<br />84 -- ~ 002549
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<br />NOTICE: THE SECURITY INS'I'itl.J:MEN!rgg~Al\t...
<br />A PROVISION .ALLOW'INGFqR(JmN&~)IN:'ll~ .
<br />CREASES'IN'THEnt'fEM$'r'RATE .'~l$SfJ"'lft~
<br />DECREASES.IN THE lNTERESTRATEWILLRtsU'LTrN
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<br />This Rider is made this .....lo.tll..,.,..,., day of ...............,.....,.~,...".,...".19S...;,>~.
<br />into and shall be deemed to amend and supplement the Mortgage;Deed;of~l)f'
<br />(the "Security IJIIltrument") of the same date given by theund!l1"lligned(~~;7.-
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<br />mY? M,~rW1..S'avrngli'.aiii:f'1;oai'i'ASso.cratlon.'(iF.U1ii:i:iln..;'.a~trnriia;;lj;..;
<br />. . .... _ . ..' n~.__' .._ .. _ ._... . .~.. u. on... .~. ....... .0. ..~._.~.. ........ __ no.. .........:..0......-.,..,.40.. .... ...-__~ .0. 0_.0 ..~. '-;-""~~.~""~~:7:'~~~-O;-":_~"';,~~_";"~:
<br />(~e."~?..er"!~f_~t~*~ (~d'Note") andcoverillg'~~~~
<br />m~n... a.a.d .toca.~ ........ .........H...._..__.................................n...._....___..n__..n_.~~"<_.."......~_.....____~....,....
<br />Property AdlbeIa'
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<br />MODIFICATIONS. In addition to the covenants and agyeements
<br />rower and Lender further covenant and agree as 10&_:
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<br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
<br />The Note has an "Initial Interest Rate" oL.,.~.~..?4.O'...,~%
<br />Interest rate changes 'Wlc = on the ~ day of ............................,.~~?.~.~~E-g 19_~~.,. and~"~i
<br />1st dav of ._....................,........~~'":....:....J Iff......, and onJge 1st day of ....,._.............,...~E~.~.....,....., 19.!!:.
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<br />~::.; oj;~~, ~cbf da~.~n.;hi;;h..the':~.of'iii~.;;;;y cl:a~ ~e~edfat!;:blCoe~~
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<br />Changes in principal and interest payments to adjust amortizatioj of the loan to comlllPOlldwitb
<br />into>rest rate..clwl=.shaJl be made on the 1st day of ,.........___,... .........,....'!!l~,...............,.l~.L., aildOllt.llat
<br />dat..> every ...,..,... year(s) thereafter. Each date on which the prim.ipa! and interest payment may
<br />change will be called a "Payment Change Date".
<br />Changes in the interest rate are governed by changes in an interest rate index called the "Index".
<br />Check oox("",) to indicate Index.
<br />( 1) 0 "Contract Interest Rate, PurchMe of Previously Occupied Homes. National Average for all
<br />'\1ajor Types of Lenden" publisbed by the Federal Home Loan Bank Board.
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<br />ad jus tad .t(~) ;q.o:~~~:.rt.~etuRr}~j,:~tJ-ye:~,nt :~i.t~h:';~b1j~~1:!~d~:cU~{~~1~~~r~~~V~~~;~;~:::::::::~:~:::::
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<br />Check box("') to indicate limits,
<br />( 1) [J If this box is checked, there will be no maxi.lnum limit on changes in the interest rate up or
<br />down, The Prelinlinary Rate referred to in the Note, will be the new interest rate,
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<br />(2) D II this box is checked, the inte"",t rate that I pay shall not increase more than ..
<br />percentage points on any Rate Change Date.
<br />(;l) [J If this box is chet~ed, the interest rate that I pay shall not decrease more than ..
<br />perrentage points on any Rate Change Date.
<br />(4) tJ Ii this box is checked, the interest rate that I pay shall never be moftl than .P..,'!,?Q...... %
<br />dming the period 1 bave my loan.
<br />(I;) tJ If this box is checked. the inWeIlt rate that I pay shall never be less than 9..............., %
<br />dming the ~iod I have my loan,
<br />(6) [J If this box is t'hecked, the principal and in!...'rest payment that I pay shall not increase more
<br />than . pe.l\:ent on any Payrnent Change Date.
<br />(7) [J If tbis box is t'hecked, the pnnclpal and interest payment that I pay shall not decrease more
<br />than. pel:\.'eI1t on any Payment Change Date,
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<br />The m.ontbly {lllYtnent amounl.s will also change on Payment Change Dates as provided in the Note,
<br />Beca~ payment cbange;l may occur less often than interest rate changes and/or may be subject to t'Crtain
<br />limitations described in the Note, the monthly payments may be insufficie.nt at times to pay accruing
<br />int:.o:"C3t.. In ~ueh~, un.t~ inrerest is added to Llle principal balance of tIlt: Note Nul itself will ao..;nlt~
<br />interest thereafter,
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