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<br />Loan No. ..5.7,qfi~,.,..b.tlL_....
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<br />ADJUSTABLE RATE LOAN RIDER
<br />84 -812301
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<br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVISION A~WlNG FOR CHANGES IN THE INTEREST RATE. IN-
<br />CREASES IN THEIWJ'EREST RATE WlLL RESULT IN HIGHER PAYMBNT&
<br />DECREASES IN THE IN!I'ERE9T RATE WILL RESULT IN LOWER I'AYMBB'l'8;
<br />This Rider is made this ..___JOth,____..... day of ..,.._....1\pX'U...,..........,_......, 19,.Sj.., 8Ddis .~
<br />into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Deedto~~;
<br />(the "Sec:arity IlIStrumeIIt") of the same date given by the undersigned (the..~t.o;~~
<br />fi;~~!~~__:s.!!I!P::~~::~~:!~:~!;!~::!i.r.::~i~~!i~:i~i!i.!~~:ic_~;~
<br />(the "Lender) of tQo!.JAI!l8 date (the "Note") aDd eoveriD&thepropetl!ty..._~._frr.wt;
<br />ment and located at~,..~~___!L..._,_m_....-..____........._,.,.....___J;rlltJlt~.IjlMi~\. . tIC.:'::'.
<br />Property AcIdJiIIa .. . .
<br />MODIFICATIONS. In addition to the covmanta and agnemeata made in the Sicurityl....~_, ,. ..
<br />_ ad Lender further COV1lIIUt 8Dd agree .. followll:
<br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
<br />The Note twJ an "Initial IntereBt Rate" oL.JJ...5~,~.._.,%
<br />IntereBt rate ebaDgee may occur on the lit day ot .-........._.....,..___......~:.......... 1..... .....'_.~,
<br />1st day ot ........_,.._'_..m'_'_.._."Q~___.... 1t.5..... and on the 1st day of .......................,.....::...-0:1_,,' .
<br />~:r ~t::J:.~(d!I~~n;hidi-ihe~te-of'"iil~~y = ~ ~~~~../j
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<br />intelM~ ~J:ti:d~W: ~:y~t~~~~..~,~~..~..~~,~; ..
<br />date werry .....,,"",,"''","''....- yeat(s) thenafter, Each date on which the ~'* and intenIt-
<br />change will he called s "Payment Change Date".
<br />CbaDges in the intenlllt rate are govemed by chaJIge8 in aD intenlSt rate ~ caDed tbe'~.
<br />Check box(es) to indicat.e Indu. - ..;
<br />i 1) 0 "Contract Interest Rate, Purchaae of PtwioUllly Oooupied Hom., NatiaDal
<br />l\-Iajor TypeI. of LendeIB" published by the Federallkme Loan Bank BoanL
<br />(2110 ld.juatahl.._.Bate.,Jlat.e.......,.IfIlDt.Il1J'_.,u........J'.1..1d...llII..D..L_:r~.;~f~....-
<br />ad justed...t.o..L "1'ft-U". at ,,~,..ct...1.~aar.__.ualled....bJ.,t.IIe. ,.....1, ~ _1!"4-_ .:..''r'...,;,1,~'\'
<br />Checlt boxiesl to indiaate limita.
<br />( 1) 0 If this box i8 cbeclled, theIe will be no maximum limit. OIl c....... . the ~,__~.
<br />down. The Preliminary Rate refem!d to in the Note, will be the n_ inw-t rate. . . ..,-',
<br />(2) 0 If this box is cheeked, the im.er.t rate that I pay shall not i_ - .... ,..-.---.-
<br />pe:rcenblge points on any Rate Change Date.
<br />(31 0 If this box is checked, the intereBt rate that I pay shall not ~ _dIa .....-...-.-...
<br />J*UlIllage pointa on any Rate Cbulce Date. ...;:
<br />(4110 If this bca iB checked. the inte..t rate that I JllIY shall n_ be _dIa,.1.~...'fiL....
<br />during t&ePeDod I have my IolIIl. . . - ......... -.,.
<br />(SIlO If this boll iB checked, the iutereBt rate that I pay shall _ be _tbaa;4.._._._.._...~-
<br />duriD& tIiO- period I have my \oan.
<br />(6) 0 If this boll is ~ed. the principal and inte1'e8t payment that I pay shall not me-_
<br />than _...__,....___ pen:ent on any Payment Change Date.
<br />(7) 0 If this box iB checked, the principal and interest payment that I JllIY shall not deeniI8e _
<br />than ..........__.__.... pemmt on any Payment Change Date.
<br />The 1DIIIlth!y payment _ta will Uo change on Payment Chanp Data ulQ09ided in the Note.
<br />Beca_ payment chaDpe may occur _ often than in~ rate ~ and/or may be aubject toreriain
<br />limitaw- .-Dbed in the Note, the monthly JllIvments may he i~Umt lit tim8 to JNIY aceruinc
<br />in*-L In such cue, ~ intereBt i8 added to the principal babmre of the Note and itself will --
<br />inteft8t therea.'ter.
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