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I <br />$4- 003985 <br />ADJUSTABLE PAYMENT RIDER <br />THIS AWUn%Z PAMIW iti£ER is msde this 27 th day og Ju1-,y <br />incorporated into and shall be deemed to the <br />Secure Debt - (the "Security Instr ") of the same datlgiman by;Eha <br />secure Borrower-s Adjustable Payment Note to Tatter Finincia2 Inc. (th <br />(the 'Note ") and'cmering the property described-in' the Seeuritq Ivsixiim <br />0908573 =3 . <br />if the index is no lounger available, the Norte Holder will choose a new index vino is based upon <br />comparable information. ' The Note Holder will give me notice of this choice. <br />(C) Calculation of Interest Rate Changes <br />Before each Interest "hake Date, the Note Holder will calculate my new interest rate by adding <br /><.010ck percentage points ( 3.000 %) to the Current Index. The Note Holder will then round <br />t re ;, '&f this addition to tfi i est one- eighth of one percentage point (0.125%). This rax&d <br />amount will be my new interest rate until the next Interest Change Date. jxCepL the maximum interest <br />rate sFal1 riot exceed 14.990%. <br />(D) Interest After Default <br />The interest rate required by this Section 2 is the rate I will owe both before and after any <br />default described in Section 1O(B) below. <br />3. CALCULATION OF AMOUNTS OWED EACH MONTH <br />The Note Holder will calculate my Full Monthly Amount. The "Full Monthly Amount" is the amount <br />of the monthly payment that would be sufficient to repay the unpaid principal balance of my loan in <br />full at the interest rate I an required to pay by Sections 2(A) and 2(C) above in substantially equal <br />Payments on H 2014 which is called the "maturity date ". Hy first Full <br />Monthly AWCKMJt s b , �. Before each Interest Change Date, the Note Holder will <br />calculate the new Full A.— y'fwrou¢ut which I will awe each month beginning on the first monthly <br />Payment date after the Interest Change bate. <br />The Full Monthly Amomm I awe may be more or less than the amount I am required to pay each <br />month. Section 4 below states the amount of my monthly payment and how it will change. Section 5 <br />below describes how my unpaid principal balance will d ange if the amount of my monthly payment and <br />the Full 4onthly Amount are different. <br />4. PAYMENTS <br />(A) Time and Place of Payments <br />I will pay principal ani interest by making payments every month. <br />I will make my monthly payments an the first day of each month beginning on <br />r I will make these payments every month uuil I have paid all the <br />a 4terLer di atti any tither charges described below that I may sae under this Note. My <br />monthly payments will be applied to interest before principal. If I still owe amounts under this <br />Note on the maturity date, I will pay Chase amounts in full on that date. Theme amounts caald be <br />granter than the auxot of my last monthly payment before the maturity elate. <br />I will make my monthly psyyuments at :120 South 72nd Street, iln ka, Nebraska 68124 or at a <br />difterent place if required by the Note Voider. <br />ADJUSTABLE PAYMENT NOTE. 6 NTH TREASURY INDEX 3 - 4 €amill ) <br />e,� ear LA. <br />