|
<br />I
<br />
<br />I
<br />
<br />P~~d: ~ccR~2~ ~~ANCE CHARG:::::~d::~:~ to pay more than llie reguw .chedu~ mo~y pa~nl, I have ~
<br />
<br />"ghl to J'.:ilpal' the whole amount owing toJov in full at any time or m part from time to time. If the lending institution or bank Lhat buys:my contraCt c"?"IPUtes the fmance
<br />~~c~~e~~m~~~I;m~~t;I;~e:i;=d,~tl:':r:~::~~~~w~:v~~~l~~;i~~~~~~t:h=~an~~o:.~:l~
<br />are estimates based 00 the-assumption that you win receive each of the payments ex.actly on its due date; and I know that then: will be no refund if I prepay because there
<br />t:5 nothing (0 ~fund 1ft am chlll'ged on a daily ba~s.. If the lendIng institution or barLlr does not compute the finance charge daily. and iff prepay-the whole amount. you
<br />will refund to me the unearned portion of the finance chUJe-'(intere5t) by the accounting proced~ Known- as the actuarial method: and the amount of my Nbate win be
<br />figmod on ~ I!Chedu~ dale. and amounts of my molllhly payment and nol on ~ actual dal.. and amounts of ~ "",payments that I pay 10 you, I know _ a_
<br />ofless lhan$1 JJQwtll notht made.
<br />
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />I.) W... SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA.
<br />BIlJ't\i AND FITNESS FOR A PAFmCULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SEaER'. FU....
<br />NISHES BUYER WITH A SEPARATE WRmEN UIIlTED WARRANTY OR SERVICE CONTRACT MADE BYSEL.
<br />LER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
<br />
<br />(b) I have read. indeWJ. the separate "UMITEDW^-RR."NTY~' which accompa!1~e5lhis c-onttaCt.ltexplains the conditions atldcircutnstanca in whichtbe ....
<br />_ prod..... will ht ~aired or ~Iaoed. I take 000<:. of the limitations on ~ warranty, and I paniculorly recognize thaI any implied wamIIt}' whiclllppllea to ~
<br />goodslaslsonlyu long a5 tbe warranryor ~ceoontract.
<br />SPECIAL-ORDER GOODS: , know lliat you hav. measured my house and its opening. 50 thai vou can make the products to fit my oonicuIar houoe.lroke ~ thai ~
<br />goods thai ~ rnanufaL"tured for my speo:flC bou5e probably WllJ not fit.any other houses. and under such conditions. I know that _I ~-cancehbiu:olilnlCt _.y. time
<br />after the penod of time given tc me. by law. in which to cancel. After that legal period of time. I know that I have the obligation to pay you-in full the amountowed.
<br />OJlLIGA 110NS PERTAINING TO MY REAL EST A TE: t. , pronu>e 10 keep mv house in good repair and to keep it insured for alleut 8O\l of ill~"'"
<br />by buYing a fin: and extended coverage insurance pobey, The insuruu;c cofilPti.ly mUSt be approved by you. and the ~icy must have . beDefi~ clauIe wbich.,. eta.-
<br />you ~ (0 be pwd If there I.S a IOS!-. The tll5urance company must agree that it will not cancel my policy witboutfirsr teUi,ng you. 1 authorize the iMlJI'aDCe'_.c:ompe,-topay
<br />you dirttdy (-or any 10M, You can choose to UM' ~1S msunmce pa~nt to ei~ repa)' any ~unts I owe you or to repaar my boule. 2. [also-promise that I will-DOlaJlOW
<br />:"r;:=:~=vannia::~I~~==~ WJ~~~nc;:v~r;n;:~:b.;.rl:f:se =~~~~;:~:n-:=:I:=::=.r::=~crn
<br />
<br />perno"""'. 5. If I <10001 ins.... mvhouse orful~y otherohUgatiOns to my reaI.....Ie,;J,: vauean do il for me if you want(hutyoudonot_to),lfyou"'~_y
<br />of these obiJgaooni for me. ( agree to pay )'UU back on demand pius interut at the hlghesr laYrtu( contract rate of interest. Until I pay you -blck~ these ~-wiII---..a
<br />to my debt to yoo wh.ich IS 5<<--um:i by m)' real tslate and house-. I know thaI if )'00 det..."tde 10 buy msurance for me that you do DO( have to obIaiD-any homec:rtmer,or-liIIbiIity
<br />UlSutanee.
<br />
<br />L
<br />
<br />SALE OF MY HOUSE: I pronnse not to seAt lease or give my house to anyone until I have fully repaid my debt to you.
<br />
<br />DEF AUL T: I will be m default under!ius contt3Ct if
<br />
<br />T don-t make a pa)'mtm when due; or
<br />
<br />I break any promise I rnarde to you m lhu COflU'llCt, or
<br />
<br />So-rnethmg el5t: h~m WhlCD C~ )"OtIlO bl:he....: m gO(!(! huLll that J do nut mtend to pay you as promised: or
<br />
<br />I ~fault on any obhganom for v"iJu;h J am uSing my homt as coUatenl; or
<br />
<br />Somethtng happens to my house whtch threafen5 your nJ,hu. if any, in it.
<br />
<br />iF I A...\1IN DEFAULT: I undcnlllndtlult you have the ngbt to fOftt.lo$e the Mortgage I have given to you ~ have my hOUKSO~d to repay any ~-loWe-youifl
<br />WI In default undcftim: ,,"O-tltraCt. Beforr my nouK< l5 MOO. you wIiI do everythm.g: thai the la", reqUtleS, IfYQU hU't: an attorney lOaullt you to !e1l.:rhoU..or..to.......
<br />
<br />~~; ,~~~1:r" ~io~~~=~=:~~ :r:neY~' fees and for other related upcn5C5 ~b &$ coon C05lS~ til1eJOllChes DlOIIIYyou.........
<br />
<br />
<br />OTHER RIGHTS: We can choox; 00( tQ en1on'.('any of the ngbu under lbu contract IS often as we want without losing them. Or. we can delay enforcm".y -Oflbl ri&bta
<br />Wlthout losmg them Wera-n aL'iQu~ lW)' nghu OOWOf In L~futureg!y~toU)b)' law
<br />
<br />~~:;:: ':"'~:.:rb~':'~:':='~..l.=,'d.~~:e~Fn'.x!w~:=~~n:lor':~~~~~~':'"otro~-.r.,.,.~.'
<br />nut be iiablefurslk:hdeiays,
<br />ARIIffRA 110N; If I ha"" a dUput. or cbum will> you oone",...n. ~ quantl!>. quail!> or perlonnance or ~ prodUCll. I uDdenWld._ my dispute may b.."bllllllld 10 .
<br />a.-.J settled "''c-onlmll"' ~ "'<hallO'N"bt_ pn>gT>m llilll ma~ have de""foped m my commuaity. I &150 know thaI any ~ __ by an lltbilrllol(.) WOlI\d 1Iit_
<br />tercd In the court havmg JUni'11\;OOO over me ud you
<br />SALVAGE VALUE: 'know <hat ~ window., _wad, and 0Iher malOrlal. <hat ha... to ht temOvoci by you for tbJ. inIlIllotion ilIlve IU IlIIvqo vol... WIIite YllIIa.
<br />Q'KlYe tbemT yoo..:an hl,vetbem forwhaleverJl'Ul'P'O*lC yw want.
<br />SPECIAl. stnl411"au.1O the uniq_ of 50me oi <he prod""" that you ..II, I undentand that in special .ituatiom that your Rqional otIlee....y .....lOlWViow
<br />and ""'''PI thlf("j,b..~.Mmd"...tand that tlt.. saI" ""","""" III my home and that YOU and , may 001 have had all ~ _.lnformMion i~ 10 tbJ.~,
<br />at our fmJ,mips-; I give you my COOlCDllO correct: my OOVlOU$ etrof:\ that may have occuITed when the blank. in Uris contnct wereoomple1ed.
<br />lNV ~UD PROVISIONS: It onv pn>vl.1OO of Uu. COOtI1oCI VIDlatei <he law and .. unenforceable. ~ ...., 01 ~ _, will ht voli<!, If lilY port of thJo -J.'IIIIIio'M ~
<br />paymenf of more: i01UeSt than me 1.... pCOJUb. then you WljJ ooly ha\'C the tiJhl to collect from.ox the.meum of m~t whicb tbe-llw allowl you toeoUect.
<br />COMI'LETEl"'ESS OFTHIS CONT1lAc...: ThIS conmlCl catll..ly be cbanjed ,f both you and I..... m writing.
<br />The fuUo"::~1- notlCct brin&.i to my atte1Jbon the righ.b that I have even \lI-br:n this l..'OntTICl \$ sold to a financial il1iuruUoo or. bank~_ and IlbouI.daodcc- chit Ihe irnpor-
<br />tan<< oithu. prov",,,,,, 'H"""""'by '''_'''''''''cm'enputat. boidfac.typc: NOTICE 84 - 0I~"82
<br />
<br />Th.. c:redtt c:ontr8c:t f111111W* . ~!IeM. All .... r1ghte which the Buyef ha ...................
<br />out of th.. ~. including .11 cl.1N lInCt ~-. .,.. 8180 v.1Ict ....... M, holder of ._.' . 0CIrIIrIIllf
<br />The right to ~ moner from the holder under tnl. provlelon I. Ilmttecrto tM.amount", _ the buyer
<br />under thl8 c:ontnIc:t.
<br />A c:I8Im .. . ......., v8llct _ tor wIng the SeMer. A cIefenM I. . ....11' v8llct _ tor not ...,...
<br />the Seller. A holdef i. Mr- trying to c:oIIect tor the purc:hMe.
<br />IN8l1aANCECA..llliCELLA nON: If 1 bave req~ ~~~_m th.!.5 ~!""~. ! ~.ey ~"'C:!:ucl:: fCq'~t for ir..u..uat;e fOr iD,' reiiiOii witt&tf1fifiekt (15) u.y.irom me
<br />:-~l~~~~::'==~~-:l't;~~~'::~-=~oo 01 my co....... will be arranpd with Iho ",,-eoirler(t)anIl
<br />
<br />PLEASE NOTE: If I ha... reques<ed uuunmce m <h.. purehaio,l WIll rece... WJthul lliinv (30) day. a certlficlleof in.........., """" fully daerilrina ~ int_ _......'
<br />I know tltat Jr thtre Ii lIlty COOffielln ~ ooYO..... or ~ long..... of ~ cernfk... or ,...ronc.. and ~ roUowlftg Notice of Proposed In.......,. !holl am coveoed ooly to
<br />the C;\teal stated in the. t"oJ,1owma Sooce of Propo5ed In.'liUl1UK'.e. I also- &.now thall ha"1: lIDiuraoce coverage only if I haNe been cb.arged fur tt.
<br />NOTICE OF PROPOSED INSURANCE
<br />I. tab_ tltatotlhorCredll Ltfo or CredIt A_an4 Health Inautaoce, or both, will ht opplicahle to t1u.SaIea Contnct 00 ~ "'vette_ onlylfl ho""eltoHn
<br />;;~~~~~~~~~.}~'~~:li:~Y:am:.:;=~~~~~~:=3::':'::ff='ct:"ec1:b~tbeQ~
<br />moocIlIy' ~, I ~ that thi. ponkular """"-< may not provide cov_ for my laol r.w l"'ymeIllll, and that durint! that poriod 01 time r will not have any
<br />"'""'- . All hend'lts aod pn:ICeOdo of ~ """"-< will ht paid to ~ or to . rmlftCw institlJUOO or . hank it it P\Itdlase. ~ Sol.. Con_1 to ~ .xtent of ill
<br />win he pily~ to.... lhe initial8lllOlUll. 01 Ctedit Liteln.urance.. ~ amount reqUIred to n:pa.y ihe Tot&! of Pay......; theteal\ot. ihe _
<br />ftlOOthly ...y_ 00. oclledtoled,;JO day buis. If I am Jointly ohIig8ied on ~ SlIIes Coo....,t Wtth . Co-lluY1Of. lIIld .... hove bodl~
<br />~. . "delitli henotlits will ht plvableonly with reap<<uo ~ llnl one of UlI 1ft die. Suhjeel "' ..dUll;".,., "limi..lklIt. or waitiJl& period Itloled
<br />In ~ u-,r- poI="<wtjIiulo. Credit Aceidenl and HeJih Ina""""",.. for tbe htnet.t amount of 1i3Oth or """h month'. pa)'ttl..., tot _h day that 'am lOWly diuhJed
<br />IlIoI!II> utl!\llll)<or.' . ""'Ie low...ny payment to you; _vet, I undcmaDd tltat I have to be jnVOllled from ,"o"'illl due to .uch lOW diahilily ror """" IIlo.n r......
<br />_(14l_""... dart _~ _hooer" it paid.. '" ~llnlday of my toW dloability. I.... _ _1_ -My r....-b.-_1l1
<br />-......YI!I""'..........t....hI....Io.-._.._____~...__y___.____tl__wllldow1ll_..., __
<br />_ ..~....,..I-,... .DueIO~ ......""""_ oi...,..,.......- III ~ tmurance pofu.'Y, I.now that any unpaId amounl'. ..eouol~ 1_
<br />~".lIb.iIl..... lObepai,t tf tIoe$alosC_ull"'plld in full prior to.tbo !all raymontdato, ..y u_....._ _...... wlllht m\mded to me in ~_
<br />"'~by law Wllhl. tlW1y lJOl dayt. I wilI._'" !be _if...... of ,_...... Iully _'nbia& lU) _UBllCH'Q_. If ~ ..._ ia nOIl",..p4lld hy
<br />tIoe___~.lwilI_..a..........oltbom...u___lha.....pIll<i,
<br />.\."fUtTlw_lWO~__rtiatlve"'tIu.IlIIt.._by...,lhofj_ itlllltutwnorhonk m_forlllobuytliilCOllUW:<,
<br />9ILLIJft WAMAN11U AND AUIGNMINT Of' INST SAloWS CO CT AND ~G"
<br />
<br />~VAJ.U"~~~*':l~~~r:W=Y~~':~~W:IlIIlI';" ",i..m~.~t.t;;:~~..:r~;;:;.~
<br />
<br />III ~..~.,.tIoe.M~"""""...ofthl.-~ 5e1l<r"'~aod"'~.(('lt h...~ttp.",.....
<br />~~ ~.Ul ~ tlU1ft' l ~,an:- ~~Jr- true,w ~'Off'l'iS;t. d) Thh- l..'tmb'iK'1 ~~-)"' f-f\.:.ml the< OC"N. n~ we
<br />. -~ .. ' _ 7wD~;t~b)"~U:!wM\ilWt-W't..,tuiddt"}W1~~y~~m~1~.-lI,
<br />~1_ ~__~'lf_~ 0, -kt:klt'Jfi- ~~~ tSf E_h. a.)'1tt rtH ~"-ootrfK-l" ~.w WI.H :W~ N: Ib:b.~~t fl." .m'- tllltffl, ~!~, ~mAll'J ()r OInt
<br />(~~*, i: 'l n.-.~of ~ f.\~Iilj.'t ~. f1M 1i~p J:td oot "'Xl,fib~ ttitJ ~~"'l ,:It' 'ii:Mli! i..... , J,n;-.;,'U"'~" ryl(' (Ii" 1't"lu-!_MH!vn nv'l!l
<br />
<br />:",~~.~_:..":.::.":'.:::._""'''''"''~,,='' oor~ji5W"iT=i i;M:;i[tM'SL"'''"''' '" ,"",=rb
<br />
<br />tN 'J~1'Ut._->>w' 1'tt""~)t-,-l*, ~ 4i'~ ~,,<:tf~ ~Hfi" ~"'~ hu d.~j ~,.;-<-.t. ,q~ 1~4~' i'<t',~ ~_j-h~i ,,!,! ,tiH
<br />~ ~~' "''''1- i',~~.-,~,:~<
<br />
<br />
|