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<br />(I) NOliee of c:.,,_
<br />fhe Note Holder will mail or deliver 10 me a notice of any changes in the amount of my monthly payment before the
<br />effective date of any change, The nOlice will include infonnation required by law to be given me and alao the title and
<br />telephone number of a person who will answer any question I may have regarding the notice,"
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<br />B, CHARGES; LIENS
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<br />Uniform Covenant 4 of the Security Instrument is amended toreadaifollows:
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<br />84 - 002489
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<br />4, (,1Iarps; I.ieu. Borrower shall pay all taxes, assessments. and olher charges, tines and impositions auributabJe:toJbe'
<br />Property wbicb may attain a priority over this Security Instrument, and leaseboldpayments or ground reJ\tll(itanY;9nfll!o;'
<br />manller provided under paragraph 2 heroof or, if not paid in such manner, by Borrower'makina:'l'ltyntent{:..../!C;lt"
<br />dlf<'Ctly to tbe payee lbereof. Borrower shaU promptly furnish to Lender all notIces of amounts due under'
<br />and in the e\'enl Borrower shall make payment directly, Borrower sball promptly furnish foL~'
<br />such paymenls. Borrower sball promplly discharge any lien which has priority over thiS Securitflll$t
<br />Ihat Borrower shall not be reqUIred to discharge any such lien so long as Borrower, <a) sIlloU,agreeiin:'wrir
<br />payment of tbe obligation ,"",ured by such lien in a manner acceptable to Lender; (b) shllllingoo(UaithCOntlls(SIIcb:l~';
<br />by. or defend agamst enf"H'"ment of such hen tn, legal proceedings whicb in the opinion of Len~ operatUojll:Cv~~tli'e"
<br />tnfmcem.nl or the hen or rorfelture of Ihe Property or any part Ihereof; or (c) shall secur.from Ihe boldllr'ofS1'Clril~ill!l:;;'
<br />agreement III a I"rm sallsfactory to Lender subordin'ling such lien 10 th",Security Instrument. .,' ,
<br />I r Lender delcrm!!lt's thaI .11 or any part or Ibe Property IS subject to a lien which may 'attain a priority over:tbis'Se!:untf,:
<br />I list rumen!, Lender shall send Bormwer nollce identifying sucb lien, Borrower sllloll satisfy suclrlien'or take one ormore'of';'
<br />tilt- aclli.:ms ..ct forth abovt' ""nhio len days of the giVing ofnOflce,
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<br />C. NOTICE
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<br />U mfnrm Covenant 14 flf the Security Ins.trument is amended to read as follows.:
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<br />14, ....rice. I~cepl for any nOllce required under applicable law to be given in anotber manner, (a)a"y,n.<lliceJo'
<br />Ilorwwer pmnded for lfl IhlS Secunty Instrument shall be g,ven by delivering il or by mailingil by.firiltclitslLmai!.
<br />"ddr""""d h' Bormwer at ,he Prore"y Address or at such olber address as Borrower may desillnate by nolice to' LeIldel'-'"
<br />p",,,,ded herem, and 'bl any "ollce h' Lender shall be given by first cia.., ma.11O Lender's addrCSl<statedherein'or'toitiQ/!'
<br />,'lhN add""" as Lender may d,'S.gnalc by nollce 10 6orrower as proVIded herein, Auy notice provid..Ubrinthis Set'pril)'
<br />In"trumetll shaU be deemed (1) have been gl\'cn to B(J'Trower or lender when given in the'manner designated herein.
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<br />0, UNIFORM SF.cLJRln' INSTRUMENT; (;OVF~RNIN(, l,AW; SEVERABILITY
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<br />limfonn Cm:euant 15 (If lhe Sn'Ufll~ Instrumeonl lS. amended to read as follows:
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<br />15, Unit..r... Security l""lru_nl: (;onm.... Lar. Se.erallilily, This form of Securily Instrument combines uniform
<br />~'l)\(:"nat)h hlr natwna) IJ'!'.e a:nd non-umfom, covenants ""lth limited vanations by junsdiction (0 constlfute- a lluiform
<br />~"urn y m~fnnnefH coY~nn~ re-ai prupc-rl!, TIllS Security I US-t rUffiolt shall be go\-"'erned- by federal -Jaw and-, 1~be--JaW ,of- ~he
<br />.lllfls<.h':llO" III wiudllhe ProperlY IS located, In the e'enl that any pron..on or dause of Ibis Security Insttumcmlorthe
<br />Note mnll",1S ..'uh apvhcahlc: law, 'llch wnlllCt sbaU not alrecl olher prOVISions of tbis SecurilY 1n..trumentortbeNole
<br />'W.JHt:b can he gr.-en cfla~t w-ubout the C~)nfif("lmg pn)\,l~K}fl. and to this end the provisions of this Security Instrument-and
<br />I he Note are dec13rt..-d to be'M:ven.bk
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<br />E. TRANSFt:R OJo' THt: PROPERTY OR A BENF..FICIAL INn:REST IN BORROWER
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<br />L;mfurm C,-)\.-cnant 17 of thc Stx-uniY hntrumrnt to. amended 10 read as. foUows:
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<br />n. fr.....fer ..fill" I'roperty or a 8eMiieiallnterest in IIorrnwer. If all or any pan of Ihe Property or an interesttberein
<br />l~ SAild nt lrausferred tur If a bcnd'k-1almh:rcst In Bono-wee 1\ ~~Jld or Ir'ansfcrred and Borruwer is not a natural person)
<br />\A.ifhout L\.~ndcr's pnO-f wntten \.-pn~lH. Le-nd<r may. .11 lender\. OpUOtl. dedare aU the sums secured by this Security
<br />!f\\UUuh:nl to he immediate!) Jut' and fXtyablt.>, l-Iowe\"(!. thas nptlHtl !\..hall not be exercised by Lender If exerCise is not
<br />auth"nled ~y F<<lerallaw,
<br />If lCH4.kr ~'\(;f"'I~'S such "J.'H:h.,)n Hl .h,,~cderalt:-. l.ender shaH mud Borrower notice of acetlC-rallon in accordance with
<br />l'aragraph 14 hercof Such notll'e ,hall pW\ldc a ['enod of not I"", .hun JO days from Ihe dale Ihe nOlice is mailed within
<br />\\ hl(h &rro\\er ma) pJl)' the MJln~ dt.'dar<-d due, If' Borrowt."f fails 10 (M)' sUI.:h sums pnor to lhe expiralion of such period.
<br />Lt.'ndc-r ma}. wHh':JtH further HloltKC or tk.mand on l3o-rro\\-er. Invoke any relJu:dies IlCmlilled by paragraph 18 hereof.
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<br />F, CO\i&,;NANT OELEn:O
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<br />Non.l ;mform (\,\-,cnunl 2 t nfthc Set.-unt) In~uumen( {"Future Ad\<lw,;cS '} is deleted
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<br />G. I.OAN CHAR(;ES
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<br />If the it,,'4U1 :<.e;,;ureu by the Secunt) instrument l-!t- subJ<<t il,) a 13\\' Whh:-h !'lets ma.:umum loan chargt$. and thallaw lS finally
<br />lntcrprrtai 50u that the mtcft..'S.1 Of OIht'r klUU du.ug1,."S I..'(.llk".-ted or 10 be ~tJliectt.>d in ~onncctJOn wuh the loan e.\c4...xI
<br />p<mllue<l hmu.. Ihen (lJ any ,,,<h loan charge shall be reduced by Ihe amounl necessary 10 reduce Ihe "harge 10 the
<br />P'Cmmtro hout, and \,1) any ~um); already '(lU~ted from Borrower Whh::h exceeded permitted houts ""Ill be refunded to
<br />8oul.'lwer lender mil)' C'hnoie lo make thl~ refund by re-dw.~mg the pnm:lpal owed ufldel the Note Of by makini a duect
<br />1"').lllCfll 'i) Borro"'''L If a refund reduces prinCIpal, tbe reducllon "'Ill b.: Ire.led as a partial prepayment under the Nme,
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<br />H. LE(.ISLATION
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<br />If. after lb.: date hereof, e"<Ol:tmenl '" CApllal"'nl,f apphcable laws h,,,. Ihe drcct ellhe, of r<,ndenng the P"""">I1S of Ih<
<br />N'lIe, lhe s..;unty In..,ument or llus Adjuslable Rate Ride, (othet Ihan IhlS pal.graph II) uncnfi>rcellbfe .c""rdIllS to
<br />.bell ter"" "" .Jlor any part of the .urns k'C"red b.:reb) uncollecl.hle, 'IS nlherwl'" prov.ded III Ihe SIXu"ly I"s"umenl
<br />~nd ...us A.-djURlibk ~1~ R.ider. or t)f dUI~_UlIs.b.nJ the \'aJue of Lender's. StX'Uflty. then L('ndl.~L at Lcnder'~ QPti~)n, may
<br />"ed..." aU ."In$ """"ued b) Ib.: s..;urny In>tmmenl to be Ilnmedlalely due and ""yable,
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