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<br />(f) Nolke of Changes
<br />The Note Holder will mail or deliver to me a nOlice of a;;} changes in the amount afmy monthly payment bef(}r~ fhe
<br />effective dale of any change, The notice will include information required by law to be given me and also the litle and
<br />te:!ep.hone nu-mN:-:" of 3 person who wW <:ns';.\'er t~:;y quest~cn ! may h.a\'e regureing rhe nmjc~."
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<br />84~-- i
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<br />002438
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<br />B. CHARGES: LIENS
<br />Uniform Covenant 4 ofthe Security Instrument IS amended to read;l! follows:
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<br />4. Cbarg~ l..iens-. Borrftwer shaH pay aU taxes, aSse&\ments, and other charges, fines. and imposilions auributable to the
<br />Propeny which may attam a priority o\'er thIS S...curity Instrument. and leasehold l'.ymems or ground renls.if any, in the
<br />tIUIlIner provided under paragraph 2 hereof or, if not paid in such manner, by Borrower mnking payment, when due,
<br />direclly lO the payee thereof, Borrower shall promptly furnish 10 Lender all notices of amounts due under thisparagrllph,
<br />and in the event Borrower shall make payment directly, Borrower shall promptly furnish to .l.ender receipts evidencing
<br />such payments. Borrower shall prtm'ptly diseharge any lien whieh has priority Mer this Security Instrument; provided,
<br />that Borrower sh.ll not be required to discharge any such li"" so long as Borrower: (<lj shall agree in writing to the
<br />payment of the obligauon =.ured by such lien in a manner ac~"'ptable to Lender: (b) shall in good faith contest such lien
<br />by f or defend agai.nst enforcement ()f ~uch lien in. legal proceedings which -in the 'opinio.n of Lender opeTtll-c' to- pre~entc-the
<br />enforcement of the lien or forfeiture of the Pn>perty or any part thereof: or (c) shall secure from Ihc holder of such lien nn
<br />agreement in a form satisfaC10T):' to Lender suhordinaring such lien to this Security Instrument.
<br />If Lender determines rhat aJj or any part of rhe Property is su~iect to a hen which may attain a priority_over thi$-,:$eeurity
<br />Instrument. Lender shR..ll send Borrower nottce ide.ntifying suC'h hen. Borrower ~aH :w.tis:fy ...llch lien or ta-ke o-11enr--more,-of
<br />the actions. set forth above within ten days oflh(~ giVing of notIce
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<br />15. Uniform Security InstrulllCllt; till.erning Law: Severability, f111' form c'!' Secunry In,ll'ument c"mbincs u"iform
<br />\....uyCfIanl-s: for natmnai use and llt}tt.untform ct.wenants with hmHed vatiahons by junsdh:;Jj:ou
<br />,""unly IllStrum...nl w,...m>g rC'~1 property. Th" s.:clInty InMr\lment ,h'lll heg<1verrled by feperulIaw
<br />]urisdic:tion In whtch the Property ,:') l(:at.~le(L In th~ event .hat nllY provision ot' dause of thl$-Sec-urit)'
<br />No[c (:onfiicl$. WIth applicable law, such -.:nufhct shaH nj)t nJfetl (}:ther pr\)vision~ of thi~ Security
<br />wbkh ean be_ given efrec~ \\-';tll-out the \'onfitctIU!; pnWtS-H.Hl. and to- thi-s end the pmvhr-iQns of Uris
<br />the Not('are declared to he s.c\'t~fabJ~.
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<br />C. NOTICE
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<br />Uniform Covenant 14 of the Seeunt)' Instrument ,.... amended to read as follows:
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<br />14... Notice. Except for any notice reqUIred w'lder apphcabJe taw to be glven m nnc~lhe-r manner.. (it) ~(ny -notice,'to
<br />Horrowt~r prclYui-e:d for tl1 th1S St,"Cunty inS-trumcllt shall be SH'en by delivering it Of by -mailing- it b)1'-,.fi-rst---da.l;.'i,.,in:iil.
<br />addressed to Borrower at the Property Addn.."'Ss -or -311'mch other address as Borrower may dt,'Signale-by-n()Uce_to,t.e-n.d~t:--a~
<br />proV1ded herem. and (b) any nOUce to Lender ,hall be gIVen by tlrst class mall to Lender's addreSs statedhel'ein ortlfs'!ch'
<br />()thl~ address as. lender may des.tgnnte by Ih)lKC to Borrower as r-ro\'ided herem. Any not-ice p-nwide:d fodn this-.$Cc-urity;
<br />Instrument ~hall be deemed to haye been g1\'t"n 10 Borrower or Lender when given in the manner designated herein.
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<br />O. UNIFORM SECURITY IN1'tTRUMENT; GOVERNING LAW; SEVF:RABIUTV
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<br />Uniform Cow..~naJlt 15 nfthc 5<."1:un!v ln~tru.nlcnt l~ amended tn read a~ !,)Uow!>:
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<br />E. TRANSFER Of T1-II<: PROPERTY OR A BENEFICIAL INTERE1','T IN BORROWER'
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<br />t~ntf.Jrm Covenant 17 (}ftbe Secufl1y In~trunl('nt 1-' .amcn\l(,"tl to read a!-. fnHow-s
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<br />17. Tnlnsfer "f the Propert,- ur a llendi<'ialllll.er""l in Uormwu. If all 01' any pUrl "flhe P"'peny <:'1' aninter""t Iherein
<br />is S~M-d Of tranSJerrL-d {Uf If a o.enetiu:iJ IJ1ter~-{ In Hn-rro-'W'Cf IS s-\J!d or transfern~d ami Borro:w~cr IS- :lIot a -ml~urtil-~r$(:)fl~}
<br />wi-th-oUl Lcudcr\: prh~r wnt1en ,::OU'\~'nl. L~.-Ilt,kr tli_ay. .M LCllJef"~ nflllon. \f<<I~Ht~ aU the :HJm~ se:CUf(.'t! by_ ~hi$-&.\~tifl(Y
<br />Im4rutnent h) b-c Irnme-dfUJd~ due and paYithk, Il(l:wc\'cr. this. {)ptkm ~han Got be c:\en.:ist''C-hy -Lendc-f'if'cx-er-\ii.$C';;,js:--ft-o:t.
<br />authoflled by Fede,alla\>.
<br />If LtllUcr C~erl't-M~ :mdt opuon tn atX:t.:it;nllt~, I..-.:uuo:-r ~h.aH maJ~ BOrfl)W~-l nutlet;; of a(~dct'ali(,n in"tit-"Ctwdi\llt-C.-\:\i,ih
<br />pllfagmph H heR~If. Su.:h nohee ,It..ll pn"',de a p'''flod or no, k~s Ihan 3Q day, frl\11l the d"t~ theJll\tkedstn"ii~d;\'ilhi\!
<br />whkb Borrower may pay the "UI1l' <l<<lared <lu,'. If Borrower fa,ls to pay ,ueb SUI1IS p'a" 10 the e'pi'aJiOn "f.sjI"h peri,'d,
<br />LendeT ma}'. \vttbout further n(tttee or dctl'I~'lIHj on U{)irrnwC'f. 11l\'(tke any renltxlit's permitted by par,flg:r~ph -is hereof.
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<br />1'. COVENANT UELETF.D
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<br />NoneUUJk1rm Cnveu-a,n-t 2J of the Stxunty InstfUfflJ:."nt C"Futur(" Advatlct,"),", Is-ddcle-u.
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<br />G. LOAN CHARGES
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<br />lfthe ktan 'Secured P,)! dlt,~ ~unty tllstrtHn(.~nt !~ &ubJt"Ct h' ~-t la~' \\-h,~h :u,:t:- maxmWfn loan -l.:harg1::>.. anti fn:n law t~ finaf]j
<br />interJl(("ioo so that the Hltefr:st Of t'lthe-r luan (harg-es CHHc~It.'ll or III ~ n..tlh.:'Ck"d m ,"()l1m~cfion with thl~ loan c.\l.'t,>cd
<br />permitted- limus. lhen~ t 1) .any stKh loan (:harge ~han Ix: r>:ducet1 by lhe- amount Oi..."ct'Ssary hJ n.'"\duce- the t'hatg-t. 10 the
<br />pern_HUed hmu~ and (2) :my ~um~ ~t.lfeady (nHcdt:t:i frnn~ llorrt'wcr \\-hli:h (',\.:e~ded pcruuHed _hn:iHs wlH bC" fefwu..kd !o
<br />Born:w.'ef"-< t~n&:r m,-ay ch(~.,\~ to t-nale l.hi:o; refund -by redudn~ the principal owed u1Jd~r fhe N(\!c (.If hy rnakin~ :'1 dif"tt-l..:t
<br />payftJ.tn:t lo Ut;tr-fOW,f'.r, If a refund roout:t';s pnu.:tpaJ. the f-eduction win be 1rc-af~d ij~ a p.u-H!ll pr-er~lYHlerH undr.r th/'~ Nm.t',
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<br />>>. LEGISlATION
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<br />It:-'\tn~-th:e--d~\.e-'~~f< f'na~-t.me'tH ~\r t'"'l))f-ution nf app-hl-'1ih!c laws ha\'t the di"eCI ctther of n.:ndt;j'm~ the pftl'l<l:,>i.}t~, of ~ h~
<br />N~'i dw- ~:u,dt-)' tmdru-nKnt \)/ fh.t.~ Adjut-itaWc Rate Rtd-c-r (other th.m itW.. r~tn:1gr:uph to uncnfof(t'able *..''':;\}l'dmg in
<br />t~r tcr.. ,qr-llU_ Of j;ft)l' pl'tJ'1- uf' th,: s.unl$. ~~~mt.'d hel'ehy \-ul(~-nn~.-..tabfe. a5 nth""rw~ p-fo\-tdcd in lhe Sttl.~UH!'): Ilj~1 rH-nH,m
<br />a:l~,:-*h.'i\dJ;tIii.{.1:tk Ral.clU4er. (');-f fif dl111itUMllfl8 lhc value uf L.t,"'nd-er'~ -s;;,;\;:unr~. the't11.e'nd~L ;1l. l.e1:Hkf'~ ol)-il-t'm-, nm....
<br />dtehlr~ aU mut1$ ~ur~ by, ~,iw S<<uttt')' ImHn.mrcut to bf.o tfnJtl1~dttitdj' due .and p-<.(ynblc
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