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I 83.....,;, I/u6735 be pemed by federal law and law of tie jur1sdictioo in .trlch the Property is loc.at:ed. In the <lM!Ilt that any provis1oo or clause of the Security Instrtlnent or tie !bte conflicts w1.t::h applicable law, sooh conflict shall not affect other provisions of this Security Instrl.lDent or tile Note .trlch can be given effect withwt the conflicting provision, and to this em tie prov:ls:l<X1S of this Security Instrument and the Note are declan!d to be severahle. E. TRANSFER OF TIlE PROPERTY; OR A BENEFICIAL INTEREST IN BORROWER. lliifotm Cogemnt 17 of the Security InstruDent isanenled to read as fo~: 17. Transfer of the Property or a Benef:lcial Interest in Borrower. If all or any pm: of the Property or an 1ntetest tbereln is sold or tnlnsferred (or if a beIIef:lcial interest :in . BorrcJOier is sold or transferred and Borrower is IXlt a natural person) without Leoder's prior wr:Ltten c:onsent, Leoder may, at Lende::"s optioo, declare all tie s.- secured by this Security InsI::ruuent to be 1mBIiate1y due and payable. Iblewr, this option shall not be eJlE!l'Cised by lenier :f.fexerclse is not autIDr.I.zed by Federal Law. If I.eaIer exereises sooh opticn to accelerate, Lender shall msil llon:ower notice of a.cc:ele1:atinn jn acconlan::e with paragraph 14 hereof. Such notice shall provide a period of not less than 30 days frail the date the ootice is mailed within .trlch Borrower may pay tie SIJDS declared due. If Borrower fails to pay such SUIIS prior to the exp1ratioo of such period, Lender may, withwt further notice or demmd' en Borro.er, iIMlIoe any I'l!IIIIldies pemitted by paragraph 18 hereof. Ibtwithstatding a sale or transfer, ~r will contiwe to be ol>li8'lted under tie Not:e ani this Security Instrtlnent tnless Lender tss mleased Borrower in writing. F. NO FUTURE ADVANCES Non-Unifotm CcnIe>ant 21 of the SEcurity InstruDent ("I'\tture Advances") is deleted. G. LOAN CHARGES If the loan secured by tie Security InstNlBlt is subject to a law.trlch sets ilBlt!null loan charges, and that lai1 is finally interpreted so that tie interest or other loan char!r..s N'>ll_ted or to be collected in camectioo with the loan exceed pemitted liwits, then: (1) any such loan chargesball be reduced by the aJllUlt necessary to reduce the clsrge to tie pennitted limits; and (2) any SIJJlS a1Ieady collected frail Borrower .trlch exceeded pemitted liwits will be reftn:Ied to Borrower. leaIer may choose to DBke this refmd by reducing tbe principal 0I0I!!d under tie !bee or by DBIcing a direct pa}'llll!nl: to Borrower. If a refund reduces principal, the reductioo will be treated as a partial prep!l)'llll!DC mder the Note. H. LEGISLATION If, after the date hereof, E!IlIlClment or exp1ration of applicable law; have the effec::t either of ~ the (XOVisials of tie !bee, tbe Security Instl'Ull!nt or this Adjustable Pa}'llEl1t: Rider (other than this paragraph H) ID!nfora!able accarding to tleir tenls, or all or any part of the SUD9 secured tereby uncollectable, as otherwise provided in tie Security Instrl.lDent and this Adjustable Pa}'IDeDt Rider, or of d:1minishing the value of leaIer- s security, tlen Lender, at leaIer' s option~ may delcare all SUIIS secured by the Security Instrl.lDent to be :lmredJate1y due and lByable. IN Wl1NlSS \oH:IlFLF. Borrower les execw:ed this Adjustable l'aym!nt: Rider. /j .ft:A~'-";-''''~ ',- - -'?,~'C (;;")-'~2- k aean r DuBois (Seal) -Borrower i.:-, -~ck_ '" (Seal) -Bo~r Ressie I. DllBois (Seal ) -Bortolo'er (Sign Or:i.gina.l <hly) TMC-QQS (qel (l'agl! 2) (NeW' 11/83)