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<br />84c""';' 002481
<br />ADDITlONAL TERMS
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<br />PREPA VMENT AND ACCRUAL ~l.~E.('jjARGE'.Even ti\oIlgh I do not have 10 pay more than the regular schedUled monthly paYmenI. i itavethe
<br />right to prepay the whole amount owing to you in full at any time or in part from time to lime. If the lending institution or bank that buys my contract computes the finance
<br />charge daily. ] know my. finance charge will be less if I make an early payment, and it will -be higher if f pay late; I also rec;:ognize that any necessary adjustmen~ t~ my total
<br />finatlce chargewiIJ be reflected in~y final bill: I also know that the amounts shown o~ the reverse si~ for the ~inance Charge, Total of Payments. and ~ TotIl ~,.,_~
<br />~ esti.mates ~ ~ the__ assumption that y'ou wi~J receive eac~ of ~e J>a~ments.e~actJy on its due'date: ~-l know that there .will be J!O tdUnd if-I preplY:bcCiu5e there
<br />IS ,notlung-to refund If I am charged,on a.daily ~asIS. If the le~m~ mstitutIon or bank .d~Uaot comp~te_~iinance chw:ge dally.... ". <land if I ~y the w~~'~:. y o.u
<br />wIll refund to me the unearned pornon of the fiitan<e charge (rnter.m)'by the lCCountingjmJC<!dure 'known ..the ac1Uanal melh<\d; and ttiio amounl,ofIllY'~ Will be
<br />fi&\!Rd.Q!l ..scheduled dale.... . and _un", of lilY montltly payment and DOl on the actiial dates and amounts of Ute prepayme,...,that I pay toyqu, litnolo' ~'a.~
<br />ofTessm.nSI.OOwillnot...tnade, , f
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<br />lMPORTANTNOTlCE A~ WARRANTIES:
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<br />t.) We.. $ELIiEA HEREBY DISCLAIM ALL. WARRANTIES, EXf'RE
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<br />BILIf'IAIiID FI1"NE$S FOR A PARTlCULARPUR~. ON ALL G~'A
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<br />~mvrWN'TH~t::~ 1~~A~=A':.'E'L"~7~~\
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<br />(b) r have re:lMt, in detail. ,the sePJfate "LIMJ1!ID 'Y ARRANTY:" ~hi~h-ac~om~i~':fb:is co~~' Itexplain8:~-~ondl~,n~L~~1
<br />uIKW.....productsvilll... repaiIed"'replaced4~lIOticeof_hmltali~ on the wartanty, andlpc:licularly ~_1I1111
<br />goods .hist~_onl~ as ~.a5 the. warranty or lervice'(~~t.
<br />SPECI.u;;;QltDEltGQooS: I konw that YOll lliv<i measured my hOuse and its opening> sO that yoil Cil\ll1iaite'the prQducrstotil
<br />goodstl1atille ~~ for my specifIC I1ot!oe probably will not fitany<llber hou~,and II!1der suc,1t9lj1llitiotl.,.I .'
<br />a..f\er the period of time-given w.rne, by law. t."'! which toca...ncet. Aft--rthat legal period oft!:f!1t :l~ tbatl J;avethe <,blil"~?
<br />OBLIGATIONS PERTAINING TO MY REAL EST ..
<br />~~ubu~~~be ~i:'=~~~i:=:~'l
<br />you directty for"any-Ioss. You can choose to use this insurance-paymem: to eithetJepay--any amOunU,lowe'yOO or to:
<br />:'{=~~-~=ya:i~:~tl;~~o~~w~~~~~r;n~:ta{;.Jr::se~i:~J:iu~~ne..:-Oi:~baii~
<br />pennission; 5, If I do oorlnsure my houseOl ful~lmy oUter obligations to my real estate, ;c: rou CllIl do.;l for1llCl. if YOUWJIII (boJtyou~,"!!,,""e.lo):
<br />~:=::~~~~~~r:hi:=~;,::~~=~o:n~=:.pl~~~;e:h:~i:~~~::,* ~:~f:~=~U:~t:~=--~
<br />imurance.
<br />SALE OF MY ROUSE: I promise not to sell. lease or give my house to anyone until I have fully repaid my debt to you.
<br />DEF AUL T: I will be in default under this conlt1lCt if,
<br />1. I don't malce a paymem: wbendue: Of
<br />2. I break any promise I rnadctoyou in thisconrract:or
<br />3. Something else ~-whk.-h causes. YOu to behevc in good faith thatl-do DOt imend to pay you as.promised.; or
<br />4 1 defaultonanyoWi~iorwhich I amusing myhomc as coUaterai; or
<br />5 Something happens to tnY house which thf'01lten5 your rights. if any..-in it,
<br />fF I AM IN DEFAULT: I undmf.n<J that you have the righlto rdi.closcthe Mongage 1 have given to yJ\ and have my house sold to ~y any ~'~~;y"" if I
<br />am In default underlhi5- contract. Before my house is sold. you will doeverything that the Jaw requires. If you hire an attorney to assist yW'to Sell myJ_~.,ot1._-"'-.me.-
<br />or. to proteCt Y9Ul rifllts, I agree to pay you IOl your r<a:lOJIlIhle a!lomey.' fees and for olber related expensc:s such as coun cOilS.tide.,~and_)'Il!l:~.'
<br />to~myitau",.ifyou....allo_toco1lcctsuchlllllOUJllSbyl.w, .' .. ......:"".."':.':."
<br />o:rHEIl ~lGHTS: We ap. choo5enut to_cnforcto any?t the n,ghU ~ this contract as often u~ WJUJt without losing~m~~:,-we caDdeIaY'enforc~~~~-+
<br />WtthoutJ~U1&thern, We canlllso us.:: any ngbb h()wurm~futUfC.jlvehi.O u:-.by law. '-" -'_- ,_ _~~ ;--i': ~-:';<'~~i,i~:-_ -'. i -i:;
<br />DELAYS: I know that you will u'"' your best effort> to install the products I am pan:h8llin& on myhou"" bUll also undenland tbat.in ~ situatiOlily';;' . . .
<br />delays mat art: caused by strikes. weather conditions. delays you have in obtaining materia1$. or for othe-r reasons that are beyoric1:yo)Jr control.] ~_
<br />DOl ooli.blefor such delays, . . .. ..'
<br />AR8ITRA nON,1f Ilrave ..dispute or chum with you con<erning Ute quantity, quality or perfO"""""" or the products, I undmran4 that my dilPU...~y be submi~ Iil ;
<br />and settled 8CConlin~ '0 Ute medUu......arbitration program thaI may have developed in my community. I alsoJ,_ ....t any.docision made by OI\.OI!!illll!"'<~).lO<lUlcl be 0Il'0 !
<br />~intbecourthavm&jurisdic-bon_o\'er.meandYou. , ' _ -:, "\"- \~, '::, \; ,~; !_ ~
<br />SALVAGE VALUE: , know that the wmoows,woodwOlk, and other materials lirat have to be removed by you for this installatioil ...ve.lI8sa1v......Juo. Whe8yG11" ;
<br />mo~etbcm.you-canbavethem-forwbatevcrpwposeyou-W,anL < "-~~--,--~- "-';'--,.---,,-} ;:'
<br />SPECIAL SITUATIONS, Due to the uWqneneS$ of some of the products talA ~~Iand that Inspecial situation. 1Il111 ~ourRe8ional Qffice,may Ira""... noYiot;;
<br />~oor~~~r:r:;~~~~~~y~vi:~~:J:~~E~.:t.~~~~:~~=~;ilDfO"lD_'_I4)"thiJ,.~1
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<br />lNV ALID PROVISIONS, Ihny provISion or this conrna:l violates the law IUd is unenforceable,the resl of the _I will.... valid, If In)' part ofl!:lia C<ltt!roictriocpliret,
<br />payment 01_ int......t...... the law pennllS,thenyou will 0111)' "'ve the right to collect from me~_llf~l'lIich,..la",til""". )'OOllOcolle<:lc
<br />COMPLE'l'BNI1IlOt''l1IIS<:oN'I'&Acr..'I1Iia_cau ooIy"'~hoopdifbotlr you_lllpeeinwntitrl, .
<br />The followin@"""cebrinastomy attention the rilhta drat I have even when this contraCt is sold tOa IilUlllClal ifiStitution or. ~,~I should OOIiliFthalthe~ '
<br />...<..oftlu.proviS!oni..~oyits_arancerntenpoinl,boldr......type: NOTlC414,...... oj 002481' .' , c,.q"..:
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<br />Thle crMIt ~ fllIlIIlCM .pun:hna. All .......whIch the ~,_.....ttldl.I...., .....
<br />out.. ot~1e t~. . Including." cla!me.nd deten.....,. aIao valid .....,. any 1IoldIr. . .'ot,'ttIIa. . ..~... ...,...
<br />::...rltf::.t:=:.' IMMJ trom the holder under ttII..~llIlon 1.llml1ecrlo the~peId by t....,.
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<br />A claim I. . IeaaIlY vaIkI ....-on tor ..,...StIIIW. A,....... I........y v.. reMOn.tor not peJklt
<br />t... Seller. A hoIcIer I. ."yone trying to collect for t.... purchlln.
<br />INStIttANCE CANCELLA nON: If I"'~e '"'1"'.-1 insurance in this purclrale.1 may can<el such '"'Iuest for insurance for any reason within IilUen (15) days from thil '
<br />dateQ{ Ill.. COlItracI by notlfyi", you or the.l>older.Of lI1is coo_t in om. 'ting, I know lira., t !be CaJ\CCUlllion of my cov""'8o will be arranaed with thil i_.carrioo(.) and
<br />. full refund of m)' premilun(l)toeethilrwilhapplicable fmance charp' willtio~ ...l!:IiaOOlllraCt,
<br />tLEASE ~'m If I have ::hUC'S.lel11.D.SUf&DCC m LhiSLUlChue, i wUi receive within thirty (30) days.. ceniftc-llU: of iusulllDt;Cmon: iuijyt:ielf;:ribin~ the insurance coveraa:o_,
<br />~~~s:~~furlo':tn:~~lns~~\:~~=lh~;1~~==~er:~~~i~~~~t:~~~l~.aurance at I am covered only to
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