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<br />ADJUSTABLE PAYMENT RIDER <br /> <br />9824739-9 <br />83......006642 <br /> <br /> <br />" . 'IHlSAIlll.lSTAIlIEp~Rl:ml.ismade this 19th dayaf December1983and:l.s <br />in::orpomteclintoaIXi shall be deemed to amend ~t trelb~, Deed' of Trustyor'Dilel/to. <br />Seo1re. ~(tre"Secud.ty InstrlDlnt").of tre same date giVen by tre undersigned (tre"HCI1:r(M!r'Tta <br />secuteJlorraer<sAdjustah1ePayDml:. tOte toT<M!r Fimreial, . Inc. (tre ''ISUer'')of'tre, _dOte,' <br />(tre '1bte") aIXi 0CM!dng tre fCOPertY. described in tre Security Instn:ment llIIdlooatecl'at: . . <br /> <br />401~ MASONAV~ GRAND IsLI.ND. Nehr~sk~ 68801 <br />(PropertyAddl:ess ) <br /> <br /> <br />The Nate C(>nt~ins Pravisians Allawing Far Ch~nges In The Interest:RateA.nd':The <br />Monthly Payment And Far Incre~sesln The Principal ADlount To. Be Repaid. <br /> <br />The Nate Also. Pravides Far Calculatians Of Two. Separate Monthly payment Amaunt:s. <br />One Will Be The Amaunt That I Must Actually Pay Each Manth. The Other Will BEnm <br />Amount That I Wauld Pay Each Manth. To. Fully Repay The Laan On The: Maturity Date'. <br />This Means That I Cauld Repay Mare Than I Originally Barrawed'Or'That IC6uld <br />Repay My Laan Before The Maturity Date. <br /> <br />AIIlITIDNAL aJ\1ENANIS. In addit!oo to tre cowmnts and agteeIII!D.tS made in tre Security <br />Iast:nlDenl:, Bormwer aod LeoIer furtIEr covenant llIId agree as follows: <br /> <br />L <br /> <br />;.. =~r;ar~ ~=~~C~G11.250%. Sections 2, 3, 4, 5 llIId6 of tre Note <br />provide for changes in the interest tate and tre nmthly pi~, as follows: <br /> <br />"2. INTEREST <br />(A) Intluest CIoI!d <br />Interest will be ctmged 00 thu;. ;art of pdncijal. otdch has not been paid, beg:\DDing 00 the <br />date I rec:eive pdncipal an <:a1t:1w1ng until tre full aoont af pdncipal has been paid. <br />l!oeg1nning on the date I receive principal, I will I8Y interest at a yearly rate af 11.250%. <br />The interest rate I will pay nay change on the first day of tre IlJJOth of January 1, l~tI:> <br />aIXi 00 tl8t day ewry 12tttllDlth thereafter. Each date on otdch the infeii!St tate cwl.dchatl;!eis <br />called 00 'lnt:erest <:1iiiiij!Date. - The new interest rnte will becaIe effect! ve 00 each Interest <br />am,. Date. <br /> <br />(B) The Index <br />Ileg:lmjng 10Iith the first Interest Ovmge tate, TJ'If interest rate will re based en an Index. The <br />"Index" is the i-eekly Ave~ Yield <XI rnited Stat"" Treasury Securities adjusted to. a constant <br />lIDI:urltv af .12 llalths , as ava:UabI.e by tIE Federal Reaerw Iloard. The IIIJ8t recent ~ <br />ftguI:e as of the date 45 iiays befOJ:l!! ~ Interest <;hange tate is called tre "OIm!nt Index". 11.. <br />interest rnte 1 ",-ill pay shall not exceed 13.990;1;, <br /> <br />If tile Index is IlO ~ available, tre Note llolder will chx>se a new imex otdch is based up:lIl <br />"""l"'....hl~ infoI1lllt1oo. The Note !bIder will give ll'e notice of this croke. <br /> <br />(C) ('...1....1 AH ~ of Interest !!au Changes <br />Before -=h Interest 01a0ae tate. tile !bte Ilolder will calculate TJ'If new interest rate by adding <br />~ ~ pen:l!Dtage points ( 2 . 'i00 %) to tre Curn:nt fu:lex. The!bte Ilolder will tmu round <br />the! t af this addition to tile IlI!IIreSt oae-eighth of ODe percentage point (0.125%). This rouaded <br />- will be lI!V new interest rate UJtil t12 next Interest Olaqje tate. F.xcept the llBXi1rtJm interest <br />rate shall not eo::eed 13.990%. <br />(0) IntI!rest After Dafault <br />'lhe ~ rate requind by this. Sectioo 2 is tb! rate I wlll owe both befare aOO after any <br />default descr1bed in Section 9(>>) helaw. <br /> <br />3. CALCULATION OF AMOUNTS 01llD EACH MONTH <br />n. Note Holder wlll calaJlate rq tUU ltlathly 1a:lInt. 'lhe ":M.11tlnthly AIoount" is tre IIlllCUI1t <br />of the lU1tbly ~ that wwld be suff1clEot to tepay t12 l.IIlplid pd.Dcipal balance of TJ'If lasn in <br />full at tm inl:enisc rate I _ required to. pay by Sections 2(A) aOO 2(C) above in substand.a1.ly equal <br />~ 00 1:""H''''Y 1 '004 , Iotlid1 is called tb! "maturity date". ltr timt FUll <br />ltlatbly -...nt s .s. ~ ~7~. Befoxe each Interest 0Ia0ae Date, tre!bte Ilolder will <br /><:a1cWIte the ~ Full !tlnt Iotlid1 I will owe each IIIlDth beginning on tre first lIXlUthly <br />pa,.. date after the Interest 0lImge tate. <br />'lhe tUU !blthly <'IDnt I owe uay be Il101'e or less than the IIlllCUI1t I am requi.red to pay each <br />1IIll1tb. Section 4 belaoi states tile aKUlt of rq umthly piyment aIXi bJw it will clmJae. Section 5 <br />below dellcr1bes bJw TJ'If IDp8id pdncijal l:a1aoce will chao8e if the aoont of TJ'If umthly paJ1llleQt aOO <br />the Full !tlntlIly Ia:lInt are d1ffetllnt. <br /> <br />4. PAnf&NTS <br />(A) T:ta.... Place of ~ <br />I will pay prluc;1pal ... iDl:iml8t. by ~ pa}'lBXS every 1lJJOth. <br />I wJ.U. llIIie rq lIDItbl;y pa~ en tile f1xst day of each umth ~ on <br />fe"l'Ua~ '~ . I will __ thea ~ every mnth will I have paid all tile <br />~ .... . .,Ill:iil *\y othIr <:lIaqIIs dui:ribed belaoi that r uay owe IDler thU Note. ltr <br />~ ..,.... will be <rpp1j.ed to ~ before pl'iDc1pal. If I still owe IIlllCUI1tB wder this <br />Ii:lt>> Oll the-..:ity date, I will pay en- IIlllCUI1tB in full Oll that date. 1lDIIe allUlt8 could be <br />...... tl-. the __ of rq lut .nbly ~ befonl tbe atud.ty date. <br />r w1U -- ....18lIlthl,y pa,..u at 2120 South 7hi Street, Qmbs, Nebmska 68124 or at a <br />d1.fflmmt ~ if ~. by the !bee Iblder. <br /> <br />AnJtlSTAllLE I'AYMICNl' ~(tn: <br /> <br />1 nAil TllF/iSrRY 1 tm!':,< <br /> <br />(! - ~ F".H:rtl:~) <br /> <br />TMC-005 (qc.) (Page l) <br />(New ll/S)) <br />