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<br />D, UNIFORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABILITY .
<br />Unirorm Covenant IS of the Security Instrument Is amended to read as follows: .
<br />15. Uniform Security Instrum.nt; Governing La..; s.v.....blllty. This (ormor Security Instrument combines uniforrn""venanlSf()r 1UI~
<br />use and non-uniform covenants with limited varia~ions by jurisdiction to consti~ute a uniformsecurit~ instrumentcoverillgrealpr~(I'ItiB. .
<br />Security Instrument shall be govemed.by Federal law and the law of thej~sdiction in which the I'ropertYis~.lnthe~ttl!llt"I~)'
<br />provision or clause of this Security Instrument or the Note conflicts withappJicable Iaw,sucbconflictshallnotaff~;Pthei>proviSii>lls niJijiB;
<br />Security Instrument or. the Note which can be given efreel without the conflicting provision, and to thisend.thepro~io;",:orJ~: ._.-
<br />Instrument and the Note are deClared to be severable. ' -
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<br />E. TRANSFEROF THE PROPERTY ORA BENEFICIAL INTEREST IN BORROWER ,...,i>'ii'
<br />Unirorm Covenant 17 or the Security Instrument is amended to read as rollows: .. . .'." .::::".('::'
<br />17, Tl1Insf.r of the Properly or a BenefIcial Inte...", 10 Borro...r. If all or any. part orthe Property oranjn~ therein~S()ld or;traDs,f~~:
<br />(or jf a beneficial interest in Borrower is sold or transferred and -Borrower is- not -a natur~ person) ~thou~.._~,~~.S:_;,I'~~_~!:~itett'-:~f">:' .
<br />Lender may, at Lender's option, declare all the sums secured by this Security Instrument!o beiml11edilitel~duean<i'~!<~le~'~()~er;th1s,::
<br />option shall not be exercised by Lender if exercise is not authorized by -federallaw. _ _ _ ,c", ,'_.:.- _,:_ :_<_,~,; _,,_,-::,:,,:_:,'
<br />If Lender exercises such option to accelerate. Lender shall mail Borrower notice of acceJeration in accordaJ1ce.wilh.paragnlph;lfheJ; .
<br />notice shall provide a period of not less than 30 days from the date the notice is mailed within which BOrrOwefmaY'PllY ~~. ~'d<i!:l""
<br />Borrower fails to pay such sums prior to the expiration of such period, Lender may, without further noticc:or demand:on--~~~~;.,.~::i
<br />remedies permitted by paragraph 18 hereof. , _ _ ~""_:_',. _>,:" _:, -<<::':J:
<br />Notwithstanding a sale or transfer, Borrower will continue to be obligated under the -Note and this', Security_ -Ins~I1r.-,~~:,~~-~,t::_ ~---"'
<br />released Borrower in writing. ' . ,
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<br />F. LOAN CHARGES
<br />If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges,_ and that law-is 'finallyj~~f~:~~~,,~~~~>?;::.~-':~
<br />interest or other loan charges collected or to be collected in connection with the loan exceed. permitt~Jimits"U1en:--(_~:>-I~:~Y S~qlt~5~~-:,~-~~J~:<:":',~:":
<br />be reduced by the amount necessary ~o reduce the charge to the permitted limit; and (2) any~ums already ~olltictedfr"tIl:'ll!>rr?~~~'ii"" " .
<br />. exceeded permitted limits witt be rerunded to Borrower, Lender may choose to mal ."is refund by reducing the principalowedilDdei~e;f':l,,~< _
<br />or by making a direct payment to Borrower. If a refund f.:.;duces priw':1Jal, the reducuon will be treated as a partia!:prepaymentu~d~'~e,NC)~~>' -
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<br />IN WITNESS WHEREOF, Borrower h"" .xecuted this Adjnstable Rate Rider.
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