning on the firsl
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<br />iTlOiithly pajrorll:.mt da.t-e afttt tht: Ch3:'4-c i)at~ u...~hl the -li!:,ffi-(.'-UHt of m~. !Tt'_l~Hh!y p~ym~Ul ch!U~ again.
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<br />lEI N..u....I~
<br />fhe: Note Huk1tt will truail or ddJ"''::f iO fUe-a IHJ\K-(, tloCfOfC -e~h ChiJ18~ Dalt_ nu: notice WIU adVUi(' J1ie of:
<br />ti) l1te ~- .nlefe;.t fate- un my k.\Iil.h a!. of rn!" i..nange i>ale.
<br />{E) the amount \'If m)' mvnthh' plI.)fUroi h.>llo\io-UlI iM Ch~c Datt;
<br />(Ut) -auy &\k1itioJW matttn wh.~h the Note Uojde1ls fcqUUed to diSdo~; and
<br />(iv) tne litl~ iind te~l(' numbt'f \,)1' I pe't'wn who 'Win amv.:cl' iUl_r qut"$uou J may ha-lie rc-gardmg the nOli~e.
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<br />.. CHAJtGliS: l.U:,'I.';
<br />Uniform Ct..w-enaw... of \hor Security iru.tfumm: 1'- otmenJed {U iead a~ follow.\:
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<br />.. ~ ~ BortO....Cl shali pi.:f aU tit..cs. ~(iU-, aoo 0\00 tnarges, fine\ tuW lmposwon~ attnbut.able to tlie Prop:::rty which may
<br />8uam!. pd.ont)i O\-.'t!t t.Ri.~ S<<tifity I!L~fumf1'1t, aoo Iq,sd-\OW pw,)rti('Ot,S, (3f fH.h.mJ n'ots.!f any, m lhe mannel pco\'lded under paragraph 2 hereof
<br />Oi. if not paid iA-lw;h manner, b-y Bouowu rn.ti;Uli pa.r1lK1l1, wbeD due, dlro.:th hl the pay<< I~reof. Borrower shall promplly furws:h to
<br />t~ aU noliccl of amuunts due under INto paragrilph~ and ill th~ C'\'ent BorrowC'-f :thaU male p<t)'u-.ent dlfe\:t1y. Borrower shall promptly
<br />t\il"AWJ,-tO L.tI:l<ier- r-e;ccipu e"ildrncirlj. -S.u..:.h pay-meal,), Borwwcc ;;h.aj,l promplJy d~ha.rge .Hl) lien '-"oK:h has prto(}lY o.....'er thl'i Sa-uoty
<br />lJllllUUlellt; boWC"iU, Bot11>1\-'IU shaJ-t not 0.: fe\lum:u to dj~l1.a.ri~ iiny lioch htn so 1003 as s...'lnv~er; tal .shaH agree tn wrihng to [he paymenc of
<br />thc_~$C'CUfod by ::.udllicn in a manner iK\X'PUlbk to Lender; {b) s.oaJl in goud fajth conle~t SUCh}iffi by, or defend aj.,ain.st enJ'or..:6tlC',nt
<br />Q{ ,iiKh 1ic6 m, ~ ptQC~ wbkb in tne opi:nKl,n of LendcT operate to prn.-wl the entQrcemenl. of t.~ hen or forfdture of the 'ProperlY or
<br />.. ~ t-he:n:~()rt, Of (\;).wu 5eCUre from the hokkJ of weh ij('t} an agI<<Jucnt in Ii iNm l\iiluJif<lCttH)' to umkr ')1..toordinating )ul.:h hen to thitl.
<br />~y IMl.:_.
<br />If t~ ~ tl't.a!.all Of 81 ~lWt of tht- PTopctl)" is:. su-b.,teel to a hen ...,hM.--h (-rut)' anaul .. pn<(xtty OVt:-l lhlS ~UfHY In.UfUment. Lender
<br />lbali,pve Batr~ "nolK"C ~~frm. -rod) hen. Borr-oytu $ha11 $itisfy su-.:h hen o-r take one or tll-Oft uf lhli:' iKuons s.ct fl,nh olItx~t wU.hin ten
<br />__ of tlw;Jl..... or rile loUll<c,
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<br />V.h)f'. CC't'~ i4 ~r lbt. Stt\ifUY Inttn'fJ\tfri. u l\~ to read. 4\0; fnUow~
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<br />U,., ~~ f,,~ (w: D') tl(J(~ ,.cq.u.U-C!4 u~ aPJ,JtK:&htC. law i~) bt J1\"~\ m .nothc-, UUsnltef I (ai .;ln~' ni.Jti~~ :u B~Jfhw.-er proy..Jc:d fur m lhi,)
<br />~u, 1~ ~... jivm-b:Y'_4di''etlD,J It Of by ~ it hy hut i,':1aM IUAtl tn 6mH)W<:f ~i. tht" Ph.'f..cny .i\d..1rQ~ l.)! _I ~ud\ other "-Udf~~
<br />.. .OU~"f m.f~:wne ~'y.1l\,lt~ to l~' ti pt_QY1_tded Mft:\W. Bud (b-,J- IUl', fli)tl(:~ ~u L-f:nd~i ,li.MU be 'l'v("fl b~ Hl'st dil;\-~ mail to LenJfi.~
<br />....._~~**ejJ!li)t.h,'\.uo;,-t. (J:(btl ~t.ki!Na.'f.,t.~ tt..)' ~~ b-Y-f'dO$-K:t{t,,1BoJr(1""t}'.\t.\ pt'Q\-iJ<<1 ooeU'l-. At1r n...~~"t'p'!IJV1;Jcd fl..\{ u\ thl"
<br />~\f,n1',')' :!.Mtt~ il~ be ~ to tUl~c: ~'" i-h:tfi in '9wftlWff m l~~f w~. IV'iOt in l.hC'- uaJ'~ll('~ d~I..t!4t-eU he.ft':lh
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