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I 83- n06737 be . gowrned.. by federal law ani law of tha jurisdiction in Wch tie Property is located. In the event tlilt any provision. or clause of the Secur:ity Instnment or tie lbte conflicts with applicable law, sur::b conflict shall not affect other provis1ons of this Secur:ity Inst:r1lDent or the lbte Ioirl.c.h can. be gt_ effect witbcut the confl1ct:lng prooisioo, and to this end tie prooisiQlS of this Secur:ity Inst:tuDent ani the lbte are declared to be sewrable. E. TRANSFER OF TIlE PROPERTY; OR A BENEFICIAL INTEREST IN BORROWER. \hifoJ:III Covemnt 17 of the Security Inst:tuDent is 8DBllled to read as fo:UC-: 17. 'Ii'aDsfer of the Property or a Jleoef:l.cial. Interest in BorroWer. If all or any part of tie Property or an interest tImein is sold or transferred (or if a beDeficla1 interest in Borrower is sold or transferred ani Borrower is rot a natural person) witbcut Lender's prior written cooseot, I.eIlder nay, at leoder's option, declare all tha ~ secured by this Secur:ity In.strt:ment to be iDBI:iately due and pIySble. 1lafiJeIler, this option shsll not ha E!lerCised. by I.enler if exercise is rot authorlzed by Federal Law. If I.eIlder eard.ses sur::b option to accel.e1:ate, I.enler shall mail Bon:o<ol!r notice of acce1eIat1on:ln accotdsa:e with paragmph 14 hereof. Such notice shall provide a period of not less than 30. days m:m the date the notice is maUed within Ioirl.c.h Borrower nay pay tie SUIIi declan!d due. If Borrower falls to psysucb. SlIlIS prior. to the exp1nltioo. of sur::b period, Lender usy, withoot further notice or demand 00 Borrower, iIrod<e any remedies pennitted by ps.ragra!'h 18 hamof. lbtwithstanding a sale or transfer, Borrower will coo.t:inue to be obl.li/:lted UDder tha Note and this Secur:ity InstnlllleDt m1ess I.enler has released Borrower :In writing. F. NO FUTURE ADVA....CES lbr-Unifom CcM!uant 21 of the Secur:ity Instr.ment ("Future t\dva1XeS") is deleted. G. LOAN CHARGES If the loan secured by tie Secur:ity In.strt:ment is subject to a law Ioirl.c.h sets maxillI.m loan charges, and tlBt law is f:lnally :lnt:erpreted so thai: tie :Interest or other loan ~ collected. or to be collected :In connection with the loan exceed pemitted limits, than: (1) any such loan charge shall be n!duced by the ammt necessary to reduce tbe charge to the peIlllit:ted llmitt; ani (2) any S\IIIl already collected m:m Borrower tobich exceeded pennitted limits will be refunded to Borrower. l..ealer my cIDose to IIIIloe this refund by reducing the principal owed UDder the !bte or by nsking. a di.Iect pa.yIlII!IIt to Borrower. If a refund reduces principal, the m:luc:tion will be treated as a partial prepajlllE!Dt Ulder the lbte. H. LEGISLATION If, after tie date heteaf, emc.lJIEnt or expiration of app1ic.sble .taws have the effect either of ~ tie prorisia:ls of tha !bte, the Secur:ity InstnlllleDt or this Adjustable Ps}'lllE!llt Rider (other tla1 this ~ H) 1.Dl!Ilforceab1 accor:ding to thair teIIIIB, or all or any part of tbe SlIIISsecured hereby '......nll........hl.., as otheT.td.se provided in tha Security InstnJuent ani this Adjustable Payment Rider. or of dimini.sbiog the value of leoder's security, then I.eIlder, st LeaJer's option, my de1care all SUIIII secured by the Secur:ity In.strt:ment to be l...-ii...ply due ani f'l}'llble. IN WI1N!SS YM!Il&F, Borrower has ezecuted this Adjustable Paynent Rider. /1 ... ~ j:;' K~i (t ,.,etti! ktJj , LJRoy A. n"Jpsa (Seal) ~rrower " /~-j~~ ,,"i .7 (Seal) ~r J ud 1 t h ~~. Dempsay (Seal ) -Borrower (Sign 0rig:1n0sl ...l:u.y) ~ TMC-OOS (qc) (Page Z) (New Il/83)