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<br />84-003446 <br /> <br />r <br /> <br />and will add the difference to my unpaid principal. The Note Holder will also add interest on the amount of.this <br />difference to my unpaid principal each month, The interest rate on the interest added to principal will b<! the rate <br />required by Section 4( C) above, <br /> <br />(H) Limit on My Unpaid Principal; Increased Monthly Payment <br /> <br /> <br />(I) Required Full Payment <br /> <br />Beginning with the first monthly payment after the final Change' Date,'1 will pay 'theFull l'aymentas'my <br />monthly payment. <br /> <br />B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br /> <br />Uniform Covenant 17 of the Security Instrument is amended to read as follows: <br /> <br />Transfer of the Property or a Beneficial Interest in Borrower. If all or any pan of the Property'or, any'inte,rest <br />in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower isnot~natural <br />person) without Lender's prior written consent, Lender may, at its option. require immediatepaym~ntin'fulLofall <br />sums secured by this Security Instrument, However. this option shall not be exercised. by. LenderiLexerciseis <br />prohibited by federal law as of the date of this Security Instrument. Lender also shallnotcxercisethis option: if: ( aJ <br />Borrower causes to be submitted to Lender information n"ired by Lender to evaluate the intended tr.ansferec'as if a <br />new loan were being made to the,~ransferee; and (b) Lea, 'reasonably determines that Lender's security.willnotbe' <br />impaired by the loan assumption and that the risk of a breach of any covenantor agreement III this Security <br />Instrument is acceptable to Lender, <br /> <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to Lender's <br />consent to the loan assumption. Lender may also require the transferee to sign an assumption agreement that-i-s <br />acceptable to Lender and tbat obligates the transferee to keep all the promises and agreements made in the Note and <br />in this Security Instrument, Borrower will contin~e to be obligated under the Note and this Security Instrument unless <br />Lender releases Borrower in writing. <br /> <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of <br />acceleration. The notice shall provide a period of not less than 30 days from the date ihe notice is delivered or mailed <br />within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay theseSUf115 <br />prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without <br />further notice or demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br /> <br />/)/; 7 ,/ <br />a.~~J?:Y1P..,rt,..:..'J1A,~:tJ.-::~!'::':.:...................( Seal) <br />PhIllip C. HalMlar ,Borrowe' <br />/ / \ <br />_,~?';;.t:o:!d.,{,:~..,,'4.0>:f:X>;:~...............( Seal) <br />Sharon L. Hamnar ,Borrower <br /> <br />L <br />