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I 83-006752 r be. governed by federal law and law of the jur:Lsd:l.ction in ..tU.ch tm Property is located. In tm event tlat any provision or clause of the Security InstroDent or the !bte coofllctswith applicable law, such cooflict shall rot affect other provisions of this Security InstruDent or the NOte lotd.clr can be gl.wn effect witl1:lut the ccnTllM'i'lgpt'OYisinn, and to this end the proYisia:ls of this Security InsI:ruDent and tm Note are declared to be severable. E. TRANSFER OF TIlE PROPERTY; OR A BENEFICIAL INTEREST IN BORROWER. lilifom Covenant 17 of the Security InstI'llllent is lIDEIlded to read as foJ.J.ow: 17. Traosfer of the Property or a Benef:lclal Interest in 1!arnM!r. If all or any part of the Property or an intexest therein is sold. or transferred (or if a .beoeficla1 interest in BottoioJeris sold or transferred and Borrower is rot a natural pe1'9On) without Lender's ptior written CCII1SeIlt, Lender may, at laJder's option, declare all the SUIlB secured by this Security !:n$trtm!nt to he 1DIDediately due and~. !klweIler, this option shall not be e>erc1sed. byI.e1lder. if eJII!rc:tse is wt autIDrized by FedeI:al Law. If Lender eJ<ereises. such option to accelerate, Lender shall mail Bo~ roticeof"......l......tl.Ollin accordaree with paragtaph 14 hereof. Such rotice shall provide a perind ofwt less tlBn 30 days fran tm date tm ootice is mailed within ..tU.ch Borrower may pay the 8IJII8 declared. due. If-BorroIo1er fails to pay such SUIlB prior to the expiration of such perlcxl, Lender may,witl1:lutfurtternotice or daJBnd 00 BorroIo1er, invoke any remedies perml.tted by puagraJit 18 hereof . !btwithstanding a sale or transfer, BotTOoier will cont:Iwe to be. obli8ated under the Note. &Bi t.'Us Security InstruDent mless laJder tss r:eleased Borrower in writing. F. NO FUTURE ADVANCES lbn-Unifom Covenant 21 of tm Security InstI'llllent ("future Advances") is deleted. G. LOAN CHARGES If the loln secured by the Security Instrunent: is subject to a law..nicl1 sets maxfIII.m loan charges, and tlat law is f:lnally interpreted so that: tm :interest or other loan charges collected or to be collected :in camect10n with the loln exceed perml.tted limits, tlEn: (1) any such loan charge shall be reduced by the aD:U1t necessary to reduce the c1Brge to the pemdtted limI.ts; and (2) any 8UIIS already collected fmn Borrower ..tU.ch exceeded perml.tted limits will he refunded to Borrower. Lender my cOOose to make this refuai by reducing tre principal owed under the !bte or by lIl1Idng a dixect pa)'lllBlt to Borrower. If a refund reduces princij:8l, the reduction will he treated as a partial prepEl)'lllBlt 1Dder tm !bte. H. LEGISLATION If, after the date hen!of, enactment or expiration of applicable laws have tm effect either of ~ the provisioos of the !bte, the Security Instrlm!nt or this Adjustable PayueJt Rider (other than this patagraJit H) UJet1forceable according to their tems, or all or any part of the SUDS secured lmeby \D:Ollectable, as otherwise provided in the Security Instrlm!nt and this Adjustable PayueJt Rider, or of d:Im1n:I.shing tm value of Lenler's security, then Lender, at I.ecxler's option, may delcare all 8\1118 secured by tm Security Instrlm!nt to be imDed1ately due and payable. IN WDN;;SS WIEREXF, Borrooer tss el!eCUted this Adjustable Payne1t Rider. / / , J / ..' i /-i-- ) (//( /(( / LJ-{.2j l.'yli> (:. ~!t.,rtz ~ )-/, ,.../.J ,. \v' t- <="y (.n -Cd / c?"\, (~J./ ,;, ,A :5- Clorif! L. \.'l2rt2; '--" (Seal) -BoI'I'OWer (Seal) -BoI'I'OWer (Seal) -Borrower (Sign Odgl.nal O:lly) L THe-oos (qc) (Page 2) (New 11/83)