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<br />,- 2 r:> ~", <br />I '";;) OJ " <br />~ ~ -S ~- -OO,~r <br />g~LRtQ" ~. oR!. <br />~.~ I \, 1........31. <br />-11"1\.0.. "...0 <br />-<oj i ..~ <br />O~. . c <br />.....: 0::; <br />;~ 0 ~ <br />F~ c..)- <br />(I> $:Z <br />f:; tool. P <br />--- <br />(I> t.O <br />a:o <br /> <br />r <br /> <br />l8} Additions to My Unpaid Principal: If I choose to pay the Limited Payment, my monthly payment could <br />beless than the amount of the interest portion of the monthly payment that would be sufficient to repay the <br />unpaid principal I owe at the monthly payment date in full on the maturity date in substantially equal <br />payments. If so. each month that the Limited Payment is less than the interest portion. the Note Holder will <br />subtract the Limited Payment from the amount of the interest portion and will add the difference to my un- <br />paid principal. The Note Holder will also add interest on the amount of this difference to my unpaid principal <br />each month, The interest rate on the interest added t<l principal will be the rate required by Section A(3) above, <br /> <br />(9) Limit on My Unpaid Principal; Increased Monthly Payments: My unpaid principal can never exceed a <br />maximum amount equal to one hundred twenty-five percent U25%j of the principal amount I originally bor- <br />rowed, My unpaid principal c<luld exceed that maximum amount if I pay a Limited Payment, If so. on the date <br />that my paying my Limited Payment would cause me t.o exceed that limit, I will instead begin paying a new <br />monthly payment until the next rate change date, The new monthly payment will be in an amount which <br />would be sufficient to repay my then unpaid principal in full on the maturity date at my current interest rate <br />in substantially equal payments, <br /> <br />(101 Required Full Payment: Beginning with the first monthly payment after the final Rate Change Date. I <br />will pay the Full Payment as my monthly payment, <br /> <br />B. LOAN CHARGES: <br /> <br />It could be that the loan secured by the Security Instrument is subject to a law which sets maximum loan <br />charges and that law is interpreted so that the interest or other loan charges collected or to be collected in con- <br />nection with the loan would exceed permitted limity J f this is the case, then: (lj any such loan charge shall be <br />reduced by the amount necessary to reduce the ~k . to the permitted limit: and (2) any sums alreadycol- <br />lected from Borrower which exceeded permitted limits will be refunded to Borrow!'.r. Lender may choose to <br />make this refund by reducing the principal owed under the Nete or by making a direct payment to Borrowllr. <br /> <br />C, PRIOR LIENS: <br /> <br />I f Lender determines that all or any part 01 the sums secun>d by this Security Instrument are subject toa <br />lien which has priority over this &'Curity Instrument, Lender may send Borrower a notice identifying that <br />lien, Borrower shall promptly secure an agreement in a form satisfactory to LendPI' subordinating that lien to <br />this Security Instrument. <br /> <br />D, TRANSFER OF TH.E PROPERTY, <br /> <br />Jf there is a transfer of tbe Property as describ.,d in the Security Instrument, Lender may require (l) an in- <br />crease in the current Now interest rate, or (2) an increase in (or NJRloval of) the limit on the amount of lU1y one <br />interest raW change lif there is a limit!. or 131" cha~ in the Bas<; Index figure, or all of these. as a condition of <br />the Lender's waiving the option to acceleraW provided in the Security Instrument, <br /> <br /> <br />/ <br />". <br />// <br />/ <br />l <br />i <br /> <br />~ <br /> <br />.. <br />= <br />.&:' <br />Co- <br />c::;: <br />= <br />....... <br />-- <br /> <br />:- <br /> <br />~)(j <br />; \f..- <br />'" <br />{tJ <br /> <br />......, <br /> <br />~ <br />~ <br />':Il <br />II <br />~ <br /> <br />- <br />~ <br /> <br />A.DJUSTA8U RATE lOAN RiDER <br /> <br />fBltt... <br /> <br /> <br />\J} <br />