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<br />PREPAYMENT AND ACCRUAL OF THE FINANCE CHARGE. EvelithoilgllI do. DOt bave to pay 010'" than the "'llUlar scbedUIod lIlOlllbIy.pa}'lllelil,.tJ\aVl' !!Ie ,
<br />riglll'O P"'P"y tbe whole amount owin~ to you in fuU at any time Of in part from time to time, If tbe lending or batik Ihat buys my cn~
<br />chargo daily, I know my fllWlCO chario will bo I..., if I make an..my payment, and i. wiU bo bigher if I
<br />finance cb"'ll" will be roflocted in my final biU;I also know that the amoullU shown on the reve.... s'
<br />_ estimates based on the assumption Ihat you will receive eadl.,f the l"'yments esllClly on iu d1Ie
<br />i. nothing to ...fund if I am cl>arJed on a daily basi., If the lending inStillllion or bank dOes Il<lI cnmpu~ the fintJK:e, . ....
<br />will ",fund 10 me tbeu...........pnnion oftbe finllO<< charie (m-.) by the accountingl>fl)<:e<lu..,ltoown...the .' ..' .... ...lIDd;dit'
<br />filt1lled on the scbeduled dales and amounta of my montldy payment and not on the ..tiia1 dates and amounts nf' tbc.pnop.JtIleDlltll8t1poy to
<br />ofloilthanSI.OOwillnot bomode,
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<br />ADDITIONAL TERMS
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<br />IMPORTANT NOncE ABOUT WARRANTlE8: ..> .' ...... . .',
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<br />(a) Wa ..SELLER HERE8YDISCLAIM ALL WAARANTIES, EXPRESSED..OR~.<OFi
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<br />B1L11"iAND FITNESS FOR A PARTlCULARPURPOSEON ALL GOODS AND. $.:U~'
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<br />NISHES BUYER wrTH A SEPARATE WRITTEN U~ WARRANTYOJr . ~i
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<br />LER ON ITS OWN BEHALF (WHICH, iF MADE, ACCOMPANIES THIS
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<br />(b) I bavor<od, in detail, tho sepualC "!JMITEDWARRANTY" wbiclt accompal1ies this C<llUnlcOt e.xplalnstbeCOlllllti<ln&
<br />_ products will bo repainod or.-eplaeed, I take notice of the limiWiono on thoWllmlllly. and lpatticuJarlY.~.ll>auDY
<br />goods I.... only ..long as tho warranty or servico contracl. .
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<br />SPEClAL..oRDEll GOODS: I know Ihat ynu ba"" measured my house and i..openin~50 lhatyou can make!boplOlluclsln lit my ....
<br />good> that.... llWlllfactUred for my _if.. house probably wl!l not fi. any other bouse., and under such conditions. Iknowlbttt:~
<br />after tho period orum< given to me, by law, in wbiclt to cancel. Aflet that.lega1 period oftime. llmow Ihat lhavetheobligalionlnpay.)'l3I1ill full
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<br />OBUGA nONS PERTAlN1NG TO MY IlEAL ESTATE: I I promise to keep my house in JOOd repair and In ~itinswedtcirlll' .
<br />~ buymg . fin: .nd oxtended coverage msurance policy. Tho iDsurance company must bo appnwed. by you, and,llnl pOIley_llt."...
<br />you are to be paid if there is-. Jou- The tnlut"InCC company musl agree that it will not cancel myp>JicyWitboutfint-telliai you...-t .
<br />you directly for any Jou . You can cl1oo$e l.o w;e ~a lnsurllU1Ce ~.Y'fMnt lO either ,repay any amounts 1 owe -you. or to
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<br />~r;:':~:~~l)~::t~=:: ~~~~;:;w~~.rt=J~EO::,a::~~UtcD4.~lftnVor
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<br />pennission. 5. If I do not msun: my house... fulll'J my other obltgations '" my real ...tate, ~ youcall <In i. for "",if \You _ ~
<br />of tbeoo abhganoM ror me, 1 agree In pay vou bod on <lo11Wl<l plus '''O~ at the blghest lawful COIlll'ad rate of _, Ulltil I pay you
<br />10 my debt 10 yoo whicb IS secured by my ~ ..- and bouu. I know that if you decide to buy insunm<e for me Ihat you <In not bavet(>oblain 1lIlt'
<br />insurmce.
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<br />SALE OF MY HOUSE: I pronuse not to ..II, lea>e or gIV. my 110.... H) anyone untill b.ve fully r<<paid mydcbllO you,
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<br />DEFAVLT: t wmbc mrlef&i3htlMe:r It-ils':~:.if:
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<br />I don't make a pa)'mtnl when due: Of"
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<br />;- I breai: my prom* I tnIf:k to yoo m this contnlL't; or
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<br />.\ Something ebe happens whiCh C&U$<< )IOU to bl;lw-ve in. good faith that (dtl not intend to pay you as. ptOIllised~ Of
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<br />4- I defaultooQ any oblipUCN- fOf winch I ~ WIng. my home u c-oJLI:!eral; Of
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<br />~. Somethi.ng~tomy house wbKht~.tens yourngbta.lfany. inn
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<br />IF I AM IN I>EF AUL T: 1._ that you havo the flgbt to forecluoe the MO<lgaJje I have gj~eo to you and beve. my bouse IOkllO repay...y ~ lOw!> JQliIU
<br />un mdefault uoderttui conttaI;t. Bef~ ~y hou~ 1:\ mW, yoo Win doe~n8 thI.t the Isw- requU'e$, lfyou hire, u aUomey ~u~tyou to"UmYhooaeior;-~-:::i
<br />01:, to protect your f1~tI. I agn:c to pa)")"oo fOf}'OUf Ruonable- oiltornCys fceti.and for other relattdexpcJI8Ci!UCb as counCOltJ:~_title ~wmooo,_<Yft__ _, _."..
<br />W-pr~ my bouie. if}uu are a.lW-wed I'd \.:oHc'I:t wcl1 UlOUntl by law,
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<br />OTHER RIGHTS: We C-&rI choose nQl tv cnfon:e lit) ~lf the nghts under thtS contnct as often as we WJUJt without losing them. Or, we can delay enfontina_ ._Of_tb6--npc.' ~'
<br />without k~lfI8 them W~c~Ultl$OUlC ....ly nght1i OO)l;I;,-or mthc futW'C' gJ\'cn l.o ulby law
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<br />DittA \'8: I koo"," that Y(lU wilt UK )'OO-r be~t efton:s to ulSudllhe: ptOOucu I am purduwng on my hou~, but I &l.to undenta.nd that 1n some $ilU&ticu you mI.)'-~
<br />dt-lay~ dutt are C-BU~ by smke$, ~f \.'oodlUom, debt)" you ha't(: HI obtaintni ma:eriaJJ. or fOf other reaJOftS- thai are: beyond your control. I undeitund tbatyou_wllI
<br />ootbehabk-fof~",h\l('lay)_ _ t"
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<br />ARBITRATION: rf I hA,V'(: .li1.s.putt or cl.aJ.rn ....'lth you Ci:mc;:ernln, the -qtliinlit} , qwt1Jt)'.()f pt:ri~ of ~uct!, J.'~~ that my ditptl~ may be submitted to
<br />-IIJld ~tticd kI.:Qf\l~ w !.he meJ~Q'Nlrb1tnluon ~ thaj 1mI) ~n developed L-'1 my rommuruty. I alia kBOw Uw. uy dedlton made by an ArOurator{l} wouJd be ~
<br />t.ered In the court haVlllgJun:M:bct'1on over me and 'jw
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<br />SALVAGE V ALl'E, ! ,,,..,,, It\at the w.nOOw., woodwon:, and othor _al. that b""" to beromovcd by you for this intWlal'oo have 110 ulvap valUO, WboIl.you...
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<br />move fhe.m. )'uu. CUl bJ;~e- them fO( ..,-h&te'o'et purpo:ac. yuu .'an{,
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<br />SPl:(]AL SITtlA~~the tm~(lf SQrnC of the product) tbat \'00 tel!, f undcml. taod thal.jnspcc.ia1lituations thatro:ur Rqkma1 ()fflc. mil)' ~tunMew
<br />and K(.~ tins cOn.ttk-f_~1 ahOuOdent.and that rill) We Q..:~'Urrcd In m) home ind that you &nd 1 may not have had aJj the COITCICt Information importaDt to thi. trIIlIICdon
<br />at l..1Ur fingertip!; I gtlft: you In). t.'mUeot M conect an} (lbVtOUi erron that may h4n ocrurtl!d when the blanks \n this contraCt wore oompleted.
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<br />u-.'V ALlO. PRO'YlSlOS~; if an) pt'O\'Ul00 of this. 'QrUI~t '''It}lata the ~w and is u.nenfol"ce-Ittie. the rcit oJthe conU'att will be valid, If InY pan of this c:ontl'lCt NqUireI
<br />patyment .of more 1~ than the law pernulS, then you w1l1 only hI.~ \he nghtlO rollecc from ~ the amount of intere.t which the law allo.1 you to coUect.
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<br />COMPl.ETENESSOFTHlSCOl\TIlACT: ThIS """fl"" ,.., onl) be cbanged Ifbo<hyou and 1081<< io wri'IDi,
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<br />The fQUcwmg nou" oonJ:$ to nl) atWnlmO lhi': "gnu dw ! hAve t',C;11 wben thl$ l.-'QntrKt IS wid to II fi.rWKlal institutIOn or a bank. and 1 should notice that the Unpot'o
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<br />l:IUl<.oltb"pN'.....m'H.....-..db~"'_"''''''<''lt.npo.ol.b,,'Jl"''<'n,.. NOTICe 84 - ~'3W6"7
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<br />Thla cnldlt contrKt f1nallCell . purdla... All legal rlghta which the Buyer haa agalnat the Seller art..ng
<br />out of thla tnInuctlon, Including .11 elalme .nd defen.... .re al80 valid agalnlt any holder of thll contract.
<br />The rlght to recoYeI' money from the holder under thla provlllon II IImltecf to the amount paid by tM buyer
<br />under thil contnlct.
<br />A claim ia a legally valid reaaon tor aulng the Sallar. A de1en.. 'S a legally valid .....on tor not paying
<br />the Saller. A holder la anyone trying to collect tor the purch....
<br />ISSllllAN('~E CANCElLA'nON: If I hJ,''-c.req~ 1MUt"aOC-c: on thl_!iJ'-urchibC, I may ;;4l\Cci such requesl for InSUratlc'C for any reA.iOn within fi~n U 5) daY1 f~m the
<br />;aM{:~~~;:~~~~;n:~~ =:~fi=~~~~til~~=~~~~~:u:~~um of m)" co~-entie wIll be amm~ W\th the InJurmcecllrien;s) and
<br />PLF..A.SE S~TE: Ifl h.a..'e t:hUC'~ IMUftil>;:-C ll\ t,~)kurChas.c, I \l.'di ~,--en;~ ~lttun ~HJ1:y .,JOiU.il}$ '" <:erurKatti;:Jf \tlsuraJ\~~ rnore full)' Ut:~nbin~lhe lO'ur..n~ ,<?,vera.ge.
<br />~~~'7c~~~~ u: f~i.~~~ ~~~~~f~inMLr~~~~i~~ ;.:~~~ll:y~~~~ur~~:~~fZ; ~~~~:~7/Ilg~~~~I~~h~~f~ ~~_~uran.;e t At I am cov~~ only iO
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<br />NOTICE OF PROPOSED INSURANCe
<br />1 tak.-e noac-e tNteither C~t Llfc- Of Crcdl' "o\i;ct4ent and Health lnsur-anc-c. or ~~ wlll be applicable to this Sa.lC& COutrlCt. on the teverst' .ide only if 1 hav.choson
<br />~~~~ =~1(> ~"bi~='e~,,;?:'~~~ ,.~:nt:~~v~ ~.~t:~~~~~i:~~.~~:~~~: ;~~~~~h~: ~~el~~~~~ S~~~q~~b~~~: :~i-.~:C
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<br />mQftt)dy pl)rtcnu f u.~ thai Jhi, ~14f' msutJJ'K."t fN; IK>t p!o'Vuk cm'c-r-llge for m~ lut few p-dymcnu. .Jl.Jlld. thai dunng that penIx! 0:1 1Imt- I wllJ not hAve 11l1}
<br />~~ ~, AU benefits Md proceeds of the .u~~ra:oce witl bt paid to YOU or t(l' Ii finaJ'JClal U15unm.oo. m 4. bank. if l.' p~h4l1C'S the Sak~ nmtrA\.'t t(~ !.he ~ \t~nt ...f Il~
<br />!~ and Ift)" ~-e will be pay.able tu mc, The tTutla.l afJlounr o.fCredit Life In.\i.~'C IS the amount re-qulred to f'\"p8V th~ Total ..,fPayment.s; lh~-aftef. tht l.ns~e
<br />~-jo be} tht ~,ot' eiICh tlK:mtbJ)' pit)'tnefltOO_ i.K:hodulcd 30da)' ban~, lfl WtlJoUllly obhgi.lt:d 00 the Sa..lu C()iltr~t with a C~).<Buyt.r. and Wt,hAvc ~ Stlned.
<br />the~ furCred.it Lde fnlUl1lACt. ~ brruefiu W'lil be payable only with re~l to the fint OI)(Qr~ lodie S-ubj<<t 10 eXdUMOl1li. ,thmmatlonsOi'_wlIune penod. s-tatN
<br />if\ the m~.'C po,IK"} or ...'eftf~*. ('rN~t Ac.c,clmt a.'ld }Walth ln~u.rJ.l}Co( III fOf me ~otfit amL"lUnt o! I '30th of ta\:h mom~ '" p-yml!'tlt 11.)f eiotChday that I am ~lIy daaolrd
<br />~ tI) an mJUJ) Of .~~ w-hik I O:9H: any pa)-mtm tv ~(.lU~ ~wen'-" i undcnlAnd that I h.a\'t! to be l:ieHm!Cd from wonmg due to ~och total dl5.biHty for mor't tha.n four.
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<br />=~65';.z..~"'::i::::;~;:::~~~~~ki.dio~~;~~~~~':m.lba.:.;.=<:~:~:n.!~ m..;f:"~
<br />UMS.. ............1hat ~ Oft ,__ Due: 10 the n.\L\imuro &ml:'iW\t. of ~o..'-e.l1ii'C ll&ted in the- lnSU,fal'KC pohl.]. I x_now that any ~plUd amount In eXl;C'U of tf; m.urancc
<br />~ ~kn.ull bave ~,",JIQt If the Sa1ft COOltlli.:ll.t. p.rcpud. m (ul~ pnor t.\'1'_ d'tt !ul r"ymenl ~. any u~ lnlwtllffi;:e pte:Huums "-111 tM:: ~fundod_ to mt I1l. the' tnIUl~
<br />ner ~lCn~ by 1... W Jthin tNtty ilO) d.}'~. I wl!l tect~'\"'t tht i.:Cnifh:1!C rn U'l:uu-ance more fuUy de:K'nbtn, 11l) .MUrl1Kt: ~.t)'\'t~, If the U!luriUh"~ 1$ mx aq;c.pttd t;.~
<br />tho~~)', t 'llriUft@i"".~t\mdQ-(lhetnlUraAi.:-epretruu.m~lha'\,~p&1d_ ~
<br />8li'YF.Jtl n...'(tf~~i;QGt6WwanlJltitirel"l'VC tQthtllW Jlvefiby u*loiMfinatKilJ U't.tituU(.\tl~"N~ :~~,~pr It ~~,~~~~:.~_:_("':'>'.'~I." ~_
<br />HLLIR'S WARlWml!8 AND AS8IONMIUofT OF IN$TALL~ SALES ~~~ AND "'Q~~~I;),;'.P' , .
<br />fOR V ^l~'E RbCf:I \! EO. SeUt,. hei.~ ~i.b, ~nllf", ~>~4t...t;n, t!'aMfen ~ dl::h,.et~ lu ~t~':,",._.._,_ f't):..e:.~_t~..C::t!=:' _~,~:__s.l~~~..~(..~&
<br />,^~.} ~l ,,'If N:ii t.;.;.1.. !uk- .r"" l~ U'l.nd tt.j W Jnwllrnem'Stif;1i Cuntfl(:t.OO M"mgo.glir, tngctntl With all"1il.!n~ e\uh,n,g: l\. M'\.'uft ~l~ ra.~'l-'Iieli~~..a,w;ht: pr-opett)
<br />=~':~11-tt~'n.~ fi=~u.: ~~~~~~U~~~::=.;~t~~~~m~.-~1~~~~:~~Tt:~{;~~ :~~:~::l~~~\~\~e~~~\~~n~:
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<br />(,ff m. ~."4t, _ ~~ ~~ ~n~ {.-, 1'htI! ~-.h W'*'AJUI)'tMIll ~n in fhti '~"'"1 w$i :.::tuaJ()' patd by Bu,'(t' &00 ',,"' van ..H w4 d(Pwll~)'W.elll wu Ji,'l*1\Od .II'
<br />r~'_(~h pi 1~1~ t.y ~l\et -1.1) 1}.s".~t..1~) F...-::h.lhfytrr Hi ttrally l,.~~:m t:n't';.t.~'1, ~6i n'l.l~H;I'llt.r~:t i:l! ~ llflOi~ ",iH rtI''f N:-"'Uh~l' {I' kit) ,'!.lHri, Jffl:'l'!'<f'
<br /> _ de--~'nit;1;1~ ,~f n!<h~
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<br />~: ~~: :~; f~':~~~ ~; ~~:::: ~~u:~~r~.~~~ff== ~f~:~~-~,.;~;::~~ ~:r ;~_;~~:;~,,~~~.;:~~~~~_\-~~ ~:;t:),,~:;~;i~~{;~~~~~'~,~_ ~'~',_~I~I:~~~~il~~~;!'i':
<br />"",m "".0<1 No. ,'.",,,, ".;.,.,"'" It.,, ,...< .,,, .."" ".~"'" ,_ """,_<'I<<I'~ '"' ,,...., OOS COllTtlACT IS SOUl If Slun W!THOlIT kfCOORSE
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<br />p...; -r.:.\- HM. f-,"il \.~'tH'-;-Ul~, ~f l~.. 1.,~-wn-~$-r'.e<J '-~f~t:~\'(">J iq.>i~~1; , ~ ;,iw ).-1<'H~~ "H,-\-;.! '~iM *,~.K~ ~,. ,"'_ ,-" ,'".'1,-'1"
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