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<br /> <br />(8) Additlonllto My Unpaid Principal: If I choose to pay the Limited Payment. mymonthIypaym~ntcoUld <br />be less than the amount' of the interest portion of the mOllthIYllaymentthat w~uldbe 8uffici~.to.revaytbe, <br />unpaid principal'!' owe at ,themont.hlypaymel'tdateinftill.~t!1elUa~ritY,dawin(;11b~~y.~ <br />payments; If so. each month that thecLimited Payment is lessthantheinterest~on,~~otea:?l<le1'1V'ilIr <br />subtl'8.ctthe Limited, Payment from the amount of the interest portion' an~WiUl'td?the~~~to1llY;~, <br />paid principal. The Note Holder will alstiaddinterest,ontheam911lltofthis.diff\l1"8nce'ttJU1Y:t1l1~dp~i <br />each (nohth. The interest rate on the intarest adde(l.~prindpalv.dlrbo,-the r;te ..c~.:i..~-ey,:~:i~n4~J~~.;;'. :-"-:<'.":~ <br /> <br />(9) Limit on My Unpaid Principal; IncreasedMonthlYJ;>ayment8;My uppaidprlnci~Ca~n <br />maxlmumamount equal to one hundred twenty-five percent (121)%1 oftheprincipal!Ul1ount'Ior.. ',,' ;:' <br />rowed; My unpaid principal could exceed thatrnaximum ll1l\ount if I payaLimitedPa;y:tI1~t.lf~o..~t~fi:da!e," <br />that my paying my Limited Payment wouldcau5emetoexceedthatll:mit.lwill~~'P.~g~~" <br />monthly payment, until the next rate change date. The new mont.hly,paymentwil!beil1an;~ouD~i,~~CII <br />would be sufficient to repay my then unpaid principal in full on the maturity date at'my clll'1"entinterestrllte' <br />in substantially equal payments, ' , <br /> <br />UO), Reqaired Full Payment: Beginning with the first monthly Pllyment after the flrialJ{a'te:Ch8n~.Dil.l:eg,; <br />will pay the Full Payment as my monthly payment, <br /> <br /> <br />B. LOAN CHARGES: <br /> <br />It could be that the loan secured by the Security Instrument issubjectt9 alawiwhich~ts~...;..,.nn;!~. ' <br />charges and that law is interpreted so that the interest or other 10anchar~~collectedorto~conectediz1c6Di' <br />nection with the loan would exceed permitted limits, If this is the case. then:{l)anYSQchloan~,sl1lin;bEl" <br />reduced by the amount necessary to reduce the charge to the permitted Ilmit;and (2) any~UIl1!'~~l. '," . <br />lected from Borrower which exceeded permitted limits will be refunded to Borrowel'.Lender~yChO,osfl'~; <br />make this refund by reducing the principal owed under the !\fote or by making a direct payment w,Borieower;, <br /> <br />C. PRIOR LIENS: <br /> <br /> <br />If Lender determines that all or any part <lethe sums secured by this Security Instrumentarel';ubj!lCf.tcI~. <br />lien which has priority over tbis Security Instrument. Lender may send Borrower anoticeide~g'tl1at <br />lien. Borrower shall promptly secure an agreement in a form satisfactory to Lender l';uborditiating t.hatclil!ll.tg <br />this Security Instrument. <br /> <br />~.~ <br />.....< it ,~_.. <br /> <br />. - > ~",:'U. ,r ;!.c::C1:L~~~'-'---a(;rr9W; <br /> <br /> <br />0, TRANSFER OF THF1 PROPr-;RTY: <br /> <br />If there is a transfer of the Property as described in the Security Instrument. Lender mllY reqwrelllan:fu. <br />crease in the current Note interest rate, or (2) an increase in,(or removal of) thli limit ontheamount,ofllI1.ton6 <br />interest rate change (if there is " limit!, or (:JI a chang.' in the Base Index figure, or Ill! of these, asa <;an4itiO:q9{ <br />the Lender's waiving the option to accelerate provided in the Security Instrument, <br /> <br />By signing below, Borrower aceepts and agrees to the terms and covenant.., contained inthls:Adjustable <br />Rate Rider, <br /> <br />, -~.... <br /> <br />.~~2t;~C.N~;Z~~'~':'-Borro~~ <br /> <br />~ <br /> <br />)0 <br />at <br />.; <br />;Q <br />)0 <br />~l <br /> <br />"'" <br /> <br />00 rn <br /> <br />it <br />"-..o;>=: ! <br />'. I,~a~ 0 0 <br />E F~~J~:t~ I <br />",~tf\{'r'ro z <br />~ 1 (,11 9 <br /> <br />~ <br />-r;:g; <br />.r;:- <br /> <br />p <br /> <br />:- <br /> <br />~;j <br />, <br /> <br />--0 <br />;;:J:: <br />..c <br /> <br />..... <br /> <br />ADJUSTA8l.E RATE LOAN RIDER <br /> <br />(lIbi..jj4 <br />