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<br />I <br /> <br />84-" (;02&85 <br /> <br />.4 <br /> <br />Loan No. .,.~~....a..,.... <br /> <br />~ <br /> <br />ADJUSTABLE RATE LOAN RIDER <br /> <br />NOTICE: THE SECURITY lNS'l'RUMENT SECURES A NOO'SWBlCH C01ilTA1N$' <br />A PROVISION ~ FOR CHANGES. IN THE ~ RA_m'" <br />CREASES IN THE uttEaEsT RATE WILL RESULT mHlG8El1P4 <br />DECREASES IN THE INTEREST RATE WILL RBSULT'IN LOWlIR;'. <br /> <br />TIUa Rider is made this .......}~L.... dIqr of .......................siJ..........., II.it..., <br />into and shall be d...-I to amend and 8lIIIPl-t the Mortpp,DeedofTtuJt,<OJ" <br />(the ''S<<mityID8trumeDt'') of the __ date Iiwn by the UJldeniIDed.(_' .. <br /> <br />~~~_~~~(:~~!!!i:~:i~::.~~.:.~!?:~.!~!i9.~:~~:~~~~~;:i~~~~l!i::.-: <br />(the "I.mer") of the __ date (the '"Note") ud ooverinathe-JlIIlI*'lI ,.... '. .' ' <br />ment and I_ted at ,~_~~7._.!~!'...!.!.!!~l...................... .................,.GtlUllL~- <br />~AiIiInIe' <br /> <br /> <br />MODIFICATIONS. In addition to the oovenant.aDd..-t.made,inthe~:. <br />_ and Leader further ~ and acne" foIIoiIq: . <br /> <br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />'The Note baa an "Initial IntenBt Rate" oL..,U",?~!t.... % <br />Inlast rate clwIpa may occur 011 the lit clay of ..._.._....~...........~!".__.... <br />1st day of ..............................!!~y.,.X....., IlI6L. and on the lit day of ...........-....,-. <br />and 011 the let day of ..............................Mn................. 19,~fL. and 011 thole. data of <br />yeu thMwfter, FAeh date OIl which the rate of ifttaoest may ch......wiIl be caIW:a' <br /> <br />in~C~~.::: ~.tytoof~:..~~..~.,~~.*f_... <br />date tMlI'y ..::::::=::..... yeu(1) tbenafter, Eaeh date on which the prial:ipM lJIdintlllllil <br />change will be called a "Payment ChaDp Date". <br />ChanplI in the intereai rate ue govemed by chaDpe in an intelat rate iada caW the. ,''lllilIiiIIi''. <br />Check boa(tlBI to indicate IndeL . . ., " <br />(11 0 "Contract Interwt Rate, PutdIaae of Prniowdy Occupied If-. '~.Au.trJ ,W <br />Major'Tn-of LendeIa" pubIiaMd by the FedaIti Home Loan BlInk Boald. . .. ...,. '.' .... .yc" . <br />(2) tJ .wjwt.t&bJJl...Ra.t.c.,.HQu....:::..lfD.Dt.hU...IiYU......yJ..lll...QIL.!I...i...,r..~!.l <br />ad jus t.C.4...t.Cl..A.,.J;J;U1ataAt....IIIlI.t.l1dU...of.,L}':ear._-llIlb.1.1abe.d....bJt...t1I&..IU&i;a1.........;, ~~i."..-,,;#~S'" ......... ,...,. <br /> <br />C'-.-- ''''--'-) .._,_.,,-te':-..... .' , . ',' ..,............. .. -..' :.,...".. ,'. <br />....:a 1JU&\~ __ ~ IIIIIIWo. <', }):';$',,;;,j- ,: <br /> <br />(1) 0 If tbia boa. checked, thin will be.no ~.1i!Dit OIl, ~ :i!L.~'1_k~_,,{ "" <br />down, The Preliminary Rate md'ftd to in the Note. wiIf be. die _ in..... .a.' " . .' ..~~;.". <br />(2) 0 If tbia boa is c:beeked. the u.tet.t rate that 1 pay tlhaIl not incnue _. .thM-. "...__......._. <br />perceniage points OIl any Rate ChaDp Date. . <br />(3) 0 If tbia boI is dlecked. the in*-' rate that I pay sbaU not ~_... .._._............ <br />~ point. OD...y Rate CbIlnIe Date. .. {...."1 <br />(.&) tJ 1t tbia bo1 ill checked. the intenBt rate that I pay .shiIIl~.he,...,_.uia*"'~~$, <br />durina.the Period t haYe my 1_ . . . . . '..., . ;,. ,.. ';: <br />(5) i] If tbia boa is cIMcked. the inlast rate that I pay llhaIl_'be"-..f.h1ut, .Q;.....;.........Jj. <br />durinc the Period I have my \oan. ' <br />(6) 0 If thie boa is checked. the principal and int.e..t payment that I pay tlhaIlnot____ <br />than .....,.." "..." peIOIDt WI any hYD*lt Chance Date. <br />(7) 0 If this bo~ is cheeked. the p~ and,intereaipaymeotthatIpaytlhallDOt___ <br />than .................... peIOIDt 011 any hymmt Chance Date. <br />The _&bIy c:~~ lIIDOIIDta 1ri1l aIao cbaop. on Paymen. t Chuace Da&eaM PJQVidtd. in. ... Nota. <br />U-- paymmt. . may._ .. often than intenBt rate .~aDlllor may be..~ tocedaill <br />limi...... dI&cribed in the Note. the monthiy payment. may be innilicient at timtl8 to ~a~ <br />in~ In .uch _. unpaid int.nwt ia added to the principal balaDce of the Note and itself will a_ <br />in~t thereafter. <br /> <br />._111.1 <br /> <br />u <br /> <br />L <br /> <br />..J <br /> <br />L <br />