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<br />I <br /> <br />D. UNIFORM SF-CURITY INSTRUMENT; GOVERNING LAW; SEVERABILITY <br />Uniform Covt"nant 15 of the Security Instrument is amended to read as follows: <br />IS. Uniform ~rity Instrument; Governing Law; Severability. This rorm of Security Instrument combines uniformcovenantil for. national <br />use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. -This <br />Security Instrument shan be goverued by Federal Jaw and the law of the jurisdiction in wbich the Property is located. In lheovent that.any <br />provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall notaIfect other.provisions.oHhis.' <br />Security Instrument or the Note which can be given effect without the conflicting provision? and to this .end the provisions: of-.this.8eCurity <br />Instrument and the Note are declared to be severable. <br /> <br />E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br />Uniform Covenant 17 of the Security Instrument is amended to read as follows: <br />17, Transfer of the Property or a Beneficial Interest In Borrower. Ir all or any part of the Property or an interest therein is sold ortransfetred <br />(or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written cO~t, <br />Lender may, at Lender's option, declare aU the sums secured by this Security Instrument to be immediately due and payable. However-~ thiS <br />option shall not be exercised by Lender jf exercise is not authorized by Federal law. <br />If Lender exercises such option to accelerate, Lender shaJJ mail Borrower notice of acceleration in accordance with paragraph ]4-h~eot.:Silcl1 <br />notice shall provide a period of not less than 30 days from the date the notice is mailed within which Borrower may pay the sums declarcd:duc;,If <br />Borrower fails to pay such sums prior to the expiration of such period, Lender may, without further notice or demand on Borrower, invoke~y <br />remedies permitted by paragraph J 8 hereof. <br />Notwithstanding a sale or transfer, Borrower will continue to be obligated under the Note and_ this Security Instrument urness -Lender--'has <br />released Borrower in writing. <br /> <br />F, LOAN CHARGES <br />If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so_that.the <br />imerest or other loan charges coHected or to be collected in connection with the loan exceed permitted limits, then: (1) any such loan.cbarg(:~8ll <br />be reduced by the amount necessary to reduce the charge to the permitted limit; and (2) any sums already collected -from BorrowC;f ,which <br />exceeded permitted limits will be refunded 1.0 borrower. Lender may choose to ma .- this refund by reducing the principal owed under-theNote <br />or by making a direct payment to Borrower. If a refund reduces prir.cipaJ, the redm.....oJn will be treated as a partial prepayment under the-Note. <br /> <br />IN WITNESS WHEREOF, Borrower has executed this Adjustable Rate Rider. <br /> <br />'-~~~ ~ (-\~ <br />(,~. (, \ ~r-~,lD~ <br /> <br />Patr ick A. Brock BORRO\VER -....... <br /> <br />, ~... <br />'7 U'/t;y- <br />!',aney L, Brock <br /> <br />(Seal) <br /> <br />~-L~~d <br /> <br />(Seal) <br /> <br />BORROWER <br />(SIGN OR.IGINAL ONLY) <br /> <br />(Seal) <br /> <br />.. <br />= <br />""'" <br />C-. <br />== <br />r- <br /> <br />:zc>(7) <br />;-':.:: a1 ~ <br />i,. ~~~ ~ N'l <br />\ ,,' 00 :J <br /> <br />g d ~:\~\\.l:=>l ~ <br />~~_ ,\ a... <br />~".r QI <br />-<d VI <br /> <br /> {i> <br /> :- <br /> ):. <br /> 1I1 <br /> In <br /> -i <br /> ;0 <br />L ):. <br />0 <br />=I <br /> <br />~/\ <br />:JJ ~N <br />en \l <br />; ~ <br />'"'1 fb, <br />o ..',\ <br />~ ~o <br />~ ~.. <br />t <br /> <br />en <br /> <br />" <br />= <br /> <br />::.') .1 <br />'"'1z <br />:J:: I'Tt <br />)> CD <br />,:U <br />r;> <br />((> <br />;><; <br />X> <br />~~ <br /> <br />o <br />00 <br />n <br />OC <br />3 <br />W'" <br />:> <br />.....,J- <br />mZ <br />o <br />o' <br /> <br />..... <br /> <br />,..., <br />'" <br /> <br />en <br />en <br />