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<br />(8) Additions to My Unpaid Principal: If I choose to pay the Limited Payment, my monthly payment could
<br />be less than the amount of the interest portion of the monthly payment that would be sufficient to repay the
<br />unpaid principal I owe at tbe monthly payment date in full on the maturity date in subat/lntially equal
<br />payments, If so, eaeh month that the Limited Payment is less than the interest portion. the Note Holder will
<br />subtract the Limited Payment from the amount of the interest portion and will add the difference to my un-
<br />paid principal. The Note Holder will also add interest on the amount of this difference to my unpaid principal
<br />each month, The interest rate on the interest added to principal will be the rate required by Section A(3) above.
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<br />(9) Limit on My Unpaid Principal; Increased Monthly Payments: My unpaid principal can never exceed a
<br />maximum amount equal to one hundred twenty,five percent (125%) of the principal. amount I origbuillybor'
<br />rowed, My unpaid principal could exceed that maximum amount if I pay a Limited Payment. If so, onthedaw
<br />that my paying my Limited Payment would cause me to exceed that limit. I will instead begin paying a l1ew
<br />monthly payment until the next rate change date, The new monthly payment will be iil an amount which
<br />would be sufficient to repay my then unpaid principal in full on the maturity date at my current interest raw
<br />in substantially equal payments.
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<br />(l0, Required ~'uU Payment: Beginning with the first monthly payment after the final RateCbange.p,,~J
<br />will pay the Full Payment as my monthly payment.
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<br />B, LOAN CHARGES:
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<br />C, PRTOR LIENS:
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<br />It could be that the loan secured by the Security Instrument is subject toa law which sets1Illl1dmuIIlJOOD.'
<br />charges and that law is interpreted so that the interest or other loan charges collected or to be colIeetl)dll1 c:on'c ....
<br />nection with the Joan would exceed permitted limits. If this is the C8!le, then: (1) anysuchloancharge~'~.
<br />reduced by the amount ne<'...l!ssary to redu< 'be charge to the permitted limit: and (2IanY8umsairellJiy~()I'
<br />lected from Borrower which exceeded perrr.., ..;d limits will be refunded to Borrower. Lendermaych~to.
<br />make this refund by reducing th.. principal owed under the Note or by making a direct paymenttoBQir<:lwm'. .
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<br />I f Lender determines that all or any part of the sums secured by this Security Instrument are8ubject~(ra.
<br />lien which has priority over this Security Instrument, Lender may send Borrower a noticeidentifylng'that'
<br />lien. Borrower shall promptly secure an agreement in a form satisfactory to Lender subordinatingthlltlien;to
<br />this 8e<,urity Instrument.
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<br />[), TRANSFER OF Tin; PROP~;ItTY:
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<br />If there is a transfer of the Property as ot;!'lCribed in the Security fnsLl'Ument, Lender may requjre(1) /lOin.
<br />crease in th.. current Note interest rate. or 121 an inerea"., in (or removal 00 the limit on the BnloUnt oflll1Yone
<br />interest rate chan!,,,, lif there is a limit), or (31 8 chan/,tC in the B""" .Index figure, or all of these, 8S a condition (if
<br />the Lender's waiving the option to accelerate provided in the Security Instrument,
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<br />By signin/( below, Borrower accepts and agrees to the Lerms and covenants contained in this Adj\l8t/lbJe
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