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<br />0, UNIFORM SF~_1JRITY IN&'TRUMENT; GOVERNING LAW: SEVERABn.iTY
<br />Unifo-rm Covenant t~ of the Security 'instrument is amended to read at;: {oHows.:
<br />15, tJmrorm Security 1R.~men.: Govemillll..aw~ Seyt"rabillty. This form of Security Instrument combines uniform covenants for national
<br />use and non-uniform covenants with limited variations by jurisdit..;,ion to constitut~ a uniform security instrument coverin.g real'property. This
<br />S<curity Instrument sha!l be gOVmlW by Fw<rl!llawand the law of the jurisdiction in ",hiolt the Propetty is !ocared, In tbe event tbat any
<br />provision or dause or thi. Securiry Instrument or the Nole conflicts wilhapplicable law, such conflict shal! no~ affect other provisions of this
<br />Security Instrument or the Note which t.~an be given effect wifhout the conflicting -provision. and to this end' the- provisions of- this. Security
<br />Jos!rument and the Note are declared ~o be severable.
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<br />E. TRANSFF.R OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER
<br />Uniform Covenant t 7 (Jf the Se(-urif,y Instrummt is amended to read as- fOtlOW1:
<br />17, Tl1Il.ot.. of the Property or. _., In_In _....., If all or any part of lh. Property or an inlerest th.etelnis sold or transferred
<br />(or if a beneficiai i,merest jn Borrower i~ sold or (ransf~ed -and Borrow:er is not a natural person) without Le~cr-.s- prior"written:,'co~~'
<br />IA'11dcr tmIy, a,I Lender'~ ,...ptioo, d~dar~ aU the- ~ums secuT~ by this Security lru:trument to be immediately due and payable. H~j.--thiS
<br />option shalf not be eJl;t"rci-~ by Lender Jf e_:'C;ercise is OOt authorized by Federal law,
<br />If Lender ,e~erciooet such opti.oo to at.'"C.ele.rate, Lender shall mail flo,rrower notice of acceleration in accordance with::,piU'a8rapb-1.4':heI:'eOf~'_-Sucb---';
<br />notke llhaU prt)vMJ-e a- flCtiod of octllo!' than 3(1 da)f5 from thr. datt: rhe notice is mailed within which BofT()wer'.maypay_the,~~:_~uei:lt,
<br />Borr-own faUt.' IQ pay !'uch ~um~ prior to the expinuion of such puiod, Lender may, without further notic.eor demaild on'--Boi'rOwetdn:vO:k~-any
<br />remcd~ permitted hy paragraph 18 herrot. __ _ ',_ " _ __ '_
<br />Notwithstanding a salt or rran.de-r, Borrower will conunut' to t)(' obligated under the Note-- and this Security InstiumentJ1D.t_---LCndCrJ~:::<
<br />ieleuc:r;l Borrower in .....Titin~.
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<br />f'. LOAN <:HARl';!iS . .. . .... .>. . .
<br />J fthe loan ~red- by the 5<<:uruy Instrument is 3.unjeL't to Ii law which ,eU- maximum loan charges. and,tba!'Iaw is-fiDaUy. int~_:~j;J:aat:~_~~
<br />intern! or mhcr toan duu~es. c~-xl<<ted or to ~ collected In ~-onne(1ii,1n wi.th the loan uceed pennittcd limits~ then: (l)any"~'IOiUl,~P,~_::~-';
<br />f)e reduced by the am,Gunt nec."eUa.f)' 10 roiw.:e the charge: to the perl1uutd limit; and (2-) any i_Urns already ~lleaed-"nlni,;~.:~~bij',y
<br /><tx~ penni.tt-ed hmh~ wJ-U be refunded w i!orf'Cwff" Lender may ,h()()Se to ma.ke this refund by reducing- the principal 'Qwed'-1U1dclr~_the~NOte_-"'.;
<br />or vy makin~ a diT~""'t pa-ymrnt to n..'Jf'f'-t.rwt'J. I (a rdund rt'ducd. principat, th('- reduction witt be tflt&L1!!(i gs a ~_prepa:ymeDtuDder-~:Noie/
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