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<br />(H) Required Full Payment Amount 84,-- 003797 .
<br />Beginning with the first monthly payment after Ihe lasl Change Dale, I will pay the Full Payment Amount as my
<br />monthly payment.
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<br />(I) Effective Date of Changes
<br />My new inlerest rate will becomecll'eclive un each Change Date, I will pay
<br />begmning on the lirst monlhly payment dale after Ihe Change Date until the
<br />ag;,in.
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<br />(J) Nollee of Changes
<br />The Note HQlder will ffi3il or d~liver to me-a notic~ of any chunges in
<br />e'!fective date of any change. The notkc will include information r-eql,Jired by taw-- tcrre-:given
<br />tdephone number of a person wh,) will ansWer any qucstimll may have regarding the notice,"
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<br />B. CHARGES; LIENS
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<br />U!1Horm Covenanr 4 of the Security Instrument is amended to read .1.15 f()lJows:
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<br />4. Charlles; Liens, Borrower shall pay all taxes, asse"",e,,!s, and other charges. fines and impositionsllllril:>urabJefolruL~
<br />Properly whIch may auain a pnorit) over this Security InS!rufllcm, and leasehold payments or gtoundrents.ihny.int~~'
<br />manner provided under paragraph 2 hereof or, If nUl paId in such manner, by Borrower making paYment,~wb~nA~..
<br />directly to the payee Ihereof. Borrower shall promptly furntsh to Lcnder all notices of amounts due underthi$ parallrap\1;
<br />and in the "vent Borrower shall m:lke p:lymenl directly, BOrTower sh:l1J promptly furnish toLenderreceiptsevideneUl&
<br />,ueh payments, Borrower ,hall promptly dIScharge any lien wltidt has priority over this Security Instrument; pmvidC?"
<br />that Borrower ,hall nOI be reqUIred 10 dlSchargc any such lien so long :IS Borrower: (a) shall agreein'writin&t.it~'
<br />payment of the obh~a(ion s.c.:cured by 'Suc.h licn in ~ manner acccp[~ihle to l.ender;- (b) shaH i-n good faith contest'$uc:!r,I~;-
<br />by, or defend ag~\in~r enforcement i1f such lI~n 10. h~gal rr(".ceedings which tn ~he opinion of Lender o~te:tOJ)rev5i:~the
<br />enforcement of Ihe hen or forfeiture of the Pmpen)' or allY p"rt Ihereof c Ie) shall secure from the holder of such lien an
<br /><Jgn:cllli;nt in a form 'ati,'d"'h,..~ory lO Lender ,ub')rdinaI!H! "'Udllicll to Ihj~ ~)ccurity Instrument.
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<br />If Lendc:r determines thai all or any part otthc ProperlY IS subject to H hen WhlCh may attain a priority over this Security
<br />Instrument. Lender shall send Borrower notice ldemifying such !ien, Borrower shall satisfy such lien or take one ,or more of
<br />the actions. set fonhubov(: \l,'ithm lcn Jay" of the gi\'lIlgof nOlice,
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<br />C. NOTICE
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<br />Uniftum Covenant l+ofthc Se\.'Ufu)' IIlSlrU01\.'nt h .uneth.k\.t w n..'ad ;:IS i'olh)ws.:
<br />
<br />14. Nu-tice. EXCCpl fur ..w)' ilOtll....l.. 1\'4lured UiHJcr ,lpph(abh.~ j,I\\' to be gl\'Cn 11\ another manner. (a) any notice to
<br />Borrower pnwiJcd for in lht'\ ~..:un!) in!,truffit.'nl :-.ha!l lx- ~iv{.'n by dchvcring it or hy maHing it by first. -class mall
<br />.addres~'ti to Uvrrowcr:1I ~h~ PJiJpC'rt) t\ddr~~ or;.H \u~h lllfter address a\ Borr(!wcr may designate by notice to Lender as
<br />proYlded herem.. and (b) an)' nOtlCt to L..:nd~r ~h<llll.'<.' ~Ivcn by tiPil tj:!~s mail to Ixnder's address stated herein or tv such
<br />otht:r aJdrf...'Ss. as L~tider rHdY dl..':\lgn.ttc hy notll..'C to B~)n'}\\-l.:r:l:\ prnvuJcd th:rcUl. Any notice provided for in this Security
<br />Instrumtnl snaIl be d..-cmr.:J 10 ha'n: t-"':1,'n gt\tn to Burro\\'t:r 1~1 lxndcr when given in the mannerdt~ignated herein.
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<br />D, lJ:'\jlFORM SEClJRI1Y INSTRUMENT; GOVERNING l.AW; SEVERABIUTY
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<br />Umform Covenant i5 uftllC SC\:Uflt)' in~trumcnt ts.anl,:lldcd to fl.:ad iJ~ follows
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<br />15. UniCorm Securit}" In~trumC;'nl; GOh'rninl{ l.aw; St'Vl'n!biUt)'. TIllS form of Secunty InstrumeJll combmes uniform
<br />':tl'CllaH~, ltH' n~lth;ll;ll f1~l' .wd li~)ll-11HIi'ilrHl ~li\Ct1iU1I~" With IlJ111{t.-,i \<ill.lthH1:i by jurisdidiulI tn l'Onstltulc Ii unifonn
<br />~,,-,urlly in~trum~n! l..:U\>t.=Hllg IC.lt pl4.\I~n} nll~ St,'\'uniy In'ltrtHtlclH "lhall he governed by federal law and the law of the-
<br />junMltl.."lon in ,-..-hlch tlw Prop\.'ny 1') ldl"i!tt;'d In th\.' !.."\I'll! !It;11 iHl} pr(~\-IMdlt or clause ufthis Sei;urity lnstrument or lhe
<br />Not(' c\H,ib" i~ wllb _;pph.."~lbk L1\\. :\u..-o (lll1fll~i "h.ll! iWl ,dh.'\.:t (lltlU pr\yvl~lUn~ of this Security Instrument or the Note
<br />~hidt \.4U v.: gi\'e-u corft\.'t \qthdut the (l)lUllt..:llng pr..'\\'i:-,t~)Il, dud to lhlS (Ihi tht pro\'t'.,.lons of this Secunry Instrument and
<br />tht NOl~ ~rl: J~bc~d to be ~~\cr;;tblt;
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<br />E. TRANSFER OF THE I'ROI'ERTY OR A UE;o.iEFlCIAI. INTER&'>'T IN BORROWER
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<br />Untform C..wenant 17 ofth.... ''',,:u: li.) 11l,,-It'UUlcllt I' ~lmc-HJt'd III I ,.'old a~ folhlW:,:
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<br />17. TrMusfer oflhe Pro~rt) Of Ii Bendicillllnterest in Borro~er, 1,- ali ,)1 illl) part of the i'roperty or an interest therein is
<br />~oid or tran:..fcrrl'd l..lf If .t bc-ildklJ.J Illtt:'re~1 tft Uuno~a IS M:-,ld i)~ Ha!\~fe'rrc..'-' and Borrower is no' a natura.l pen-otl)
<br />wuhout L~lid~r's {)(}\.)f \\nllcn cnu:\cnl, :~.c;},kr w....)'. at I \."mkl" l'Pliol1, dcdl:lre ~tll the:: ~ums ~cured by 1his Security
<br />tnsuumelol tl,.l be uUfnt:Jlah:ly du~ :lIHJ r~t)ablc, HI.)W~\t:I, this ,_lpIion \h,,!\ not he eAerctsed hy Lender if t'xen.."1st is
<br />pf(.)hib-ttcd by Federal law a~ nf th~ OOlt:" ~J this Secunt)' In~tt\1I11ent
<br />If L.endcr (Xen..:lSC~ ')uch opuun h) Jt:;.,.'l.'kr-atc, Ltnd(.', ~h..H lIMd Borro\..er HOllt:e of Rl.:celer&.uon m a~cordance with
<br />paragraph 14 htreoL Sm;h nouL'i.' \hall prO\IJe a peno't..l ;.',f Ill..lt k:,.~ thall 30 days from the da.ie Ihe notice is mailed within
<br />wbJ.::h Hono-wer nla) pay the: '-iJITl:S ded~tfC'd Jue.. If Bi)I'HJ~l.'l r;Hl-;. in p<:1) "-uln \UntS prior 10 the expiratiun of such period.
<br />Le-I~cr may, w&thou-l fun her n..'Hc~ or t.lt:ruotnd"HI BOl hl"-t.:r. IIl\U"-C an} h:ml-dle3 pecmiHed by paragraph 18 hereof.
<br />Notwithstandmg ~ ~k or tfan3i~r. IJ.)f!!..'\\"a \\'tU L"dnllllUt.' hJ be obhgakd under the Note and thiS $ccurity lUiitrumcol
<br />uflkM Lcn~(:r hb rck-a~d BUffower In INflting._
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<br />i', (;OVlo:NANT OJ<;LETED
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<br />Non-Umform Covt:nant 21 nf tilt" Sc:CUTH)' Insuumc:nt (' J"Ul Uft' Adv;J.IK!;,"') l~ liddell.
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<br />G, J.oAN CHAR(,ES
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<br />tflM h.1.In ~ured by the Se\;unt)t In~tHuucnl t:,. ~tdlJt;d to u ~J\\' ~'hlch \<:1\ I1UUlmum l.oo.u t:haq,tcs} and rtu:lf law IS tilut.Uy
<br />Ullt;tprc.h.'\l ~) t1l4l.! ih.: mtcr\.~' or l}(hcf tOUIl ~ h,u~,.'l (dlc\'l('~l \~f tu t~ ~\JHe\:t':1,.1 Hl conn~Hon with tht 108n CA1.;C'<<1
<br />pcnmucd hUl~t" Ihcl1' t I) iUl)' $'-!-ch loan d~;Hg(, ~hall hc ]e-dut:t,) by lht: .nHount n't.'\.'e~~fY to ft'duu; the t;haf,e h) 11\("
<br />p<-,nuucd !unll~ aod (1) tift): S.una aln:-aJ)' Ct,JHCdCd froiH HUfnH~'-cr '" hi...'h \.'-\.cC'edcd pernHttca llinits Will two r~hmdoo to
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<br />All ~l-ltu A-1-iO.'8J-'fIMA Un;"'" t".,,_..,
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<br />(P"110 2 0/ 3 pogo,)
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<br />''', J!r.Jh..111
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