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<br />I <br /> <br />(E) LegalIJ.mitation on Rate. <br />If tte fi1<ed rate to be qooted on any Paynent ~ Date exceeds the nmdnUnchargesorrate <br />~ by applicable law, then conversion w.Ul not. be ~ for" that P~<lIangeDate.. .lba' . <br />rrteoolder 1D3Yoffer a lcMer rate or charges thanrequl.redorpE!tmitted by thiil section in<mloerto <br />calIply with sud\ le!!1l1 limitadons, Intis rrt rl!quiredto do so. .' <br /> <br />84~093223 <br />, t:?, ~,'~ . <br /> <br />r <br /> <br /> <br />(F) Pr~. . '. . . . . . ..;.e:,; <br />If ,after aJIl\lerswn, I lIIlke anyprepaymem:undersectwn 8;' it will be'~:lVe;rm:dby-seat:Jml8 <br />e>rceptthet tte~ of my 1lDllthly payuentswill rrtbe'~. . . '. <br /> <br />(G) Provisions Not.Applicableafter Coo\Iersion; ..... '.' ...... ....... .' <br />After convemionofthis laln, sectiom2 (eJ<Cl!!Pt for tbefirstN> ~>>}, <br />for (A)), 5, 7, ani the last t\O) sentences ofseetion8 ShallllCX: apply. <br /> <br /> <br />4;{~; <br /> <br />'. -, <br />'--: -~; --;;: --:- - - - <br />7. NOTICE OF CHANGES '.' .'. .; ,,;;,!"'X:; <br />The Note Holder w.Ul 1lllil or deliver to lD'! a rrtice of any ~ intheFull~hlY.~ <br />ani my nmthly payaents at least 30 days before the effective date of. any change-' . The'riot:ice'w:U1' <br />i",lude infotmation required by law to be giVl!tl me ani also the tit1eani tel.epb:ine1lLllliler'()f.~ <br />person wI'o will SIlSW'er any question I may have regeniing the rrtice." . <br /> <br />B. CHARGES; LIENS . . ". .....\; <br /> <br />UniformCooeoant 4 of the Security Iostr'llllmlt: is aaen:led toread8S,foll<:Nl: ..... ...... .........;.:H'i <br /> <br />4. 01arges; Ueos. Bo=-r shall pay alltala!S,as_-.., . ani '.IJtber..dvU:ges,:.t:tnesi.lIrid;;.> . <br />~doos attriOOtable to. the .Propeny which may atta1I1a pdori.tyover'this~ty.Ios~' <br />and leasehold p8.}'ImOts or grOUlXl rents; if any, in the1lJlllllerproll'ideducder~;2:~;'I:ll:" <br />if ltt paid in such 118DneI', by Borraier !l8ldng' payuent, .Wen' due, directiy.to,tbe~';J:bete;)lh <br />llor:raer shall~yfum1sh to I.ender all notices of .aDIllIIltS dueucdertlrls~8nd:1Atbe' <br />event Borraier shall lIIlke ~ directly, Ilorroo'er stall prauptly.. fumish.toLenier' receipt:s <br />evidellcing such payaeots. llorr:oioer shall ~y discbar:ge any,lienwhichhespdDritycwer'tbfs <br />Security Inst:nmlmt; provided, thet Borraier stall rrt be. required todischaxgeanysucb.;1iea;80J~; <br />as. Ilo=-r: (a) shall asree in writ:1ng to the payment oftheobligatiO!Lsecured:bysud1.~ilt.'a' <br />llUIn!I' accept:able to Len:ler; (b) shall in 800,1 faith contestsud\ lien by,ordefeai.ilg8iIll3t <br />enfarceaent of such lien in, 'egal proceecl1.Qgs which In theoplnion ofI.ender~te to pl:'ewnt the <br />enforcement of the lien or foueiture of the Propeny or any part theroof; or (c)shall;se.::ure;fral!' <br />tte oolder of such lien an agreEIlJ<nt in a form satisfactory to 1.endersubordinating such liento.this;- <br />Security Insmmml:, <br /> <br />If Len:lerdetetlllines ttm all or any port of the Property is subjed:tos lienwhichuiay attains. <br />priority over this Security Inst.nJllent, Lender shall send llorr:oioer notice ~.llUChlien. <br />Iloro:>ooer stall satisfy such lien or Ulk.e one or rote of the act:\0n3 . set fotth abo'le.witlUn .teo~. <br />of tie giving of notice. <br /> <br />C. NOTICE <br /> <br />Unifonll CoveM:!lt i4 of th! Security InstI'UllEnt is "Denied to real"" follows: <br /> <br />14. Notice, Except for any not.lce r.quirai under applicable law to 00 gi"""lin another11l'm1Je.r, (a) <br />any notice to Ilo~ provided for in this Sec.urity Instr'.lm....t shul 00 given by deliveri!1gitorby <br />1lBiJ.1ng it by fitst clasallBil llddres$ed to ~r at the Property Address Ot at such Otber a<ldt'e$s <br />as.llo~ may del;~te by notice to l..enierasprovided here:in,ani(b) any notice toLen:lershall <br />00 given by Urst class 1lllil [0 Lender' 8 addresa stated hereinor to sud\ other ad<b:es$ as LeI:1der may <br /><l!!aigMt;e by not!.':" to !lo~ as provided h<!rein.. Any <<<ice provided for in the ~ty <br />Instl'Ullel:lt shall be deemed to have teen given to ~or I.ender w!lIln giw.n in the maijner <br />designated herein. <br /> <br /> <br />,,->.:>-,:,:--,,< <br /> <br /> <br /> <br /> <br />- -',.~ '-'-- :"-'," <br />-~ r':~~~,~~;~ <br /> <br /> <br /> <br />D. L~IFORM DEED OF TRUST; GOVERNING LAW; SEVERABILITY <br /> <br />Unifol'.1ll Covenant 15 of tte Security lostn.lillelJ[ is anenJed to read as follows: <br /> <br />15. Unifol'.1lll:-:! of Trulit; ~ Law; &'!Verability. This form of Security Inst~ canblnes <br />cnifOl:lll cvveuants ..-. ani nar-urlform cvveuants with lillIited vari.at::lot6 by' jurisdiction to .ClXtitit:ute <br />a uniform security ins=- covering real property, This Security IostIUJleDl: .shall be govemed by <br />federal law ani law of the juIisd1ctiDn in .roch the Property is located. In tte event thet any <br />provision or clwse of the Security Inst:rwent or too Note conflicts with applicable law, such <br />conflict stall not affect other provisiot"li of this Security Instrument or the Note which can l:e given <br />effect without. the conflicting provision, an! to this end the provisions of this Security InsttullLmt <br />ani the Note are declare:l to l:e severdble, <br /> <br />L <br /> <br />E. ~ Oi'1HE m>>'00Y; CR A lDEJ,'IGIAL INilllE:,'T IN ~ <br /> <br />UnifOOll CcMmalJt 17 of the Security . Instrument isanenJed to real as follows: <br /> <br />17. Tl'anllfer of the Propeny or a Beneficial Im:erestin Ilorraoer, If all or any part of the <br />l'ropeIty or an 1ntenlSt theral.n 18 $OM or tramferred (or if a beneficial interest in Bo~ is <br />sold or tt'.liDlil!ernd am Ilorroo.oor is not a natural ..,rson) without Lender's prior written consent:, <br />Leixler lIIII1, at Len:ler's Dptiot1, dec.l.aI:e all the ...- secured by this Securi ty Instr\.lmnt to be <br />~e1y doo am payable. Howewr, this option shall not l:e emrc1sed by Lender Lf e><ercise Is <br />not ~ by Fedeta,ll..... <br /> <br />If Len:ler aerci_ .1IUdl option [0 acce1arate, Lenler awl IllIli1 Ilorro.ott notice of accelemtion in <br />~ with pa.r~ 14 lwmof. Such notice shall provide a redod of not less than )() days <br />ftm the date the notice is lIlil..11ad ....1thin 'oil1ch Bom>wer...y FUY the ""'"" declared doo. If Ilorr......r <br />falls, tD ps;y 'l'lU\Oh _. prior to the. E1l<pirat.Joo of IIUdl I"'rlod. Lender may, without further norice or <br />~ 00. lJDrr_. IlM:lloo Ill1)' r~... f'&ootted byFBtagtaph 18 oon.:>.f, <br />~~ a sale or tI1!UlllJ"r, llorr<::Aoier ...u1 <:ontIlUt. to 00 obl.l.gatoo. .....Jer the Note ar>:.! thls <br />S<<:urtty 11lII~ '.......8 ~r 1.... r..~ ~ jJ1 'JI'iUng, <br /> <br />fMC--02i.. (qe:) (Page 2) <br />Rev 2/84 CAY <br />