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<br />r <br /> <br />r <br /> <br />n: UNIFORMSECUllITYlNSTRUMENT;GOVERNlNGLAW; SEVERABILITY <br />Unif<ll'11l,9>~15 oftheSOcuritylnstrumentis amended to read as follows: <br />15. Ullir8ftasNomtJl~' GOftmlII&. Law; SeYerablllty, This form of Security Instrument combines uniform covenants for natiOlllll. <br />usundnoo.uniformct>venantswithlimlted variarionsby. jurisdiction to constitute a uniform security instrument aiVerlngreall'rOpeny' TIiIS <br />SecuritylllSlnl1tlelltsbal!beaovemed by l'edenlllaw and the law of the jurisdiction ia which the Property i& located. In the._I"~l'anY <br />pnwislOnilJl' c1a_ of,this- Security lnstnJment or the Note conflicts with. applicable law; such conflict shall not affect<>therprovjsions,oflbiS <br />s.ecurity'lnstrument or . the NOte. which can. be'given effect .withoutthe conOicting provision;. and.to thisend'the,provisions".of,.tbis,~... <br />InstrUment and the Note are declared to be.severable. ' <br /> <br /> <br />E. TIlANSFEROF THE PROPERTY OR AlII!NEFICIAL INTEllESTIN BORIlOWER <br />Unifol'mCovenant \1 oftbe Security Instrument is amended to read as follows, <br />17. Tl'IUIIfer of tile P~ on IioIIeficDIID_ ill Borrower, If allor any parlof the Property or an interest .tbereinis soldortrltDSferred <br />(or if a beneficial interest in Borro1We( is sold or transferred and Borrower isnOlanawraipenon) withoutc Lendeir~sprior Written consent; <br />Lender may. at Lender's option. declare all the sums secured by this Security lnstrl1ltle$ll to be immedi.ately due.and payable, H~; this <br />option shall not beexerelsed by Lender if exercise is not authorized by Federal law . <br />If Lendcr exercises such option to accelerate. Lender shall mail Borrower notice of acceleration in accordance witb.parasraph 14here<lf,.Such <br />notice shall plovide a period of nOli... than 30 days from the date Ihe notice is mailed within which Borrower may.pay the sums declared,duco.lf <br />Borrower fails to pay such SlJl11l; prior to the expiration of such period. Lender may. withoutfurtber notice or demand on Borrower,:invokeliny <br />remedies permitted by pat'83nlph 18 hereof. , <br />Notwit!lltandiDa a sale or tranSfer, Borrower will continue 10 be obligaled under the Note and this Security Instrumc:ntunless Lcnde<has.i <br />released Borrower in writing. <br /> <br />F. WANCHARGFS <br />If.theloan secured by Ihe Security Instrumenl is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the <br />inter... or other loan charges collected or to be COIle<.1ed in coo....,,!on with ,he loan exceed permitted Iimlts. then: (I) any such loan charge.shall <br />be reduced by tbe amount necessary 10 reduce the charge to ,he permitted limit: and (2) any sums already collected from Borrower which <br />exceeded permitted limits will be ,efunderllo Borrower. Lender may choose '" mate this refund by reducing the prindj)ll1 owed under the NOte <br />or by malting a direct paymenllO Borrower. I r a refund reduces principal. ,he reduction will be treated as a partial prepayment under the. Note; <br /> <br />IN WITNESS WREItEO.', Borro........ eueuted Ibis Adjustable Rale RIder. <br /> <br />C.~i~k"tPdl c1 <br />David A. Vacek <br /> <br />u~ <br /> <br />BORROWER <br /> <br />-<Seal) <br /> <br />*Cl.ihLun U~Q.k) <br /> <br />Kathleen \facek BORROWER <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />BORROWER <br />(SIGN ORIGINAL ONLY) <br /> <br />",", <br /> <br />" <br />\ <br />..J <br /> <br />...: <br />"" <br />= <br />...., <br /><-: <br /> <br />\l !'.... <br />~::l ~:~ <br /> <br />0") <br /> <br />00 <br />W <br />, J'" ,,' '..... '....' I <br />.;~ _. ",. ., <br /> <br /> <br />~i:: W,J <br />",'I l\) <br /> <br />"1 -.J <br /> <br />J'X ~ <br />n--"'-.\ <br />(1' <br />p <br />~ <br />~ <br /> <br />... rq <br /> <br />rn <br />" <br />0' <br />Z. <br /> <br />.\:~ \ <br />." <br />') <br />Jl I' <br /> <br />t <br /> <br />~ <br /> <br /><.u <br /> <br /><.u <br />Cl"> <br /> <br />..,.. <br />{tr <br /> <br />l <br /> <br />\l".. <br />""," <br /> <br />\:~ <br /> <br />.., Feder"l <br />1'.0.' 1009 <br /> <br />1.0&" 1._".__....... <br />