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<br />84........ 003153
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<br />ADJUSTABLE RATE RIDER
<br />(1 Yur bulex - P.yment Cap)
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<br />THIS ADJUSTABLE RATE RIDERisma<lelhis,Brh..., da'yof ....,June...,................,....,"'., .198A......1I1ld"
<br />IS lnrorporaled into and. shall be deeme<llo amend andsupplemenl theMonea~; Dee<l'ofTrusHlrSeturilyDeed
<br />'- th~ - ~'Scwrity _lr~triiu.en(~>- _ of we-'-~m~ dale -give~_,--by.-:_tbe-:~de~ine-a-:ttne-'-~.Bom)\Ve-~~.l ~t(f $C~~-:::Ik1~~~t~;
<br />Adjustable Rate, Note (the "Note") ~o ....,.,~.~.i,:,J.n9....,"',.....",.....,''',....,.,.,.......,',.......,"'''''''',''''''
<br />,.......,...,...........".........,,,...,..,......, (Ihe "Lender") of Ibe'same date and covering. *e .pro~y
<br />de",ribedin Ibe securit)' Imuumenl and localedal: . .
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<br />.z~2(l,'~,.,.".,::".".,gr.iIDf;l.,;!:~];~~,;~.",.!HI~9J.""..,',""""...,...""..",.""..,...";;,,,:;;:....,..:........
<br />[Ptopeny Add.....l
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<br />THE ""QTE CONTAINS.PROVlSIONS'AI..LOWlNGFORCHANGES
<br />lNTHE INTEREST RATE' A/'lIDTHf;MONTHLYPA~~..l'l'!\(TH~ '
<br />80RROWERMAY UMITMONTHLY PAYMENTiJIlCR~ESTO'
<br />ni~ EACH \'EAR IF THE' PROVISIONS OF THE NOn PERMIT m
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<br />~': :)--:'~:-;'::~T
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<br />AOOrTJON4L CO\'EH.U(T$, .In additionlO.lbe. covenan15and ajRe~nts mlldein .the'seCuriIyJnsm.me,n~
<br />Borrower and Lender further covenant and ae_ as follows: .'
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<br />The NOle provides for an initial inten:sualeof+.Q..,~,... .... %'. TheN?"'ri~d<<forcbangesind)~inle~lra;~;ah~/;"
<br />'he montbly pay menu, as follOws;
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<br />'C'$
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<br />, -,_co '_' -' _~' - ,'_ :C', _ '~__,' ,
<br />4, INTEREST RAttAND MONTHLY PAYMENT CHANGES; BORROWER'SRIGHTTOUMlii>;..y. "
<br />MENT
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<br />(A) Ch.ne" Oata
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<br />1l1t InUlr= rate 1 will pay may clianae on the 11m d11y of "."...JJ.lJ.Y..............,..,......;..,.."w,{lIt"'.....and,on\
<br />,ha, d.y every 12th month lhereafter. Each dale on. which my interest rate could chanae is called a "Changc.Dlite",:"
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<br />(B) Th.. ladex
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<br />Belllnntng WIth the IIrsl Change Dale, my inte....sr r.le, will be based on an IndClL The..lnd~..is.~he!.w~ldy
<br />a,..t"ra,c Yl_eki on UtUted-~tate5-Treuury _KCurities. adJU$led_:~~o -. roMant- maturity-.of- i r~.-~--m:~,-a-~_~_~.b_y-fr~~-:
<br />F~der.j Reserve Board, The mOSI recent Index IIgure availablt! .sof Ine dale4S days, befo....eaclt.ChanlleJ)ate is.
<br />(.lI~d the "Currenl lndt't:'
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<br />If the Ind... Ii no klll"" "vadabl~. .he NOle. Holder wili choo$e a new index whidds bilSed uponcomPll1able,
<br />lnf0rmauon~ T~ Note' H9!d~r will -ewe me :"..c~~ of ttU. "hut<<-,
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<br />Ie) Cakul.._ofCh.......
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<br />Eldon mho Chante Dale. the Note "older will calculate my new iDterCO$~rateby addine,.."J",.€;..,.....",,;;,
<br />pera:ntate points (.lAD,..,... ~)IOJbeCu.rrenllndtA. T/tt;~oteHoJdet
<br />will lh~n round 'be ,...ult of ~hQ; addition 10 .he neares~ one-eipth of one pen:enlaeepoint fO,US"':). Tliliuounded,
<br />a"",um ..'ill be my ""w lnlerw rale unul the nulCltang~ Dale..
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<br />The No~ HQJder wijl th~n d'C't~rmiM till: anKH,nttoftbe munthly pay~fduu-'WvjJi4 be _$\lJii.t:ienl ~u..-~~t-~
<br />unpa"l (>rll''''pal !hall am expected to o....eu tbe Cha~Oa", i.n fuMonthe ma!urUy<latc atmynewintel"llllra~,il\,
<br />.\ub..anually equal paymellt&. The resull of Ihis calculallOn IS calledthe."FuU PaymenL" II will De Ihenewamoun!()f
<br />my ""'''(111) paymenl unl_l choose tbe amountpermiued by section 4(.Flbekiw.
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<br />(0) EJl'e<:lne Oal., 01 Challll""
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<br />,'1) n~" In..."....'a... will beoome"lfectiv" on ea<;ll Chlln,e Dale, I will paY.lbe amoumofmynew,monlblY
<br />payment l'>eClnmnll on tbe fi.... montbly payment date .fler.be Chance Daleunlu tbe a",oumofmYll1onlhly
<br />P'} rn~n' chan&<'$ allam,
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<br />( E) Not"''' of 0....._
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<br />Tl1~ NOte Hol,ierwilldeb....rt>r mati to DU!.a noti(:e t>f any cbanges ill my interesl rate and Ihe.amoun!.of my
<br />"",,,.hl}' pay men! before the ell'ect.lve dale of any cbant..,Tbe notice wilUnclude.infotmalion requiredhylawlo be
<br />cwen me and a!:so tbe uUe an<llelepbone "umber of a person wbo will answer any <ju""uon Imay have teeardin, tbe
<br />t\VI!(:(':
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<br />If) htro.....:. Rlpt to Umil M....thly PayllteJ!t
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<br />lInle.. Sections 4( H.) ."d 4(1) below will not permll me to do.." I may cboo"", 10 hm.! tbe amount of my n~w
<br />momllly PilytMllt followinea Chante Date 10.1/110 amount I ha,v~ been payine multiplied by the nu",b~f .1.075, Thi.
<br />al110vlll it .."lled.lbe"Limiltod Payment" If I ~~ a Umiled Paymenl". my. IJIODtllly "'"ym....t. I mu.t flit., the
<br />~ U~f "Om. rllaq ". <kIiIIll... "Ileut IS day. belor., myllrst ne.. montllly ","ym.Rtls d..e.
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<br />I CJ, MlIW- .to My UJiplIi4 Pritll;ipa.l
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<br />If I c~ <<>pay the Limi1ed Payment. my mon~hly paym"nl ""..ld he.le.. Ihan .he am<lUnt of the 1OIer...!
<br />~ af__tblypay_t\nha.lwoUl<lbuulll~tlt 10 repay Ihe unpald principal I oWCOQ' tbemonthly paymeDl
<br />dlt"'ln r..u lllI.~I'D.It>rllydtlW in$"~n~) tq\lal pJIym~tl'" lfs<>, ead! month.lltalllle LImned Payment "I~..
<br />,~ l~'''''''~ .~, ~ N_ Hollkt will subll'Kttbe UIlI'!tod PaytnCit11fn;>m theamoun, of tl>~ .llJtercst poltlOll
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<br />"'ntJAn~MUtM",,,,,,,, """'.~_.......-..___
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<br />"~310" 12tN
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