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be gavemed by federal law am law of tb! jurisdicJi3;-~d~P:! 7~ is located. In the (!UIl!Il1:tt&tanyprovisioo or clause of the Securityfustrl.lllellt or the N:>te conflicts with applfr.able law,such cooflict: shall not affect other prov.I.s1Oos of this Security lnstrtm!nt or the Note..nich can: be . giwn effect witmut the cooflict:iog provision, am to this end the provisioos of this Secur1ty IniIt:I:'ual!ntand the N:>te 8l.'e declared to be severable. E. 'l.'RAlfSFEB. OF.TllEPROPERTY; OR A BENEFICIAL INTEREST IN BORROWER. liI1io1aQM!qmt:.17oftheSecurity lnstmDerlt J.s aDeDded to read as foll.am: 17. Transfer of the Property or a Ilel1e:ficia1 Iate1:elt 1n 1lorrcIom'. If all or any part: of the Propertyoran1nteJ:est thenrln. is saldor ttansferred (or ifa beneficial iDterest1nIlorrclom'.J.s salii. or .t:rmB1erD!d and llom:'lIiIi!r is nota natural plUCIl) without: Lemler's prior written coosent; Lemer.. 1IIlIl'. at Leader'a . optiat, dBclsre all the. _.. secured by thf.s Security lnstrtm!nt. to be i""""'-<<"1:elydue aod;syahle. !boIM!r, this option shall not he E!l'2rcised by lender if exercise J.s rot aut:hoIiald by Federal Lalo. If Leader e=rc:I.sessuch .0pt:l.a1 to acce1erat:e, lender shall mall Borrmoer notice of 9r~1......ri,.., :In aQCOtdaace with par~ 14 hemof. Such notice shall provide a period of not lessthaIr 30 days famthe date the notice is mailed within ..nich llonner ma.y pay the SI.IIlS declared due. If Bo=-r fails to I8Y such SI.IIlS. prior . to the expiratioo. of such period, Lender 11B.'J, witmut further notice or deIIBDr:I.Q1 Borrower, im>clre any raDedies pem1tted by pmograph18 hea!of. lbtw1tbstaDding. a . sale or t::ra8fer, Borroroer will cootinue to be. oh1.:i8ated UDder. the Note am. this Security.1nstruEm: mless.Leoder I'Bs released Borrower.1n writing. F. NO FUTURE ADVANCES Ii:lo-ll1i.follll Cowoant 21 of the Security 1nstruEm: ("Future Mvatx:es") is deleted. G. LOAN CHARGES If the loan secured by the Security fustrl.lllellt is subject to a law..nich sets DBXiDun lam charges, and tlBt law is f:lnally interpreted so that the interest or other loan charges collected or to be collected in camection with the loan exceed pem1tted limits, then: (l) any such loan charge shall beredu::ed by the amoont IlE!CE!SII8rY to rehx:e t:he charge to the peIIlIit:ted 1im:l.ts; aioi (2) any SUIB alieady collected frtm Bo=-r ~ exceeded pem1tted limits will be refunded to Bor:rower. Leoder llI!\Y cIxlose to llI!Iire this refUlXi by nWcing the prl:ncipal owed UDder tb! !bte or by llI!lcI.ng a ditect pa)lllleDl: to Borrower. If a refu:1d redu:es pr1ncipal, tb! reduction will b! treated as a part:1al ~Jlla4. UDder the N:>te. H. LEGISLATION If, after the date hea!of, eoactment: or expiration of awJ.icable 11IWS have the effect either vf ~ the~ of the !bte, tIE Security lnstrl.lllellt or this Adjustable Payment Rider (other tlR1 this jllIJ:llgraplt H) lIlI!iDforceabl according to theirtel:lDS, or all or any part of the SI.IIlS secured IIm!by "......n.......hl... as otban1l8e proIri.ded 1n the Security fustrl.lllellt am this AdjuStable Pa}'llll!l1t Rider, or of .tImfnl<irlT1g the value of I.eoder""s security, then LenIer, at LenIer's option, may delcano all SI.IIlS ~ by the Security lnstrtm!nt to b! im-'i..tely due and pa.}'8ble. IN WImllSS \H1llU", Borrower I'Bs E!llI!CIlted this Adjustable Payment Rider. t~'>'!-11 i~:/:f4 L?~-Cr- (~/" Jevy L~ Van Oort (Seal) -Borrower ,// ~t<,:r:'!-iJt) ',. ~ --t ';:-,-' (L\t (Seal) -Borrower Kathleen A. \'an Oort (Seal) -lIor:rower (Sign Original My) !MC-QOS (qc) (Page 2) (N.... 11/83)