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<br />84........ i 0028 0 5
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<br />(E) Leg;3l Limitation on Rate,
<br />if t:l'e fiJ<Ed rate to i:>2 qooted on any ?aytIEnt CMnge Date exceeds ti:>2 rraxillUIl charges or rate
<br />all~ by applicable Low. tl-en conversion .>ill not i:>2 allowed for that P">",,nt <J..ange Date. The
<br />note tnlder may offer a l"""r rate or charges than required or permitted by this section in onier to
<br />c""Ply with such legal limitatiorB, b.It is not required to do StJ,
<br />
<br />(F) Prepayment,
<br />If, after """""rs10n, I 1!Bke any prepa)'lll!nt uo:ler section 8, it will i:>2 governed by section 8
<br />except tlBt tl-e anount of my lIDI!l:hly \XiYlIEnts will not l:e changed,
<br />
<br />(G) Provisions Not Applicable after O:>rM!rsion.
<br />After c""""rsion of this loan, sectiom 2 (except for tl-e first bolO senten:es), 3, 4 (except
<br />for (A)), 5, 7, an:! tl-e last bo<> senten""" of section 8 shall noc apply.
<br />
<br />7, NOTICE OF CHANGES
<br />The Note Holder will 1lIiil or deliver to me a notice of any c:harf;es in t:l'e Full Itlnthly AoDunt
<br />an:! my IlDIlthly payments at least 30 days before tl-e effective date of any change. The notice will
<br />irclude informtion required by law to l:e given me an:! also tl:e title an:I telepb:>ne TUIiler of a
<br />person wID will answer any question I may have regarding tl:e notice."
<br />
<br />B, CHARGES; LIENS
<br />
<br />L'niform Cooenant: 4 of t:l'e Security lns~ is 1D!l1ded to read as follawB:
<br />
<br />4. 01arges; Liens. Borrower shall pay all taXeS, ~, an:I other charges, fines aDd
<br />impositiolE att:ril:utable to tl-e Property whicl1 may attain a priority over this Securlty Inst:rlJl!ll!d:;
<br />and 1.e.aseh:>1d pajIIEIlCS or groom rents, if any, in the 1lmIrer provided llIIder paragi:aIlb 2 heJ:eof or,
<br />if not !'6id in such llBmer, by BoI'tUoler making paymera:, "*"'" due, directly to t:l'e ~ thereof.
<br />Borrower shall prallptly furnish to LeIder all notices of aIIDJIlts due under thispsragraph, ani:lIt the
<br />event BoI'tUoler shall make ~ directly, BoI'tUoler shall prallptly furnish to Lelller receipts
<br />evidencing such payments. Borrower shall ~tly discharge any lien whicl1 has priority ~ this
<br />Security Ins~; provided, that Borrower shall not be required to discharge any such lienao loQg
<br />as Borrower: (a) shall agree in wri~ to t:l'e ~ of the ob~ -=ured by such lien :lIt a
<br />amner acceptable to Lelller; (b) shall in goal faith COIltest such lien by, or defend aaaJmt
<br />enfoI'Celll!nl: of such lien in, Jesal ~ which in tbe opinion of Lender operate to ~ the
<br />enfo~ of tl"e lien or forfeiture of tl"e Property or allY part tbereof; or (c) shill secure fraa
<br />the tnlder of such lien an agreeaent: in a form satisfactory to Lender subordinatiq); such lien to this
<br />Security Ins t:nJIE!OC .
<br />
<br />If Lelller determines that all or any part of tl"e Property is subject to a lien wh:lch ma:y attain a
<br />priority owr this Security InstnJlleDt, Lender shall setd Borrower notice identi.fy1~such :UeIl.
<br />Borrower shall satisfy such lien or tate one or IIDre of tl"e actiolE set forth above with1n tendaya
<br />of t:l'e gi~ of nocice,
<br />
<br />C, NOTICE
<br />
<br />UnifotDl ~naot 14 of the Security In;trument is 1D!l1ded to read as follawB:
<br />
<br />14. Notice, Except for any notice required under applicable law to l:e given in another _r. (a)
<br />any notice to Borrower prOYided for in this Security InstnJlleDt shall he given by deli~itor by
<br />DBiling it by first class mail addressed to Borroooer at t:l'e Property i\ddresa or at sudI ~ 8lklr:e!N!
<br />as Borra.oer may desigpate by notice to Lenler as provided rerein, ani (b) any rotice tol.enieJ:: shill
<br />he giwn by first class mail to Lender's address stated berein or to such otber addr-. as Lel!ller1lllY
<br />desigJ\ate by notice to Borrower as provided herein. Mrj notice provided for in tba .Sel:uJ;'ity
<br />llEtI\llli!nl: shall l:e deaDed to have been given to Borrower or Lender ..-hen given in tbe ~
<br />desigpated herein.
<br />
<br />D, UNIFORM DEED OF TRUST; GOVERNING LAW; SEVERABILITY
<br />
<br />Uniform Cooenant: 15 of tlB Security Inst:l:\lEJlt is 1D!l1ded to read as fol1oi!a;
<br />
<br />15. Uniform DeEd of Trust; ~rni~ Law; Severability, Thia form of Security Inst~ COlIIbiD!a
<br />I.ciform COlletlallLS use an:! OOlMJDiform covenants with limited variat:lolE by jurisdiction to COlBtil11te
<br />a unifol'lll seo.Jrity instnmmt c:overing real property. This Security lne'."'l.Ullt shall be ~. by
<br />federal law an:I law of tre jurisdiction in whicl1 tl"e Property is located. In t:l'e event that any
<br />provisioo or clwse of tre Security IostrtllleDt or tbe Note conflicts with applicable law, such
<br />conflict shall not affect otl-er provisiooo of this Security Instrument or tl-e Note wh:lclI can be given
<br />effect witlnIt the confli~ provisioo, an:I to this em the provisions of this Security Instnmmt
<br />arr:l tre Note are declared to l:e severable.
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<br />E, llW'lSEER OF UiE PlU'ERIY; CR A lEt-EFlClAL INl'ERESr IN B::llR)II;R,
<br />
<br />Uniform CO\.'eIIaflt 17 of tlB Security Instrument is am:n;led to read as folloos:
<br />
<br />17, Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the
<br />Property or an int:erl1S t trerein is sold or ttamferral (or if a l:enefidal inl:eres t in Borra.oer is
<br />sold or transferred arr:l Borro.er is not a natural person) witmut Lender-s prior written consent:,
<br />Len:ler ...y. at Len:ler- s option, dec.lare all tre SlIJlS secured by this Security Ins~nt to be
<br />llIIlIediataly due an:! payable, f"""""r. this optioo shall not l:e eJ<erclsed by Lender If e>erdse is
<br />not aItror:lzed by Federal Law,
<br />
<br />If Len:ler """tei""" such option to accelerate, Lenier shUl 1lIiil Borrower notice of acceleration in
<br />accordarll:e with paragraph 14 hereof, Such notice shall provide a period of not less than 30 days
<br />ft'Olll tre dat" the not ic.e is n1lliled \lithin Ilh1ch Borra.oer my ray tre S\JllS declared due. If Borra.oer
<br />failJl to pay such !lUlll6 prior to tl-e expiration of such p'riod, Lender may. without funrer notice or
<br />doDiOO 00 Borr"""r, tll'oll::ll<e any r,Ubiies p'nul.ttl1d by raragraph 18 hereof,
<br />
<br />Notvtth6unti~ a sah; 'jr transter. Borrower \lill cant.irue to i:>2 obligated ,.>det the :Jot" ill>::! this
<br />SEcurity In&trwll>nl \ltUes. l~r has relk\ased Borro.>er in writing,
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<br />r~C-J24 lqt:) (Pag~ ')
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<br />Rev 1/t!-4
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<br />It..:AP .:)
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