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<br />I <br />84 - 003134 <br /> <br />'">1 ".."onally liahle 00 the Note ,,'oder this Deed of Trust, aod (c) agrees Lender and aoy other Borrower <br />hereuoder may agree to enend. modify, forbear. or make any other accommodations with regard to the terms of this <br />Deed of Trust or the Note, without that BOlTower's consent and without releaslOg that BOlTower or modifying this Deed <br />o(Trust as tothat Borrower's interest in the Property, <br />12. Notl,,", , Except for any notice required under applicable law to be given in another manner, (a) any notice to <br />BOlTower provided for in thl. Deed of Trust shall be given by dell.ering it or by mailing such notice by certified mall <br />.ddre<sM 10 B<:>rm"'" at 1M Property Address Or at slleh otber address as Borrower may designate by notice to Lender <br />as provided herein, and tb) any notice to Lender shall be given by certified mail to Lender's address stated herein or to <br />such other address as Lender may designate by notice to Borrower as provided herein, Any notice provided for in this <br />Deed o(Trust wall be deemed to have been given to Borrower or Lender when given in the manner dcsignatedherein, <br />13. Gl;v"""lng ......l S"."...blllly, -me ;tate and 1""a1laws applicable to thi> Deed ofTmst shali be the laws of the <br />Jurisdiction in which the I'roperty is located, 'The foregoing sentence shall not limit the applicability of Federal law to <br />this Deed orTms!. In the event that any provision or clause of this Deed of Trust or the Note coliflicts with. applicable <br />law, ;uch conllict ,hail not affect other provisions oflhis Deed of Trust or the Note which can be given effect withootthe <br />conflicting provision, and 10 Ihis end the provisions of this Deed of Trust and the Note are deciared to be severable. As <br />used herein, "costs", "expe:n~es" Jnd "a.rtorneys' fees" inctude alj sums to the extent not prohibited by applicable Jawor <br />limited herein. <br />14, Borrower', Copy, iJ."rro~"'r shall be turnished a confonned copy of the Note and of this Deed of Trust at the <br />~ ime of exeC'uhon or after rt~ct)rdJ_rion hereof <br />15, Rehabilitation Loan Agreement, Borrower shall fultill all o( BOlTower's obligations under any home rehabilita- <br />tion, imp-roveme-nt. repair or other loan agreement which Borrower enters into with Lender. Lender. at Lender's optiont <br />may requi", BOlTow", to ,'.eo"le and de;;ver to [."r.der, in a fonn acceptable to Lender. an assignment of any rights. <br />da,ims or defenses 'Hiliel: 80fTO',:,"e'f may have against parties who supply labor. materials or services in connection with <br />impnn-emt.nts made to the Property. <br />16, T..-uo'tbeP"'pu.y:.........pdoa. !f all or any part of the Property or an interest <br />therein is sold or traneferred by Borrower ..ithout: Lender's prior written consent, <br />"xc~uding fa) the creatlon of " lien or enCUllll:lrance subordinate t:o this Deed of <br />Trust. (bl the creation .o,t a purchase I1IOney security interest for household appli"; <br />anees or re) .!l transfer r:y devae, descent or by operation of law upon the death of <br />a joint tenant, Lender may, at: Lender's option, declare all the sums secured by this <br />Daed ,)f l'rust ,to be immediately due and payable. Lender shall have waived such <br />opt~on to accelerate if, prior to the sue or transfer, Lanoer and the person to <br />",hom the Property is to 001 9o.ld or transferred reach agreement: in ...riting that the <br />credit of such person 15 satisfactory to Lender and ti,at the interest payable on the <br />au",s secured by thi. Deed of Trust shall be at such rate as Lender shall request. <br />If i..nder ex"rClaes such option to accelerate. Lender snall 1llIIi1 Borrower notice of <br />acceleratlon in accordance '4ith paragraph 12 hereof. Such notice shall provide a <br />p~r 100 of. ~t less than JO days from the date the n.otice is mail~d or delivered <br />W1 th in whlCn Bor rower :iU.y ,pay dll, J~~S d.ecla.c&d due ~ i. f Bar rower falls to pay such <br />sums prio.c to th~ eXpiration of sucn _~r-iod; Lender '!!.ay. '#i~~out. further not.ce at: <br />1eman~ on Borrower, lnVOKe ~ny remedies perm~tted by paragrapn 17 hereof. <br />Ni)01~UKifOKM ('OVl-}'olANTS_ Burruwer and Lender furth(;r covenant and dgree as foiiows: <br />17, Acceleration: Remedies, Euept .. pro.ided In para....pb 16 hereof. upon Borrow.r's b......,h of....y ""'''''1UI1 <br />or ag""m.OI of Borro...... in 1m. D~ of Tr...I, includinll Borrower's fallure to p.y, bJ the end of 10 calendar day. after <br />tb.y ..... doe, any sumo sC<'Ured by .hho Deed of Tnul, under prior 10 acceleration shall give notice to Done_.. <br />provided in parage.ph 12 ".,....,( ,pecifylng, ! I. the hreacb; m .he act!oo ""Iulftd tn cure .uch breach, (31 . date, ....t <br />1_ than 20 day. from tbe dale the outlce is maJI.d to IWrro_r. by ..nkn ,ueb b....ach must b. cured; and (41 that <br />faUun: to -,'Ut'C: JuC'h h,ekb un or hefol'le lbe date specified to tbe notice may ~ult in acceleration of the lums "cured by <br />[bia Deed "f.T.....t lUld ,aie <Ie lh. Pm!""rty, The notice ,baH (nrlher iniorm Borro....r of the right ~o rellUrate after <br />Itccei~f1Iiitln and the dRill lot} brine a. {'1}UI'I. acOon IU aue-rt the nooel_idtnCe of Ii default or any other d~rense of Borrower <br />iU tt.cCf'lefAtion a.nd ,t;aJe. If the hreiicb is nvt cund on or before the iliue ,l>peeUled in [he notk"t'. Lendert at Lender'. <br />ol'lloo, ",ay ded..... all of th. sum. >eClll't'd by tilia Deed o( Trust to be immoWately duo ~nd payable ",ithout furth.r <br />do...lU>d anu .....y io",". [b. puw<< "I' ,ale and wy olh.. remedl... permUted by applleabl.la... Lender .ball be entitled <br />to c"I1...'~ lilt reasonable c..... ami < '1'.""'" ineun..d In punulnll the retlledi"" provided in this paragrapb 17, including, <br />but not limited to, r-ea&unabllt iIInome,-,,' f~ft. <br />If the POWt"t of uJc h; iU'foked. Tru,!i~ ..halJ rt'cotd a notice of default in eun count} in which the Property Of $Gmc <br />pur the"""f Is located ..nd ,haH mall cllpi... of .ucn notice III the mann.. pre.cribed by- applicable la.. tll BOlTow.r ""d <br />'0 Ihe ",her \,<,IW"" p."",ribed by app!lnble la... Alt.r tbe lap.. of ,uch ,imo .. may be required by applkable law, <br />TrwtM shall g.in~ puhti-l' nod\.-"e of sale to- t.he penuns and in the manner prescribed hy ilPplicablt: law. Trustee, without <br />demand .... Bono..er, ,hall ..II :h. 1'",!"".ly at public auction to tile hlRhosl bidder al .be time and place and under tbe <br />tenD5 de$iM:nakil in (~ nout''t' of iale- in ;jne or mon pan..-eb lil:ud in such or'del' as 'fruslee may determine. Trustee may <br />p-u.lptJll:c sal~ ,;of .aU t)f lUI)' puC't'i. "f ihe- Property by pubUc annUWtc('ment at the Hme and place of an, pre't'ioua'y <br />",httdui-t'o ~ale> Lender HI-" Let\Uf'r'i detig,n-ee tn.y p-urChAU' the Property at any lIialt:. <br />Upon ~pt '1,a[ pajmt'-IH ftf the price bid. Tru:4itee \haH ddil'et to the purehaser Tru.%.tee-'s deed cQuv-eying the <br />Pro~tty iold. fhe u,dWa in lh~ rntSlt.~'~ deed shall be prima facie ~\-',den\.'e tif the lfUih uf the _itaiementa made <br />tnen:--ul. Tn_~ .'$uaU i'ppiy the p-nhc.<<m- i}f the ~e in. tite f,.luowing ordt:r~ j8.1 to uii r~uonabie C-OSUi and expenH:$ of the <br />...iE', inci . dint, but 'Ni Umitc,! tQ, r n.~t<< '... (~ &c~uaiiy in('urnu of not morlf: than :'1.,\ . . . . > , ,'r,'(, oC the 4efOU Ja.ie <br />pl"i~~ re.-D..;)nAhle: 4ttGt"ne)\' f~ and cn~b ~d dd.e Hid~nt,.'e, \hr to AU sum' -u-t:ur~d h) fhi, Deed of Trus-l~ and lei Ih~ e-.l~ <br />~:eu. it an,~ to tbe pen-un or penun.<;, legally condded thereto. <br />IS.. Bono'W~t1,- Rtw:bl tfj R-eiMI.,Ait. Notwnh:-'ianding Lender ~ al'-...:'ekrauut1 \)j !he ..urns- ~e\"ured hy thj~ Deed ot <br />fru.:.L '::",t to BOff-Q.\O,tt'\ hft.ldl. Hf)n0~et 'i,hail h;ne tht' pgm :0 ha..e .ilH pf'_h":Ct..-JH1~S bq:un (\y Lender t~) eniof\:e this <br />Ue&.1..i e~f flU!;! dbt"o-H'Il~Ued ;H -iH~\' tiHll~ ph.l! 1(1 (he e-arh-er {;'\ i.>\.X1JI d! iJ} ffle Lfth dJ.) ht:lor-t' the )..jje ..f the Property <br />;}Ul'"Su.ant the: P{;wt:r of {,':t!e \,:,;!l;i.:Hiwd in IhL', L"~c-J df f JUSt tir {n} e-!dr\ "t ;1 (ntur~:m~ lhi., Uf..'-eJ of Trusf !f: <br />LU' i:k"rrttwer par~ Ll(l!d~f ':il! "Ut'ih \.~hld'j >'o'\H,hi he (hl.~n ~1Ue under 1:hb Deed dt ;wd l.ht' :"4(~ft had 00 atcder;lllon <br />,...;~'Urred; (hi &tt'n~;;f ...-Uir-',> ,lll hr-e.h:ht:~.A ~tn~r ,,,ther l..'O\<(,IHUlts 81' ,l_~r-c{'me'n(" 11 i3nnO",l--er \.",mt;uned In ~hl) D<<ti of <br />fnl:!.-t; ;cJ HQ:rrnw(;~f P-~J') re*s;1n,"lhl~ t~"{r't':n~~ !lKurred by LenJer an-:J Iru5.r1!t;" .rj t'ni\.ln.:Iil~ lile- (:-OHo'~niHIB ;in-d <br />,ig'T~'tP'H:'nh of l-knT'l__r~~r <.;u.nU.di',:1 H~ tJ-w. Lk't,.3 ul" f r1!~r ;cH!(llf\ e'nk;~L_ !~!g L~f .~~-f ~ .ao.d -J nn.!~~'i.:";, f"'m't~J.n Oi", prc'''Hkd in <br />pM.'-~{:ii-p-h ; / her't('tL j'lldiJ~iin~, h-ft :wt Hmlte-d :_(", iea~~Ht.,I:"~lc .HWfne~'., ;llld 1ill fk\ftl./'4't.'i' :ak.(;~s- "'~Kh ~1(\"H.ljl ;I-~ <br /> <br />;:~~:~~~,,;7i::,f;I\:;:~r:::.:::J:~ :,-:~~\l~;: ~~~:h>:~~:i~l,~\:i :~a;:) f ~~:~l~hJ~~~~t.:~.f i n~:::;;~ii;o' . :~~::~~,:.;, :;len~:.~~~_\i~! \;,~:~; [t:~:,l~::,\~ ~:~:: <br /> <br />[\H't j_,} L+'-)"~"H~~(r{, this. r}C't~1 (,-f Tnn:l: ~.l!.-d i'h", dhh~~lkH1, !;_T'. '.;n-d' n(~l. t J rh} <br />-~-'tffli~,r~!-,("<"~ ~,,_~ ""'''''"'-l-'-~''''~ <br />