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<br />r <br /> <br />LolIn No. ......2~J.k-.l,.18.... <br /> <br />C:z <br /> <br />ADJUSTABLE RATE LOAN RIDER <br /> <br />NOTICE, THE SECURlTY INSTRUMJDlT 8ECURB8 A Nt:lTI <br />A PROVISION ALLOWING FOR cHANGES IN THE <br />CREASES IN THE INTBRBST RATE WlLLlUlSm!l'Dl' <br />DECREASES IN THEINftRBS'l' RATE WlLLRI!:SUt!I'm <br /> <br />Thilt Rider ill made thia ,........7.1~...... day of ,.........................,giJ......... 11l1l:,. <br />intD and ahaIl be ~ tD llIlWId and lDl~ tu Mortpp,Dliedof~.- <br />(the "geearity ~t") of the __ date IiftIl by the UIIdenIiped (dIit- ..., <br /> <br />f!.~.~~~:~~~~:!!!g~::~~~~lr.~::~!I!~~:;..];:~go7 <br />(the "Lender") of the __ date (die "Note") lIJIlt etMlI'iIIrthe~~" <br />ment and l_ted at ..?~..,~~..<<;;~;~JJL~!1!!........................GT;_J.il~ ., <br />~'A"'" <br /> <br />MODIFICATIONS. In addition tD the cowauatll and~madeilltbt~ <br />_ aad lAalIer ~ ~ and .... U foUonl <br /> <br />A. INTEllEST RATE AND MONTHLY PAYMENT CHANGES <br />'I1Ie Note baa IUl "JDitial Inw-t Rate" oL.m.ll~5{IQ.., % <br />tmer.t rate cbuIp!s may _ OD the lat day of .._........._................8uQkl$.!;....... 11;,.f!1c <br />1st day of m.....n...............m..'.ND.'tIlIIiJeX..' 19..6.5.. and OD the 1st day of ...............,......_.1: . '. <br />and 011 the lat day of ..'m.....m............_..,~.............. 19..-86. and em tbMa cat. of tIIe.--"17 rtli <br />yeu thenafter. Each date 011 wbiI:b the rate of mta.t may cbaap will be c:aIIed . "Ride. . . . <br /> <br />in~~~~~-:: ~:y~f~~..~~.~~..~,*fI..B&..... ........, <br />date every ....,8_.. year(a) ~. Each date on whiehthe principal and iJiw.t ~ <br />clwlp will be called a "Payment Cbuae Date", <br />Chaapa ill the in..t rate _ .-- by dwI&ea in aD intereat rate ilIda ClIIIill'thit"tjd "'. ..~. <br />Ct.dl: bent(.) tD mdbte IndeL <br />(1) 0 "Coatnci lDterest Rate. PmclIue of PNvioualy Occupied Ho-, NatiaDalA__"~~' <br />~ Typea of LendIn" rublillhed by the Fedand H_ Lou Buk 80eftL .... <br />(2) [j ..)lQj' '5t;..hl (' ..Rate..Nnte,."'.MDntJ:.ll~...allerage..~.i.cll1-'lO..U...S....I1:I..UY.~_;,. <br />adjust8cU;o..a.~_tud.tll,..o!..,l..i.ear,.~..tbe.~..8.cUnSt~.._....'!,.'"' <br />C'-k _(_) to indicate limia <br />(1) 0 If tbia boa. a-bd. tbaIe will be no ~ limit OD ~ ill the iIi.......,... <br />down. The PIeIiminuy Rate ",feued to in tbe Note, will be the _ intenat ..... . . <br />(2) 0 If tbia boa ill c:heebd, the iateI8It rate that I pay shaJ\ not m- 100ft thu ........,........... <br />pen.>entaae pointa OD lUly Rate CIwIp Date. <br />(3) 0 If tbia boa. ct.lked, the intelwi rate that I pay aball not d-.ue more thu ..........-'...... <br />...-taae poiotll OIl QY Ralilt CbaDce Date. . <br />(.) [l If tbia boa ill dIM:bd. the iD~ ..... tba$ I pay shill _ be_thu ....1l..2..:,~ <br />durinI the p.riud I haft my Iou. <br />(5) [} If tbia boa is dIM:bd. the intelwi rate that I pay shaJ\ _ ba _ thua ....J:L...........,. <br />durinc the Period I have my Iou. <br />(6) 0 If tbia bolt ill cbec:ked, the principal and intea.t payment that I pay ahaIl not m- 100ft <br />than ..,............__ ...-t OD any Payment CbaDce Date. <br />(7) 0 If tbia boa ill checked, the ~ and intea.t payment that I pay ahaIl not deeI'QUII more <br />tbIUl .._................ ...-t on lUly PaYJI*lt C....... Date. <br />TIlB __ ~ 8lDOUIlta will Uo chlln&e on Payment Chan<<e Daw u pIOVided in the Note. <br />Bec:a.- PIlYD*I' ~ 1M)'. -.__ .. ufteD than int.eHat I'llte cbaJIae8 and/or may be aobject to certain <br />IimitatioM de.cribed in the Note, the moatbly paYJMDta may be iMwUcient at ~ to pay aCX'JUinl <br />iD~ III auch caw. UIIpIIid intelwt i8 added tD the principal balance of the Note and itllelf win accrue <br />intelWt tben;Uter. <br />-.. <br /> <br /> <br />u <br /> <br />L <br /> <br />..J <br /> <br />I <br />'-- <br />