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<br />r <br /> <br />r <br /> <br />irMt~03642 <br /> <br />D. UNiFORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABILITY <br />Uniform Covenant I S of the Security Insirument is amended to read as rollows: <br />15. Uniform Security Iostrument;GoverulngLa.; Severab111ty. This form QfSccurity1nstrunletltCOll1bine.un!f()('JD coVenants!Qr~, <br />use and non-uniform covenants with limited variatiQns by jurlsdicti()lItoconstil1.'lc:aunifQrm~!itY":,""C~"> " ;1'fdS' <br />Security Instrument shall be governed by Federal law and thelawofthejurlsdictiOlIUl~~~Pr~~~, <br />provision or clause Qf this Security Instrument OrtheNoleCOnflictswithapPllcablebl':ViOUc1l'~~JlCJt;;.rfoi'" ,,'thu\ <br />Securi~y Instrument or the Note which can be given effect without'tbeeonflicting,prQvis1Q"'andtOJltiifVeDd,theJ~<i" <br />InstrumentaodtheNQtearedeclaredtobeseverable, ' '" ' , , <br /> <br /> <br />_J',.___ _'_.-"__,'_ A",'_._'_'_':- ",""_ ,,-_,c_,'<c,_,',c..,c._>;,_,__,-':',,-,-'. <br /> <br />E. TRANSFER OF THE P~OPERTY OR A BENEFICIAL INTEREST IN BORROwtR ;c,,' ""'."'.,"""", ,', " "'."""cc", c'" ,r\ <br />Uniform Covenant I? ortheSecurity Insirument isamended to read as foU(}ws: "', ,,', ',',," 'c"c><, ',,",',',', ""<';""".'';''. <br />17. Transfer of the Properly or a Benefiel.1 Interest In Borrower. If ,all or anY part OftnePrOpeJ'typraniJI~esf;~~is:~lcjo/~el!'ed <br />(or if a beneficial interest in Borrower is sold or tr:ansfen:ed ~d ~o~o:,erJs_ ~~t iit,;~~raI--.~Ii):'1'i~~:~tt:If~[~'-~~~!:~~~c,~~~ <br />Lender may. a~ Lender's option, declare all the sums secured by tms SecUri~ylnstrumenttobefuto1edj~Wy,"lie~:~ylili~;Hov,e,.ef.tbis <br />option shall not be exercised by Lender if exercise is not authorizedbyFederallaw, '" '. . ';, ..," c.' " . .. ,:.,..,-:"" --, <br />If Lender exercises such option to accelerate. Lender shall mail ~rrower notice of accelerati~rt: ~*Jt.~Of~~'~~~~,"' <br />notice shall provide a period or not less than 30 days from the date the notice is mailed within which Borrowet'J!I~y' <br />Borrower fails to pay such sums prior to the expiration of such period, Lender may. withou\ furt~"rnoti~or . '. ..' <br />remedies permilted by paragraph 18 hereof. .... .'. .... . .." "_',;,'" <br />Notwithstanding a sale or transfer. Borrower will continue to be obligated under the Note-~-~;~:'-I~t~~!i:i:-' <br />released Borrower in writing. < < <br /> <br /> <br />',i~",:":-;-'_ <br />- - ,- ,;;-~' <br /> <br />F, LOAN CHARGES . '.. .....:.........,-':.,:';.i- <br />jr the loan secured by the Security Instrument is subject to a law which sets maximum loan charges.and;that.'awisfi.iJalIyiti~~: <br />interest or other Joan charges collected or to be collected in connection with the 10"" -. ~eed permitledlimits,.the~: <.V anysucliif <br />be reduced by the amount necessary to reduce the charge to the ","-lilted limit; and (2) any sums alr...,;y' eoUe<.:teil <br />exceeded permitted limits will be refunded to Borrower. Lender may \:,:0Use to make this refund by, reduciitg the.princi.p..~::ow:~-; _ __" _c, :,< <br />'or by making a direct payment to Borrower. lr a rerund reduces principal, the reduction will be treated asa partial pr.,payjilel1tllnlie:i{ibl;'\.:i. <br /> <br /> <br />IN WITNESS WHEREOF. Borrower has executed this Adjustable Rate Rider, <br /> <br /> <br />'.......................'........'.........................'. <br />--:,-, -"------.-,. "--- <br />>:-'",--":,,-":-:,'-:,':,,,,'-:',, <br />-.:;\:_;~o;",-,__-:,_:_,<<;<:-:--_::: <br />.':_':'_:'-',-,-:;'-':-'-,:,-;': <br />^__'_,,__,._,-'. """'_' _,7 <br />'::--.-:;,-'-:-::-/: ---:-- >::---' <br /> <br /> <br />(~F' <br /> <br />(Seal) <br /> <br />Deborah J. <br /> <br />BORROWER <br />(SIGN ORIGINALONL Y) <br /> <br />(Seal) <br /> <br />L <br />