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<br />ADJUSTABLE RATE LOAN RIDE~3-006230
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<br />lIomes. National Average:for all Majo,r
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<br />NOTICE: TilE SECURITY INSTlWMENT SECUIU:S A NOTE WlIICHCONTAINS
<br />A PIWVISION ALl.OWING FOR CIIAN!~ES IN TilE II"TERt:ST RATE. IN.
<br />CREASESIN THE INTEREST RATE WILL RESUITIN IIlGIIERPAYMENTS.
<br />llf:CREASES IN TilE INTEREST RATE WILL ItFSULTIN LOWER PAYMENTS,
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<br />Thi, Rider is made Ihis . ?2IJQ. . day of . . . NoyelJlber. . . . . . . .. I'J. 83. . . and is ineorporatedinloand'sl\ll1l
<br />he deemed 10 amend and sUflplemelll the Mortgage. Deed of Trusl, or Deed 10 Secure Debt (lhe"$.ecuritY:ln~~ri!.:"
<br />menl") of lhe same dale given by lhe undersigned (Ihe "Borrower") 10 setllre Oorrower's Note to . . r.h,~: f.i.l:~.t;,:>.
<br />Ni\t}OOjll ,\311.n.". of. .Graoo. l~laod.,. .Grand. .rsl and, .Neb.r.aska. '
<br />Ilhe "Lender") oJ llle same date (I he "Nole") and covering the l>To[1erty described in the SecuriIY.lnsltuD;rli!lFalld....
<br />lucaled at ' . . . ..4242. .Shann.a, . Gran.d . I s l.a.n~ I . Ne.~r~S~a. '5tl~O.I. . . . . . . .. . . . . . . .. . . . .. . . . . .. . . . . . . . . ...;
<br />. PWPU('; Adtl't',U
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<br />Modif~rati().ns. In addition to the covenants and agreements ll1aJc
<br />Lender furthercovenam and agree as follows:
<br />A. INTEREST RATE ANI) MONTHLY PAYMENT CIIAN(;ES
<br />The NOle has an "Iniliallnleresl Kate" of J J, 75.,.. The NOle intc""1 'ale may be inereasedordecreascdontlW'
<br />.1st. day of Ihe momh beginning ,)n ,... .F.eb.rua.r\y,.l....., 19.85., and on thaI day ofthemonlhever{
<br />1 Z . . . ,"omhs Ihereafter.
<br />Changes in the lIltereSI rate are governed by changes in an imereS! rate index c"lIed the "Index". The Index is the:
<br />!( hrd jUlI' {'ll,t' Iv tn(/KO/, Imlrr, I
<br />(I) tJ- "Contract lntert"~t Rate', Purchase- of Previously OccupicJ
<br />l'ypc, of Lender,' published b) Ihe Federal Home Loan Bank Board.
<br />(2) !Xl" . . .U.. S... .Tr'easur.y. Se.c.ur.i tjes.~One. .Year'. 85.1.1. .
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<br />if r.1"t"A..(l(;t' IJf,u hI mdJ~'ort' wht'fh('T t/1rtr n u,o' mu..nrrlum itmll Ofl rhaflgrs In Ihr ml(ft'H rutl' on each ChungI' DUIe-: if no box is ch.<<Jcf'd'lhtrf-will-
<br />!.t' 'HI mOlumllm lImll un t"I:unl:f"1 I '
<br />t I) Ll T1H:re is no rna:\unum limit on changes in the interest rale at any Change Date.
<br />12) eX The' int('rc~t :alc.: cwnot be changed hy more thull, 2.0. percentage points at any Change Date.
<br />If Ihe 1111erest rale ch"nge>, the ~lIlounl of Iltlrrower', llIomhly P~Ylllcnts will change as provided in lhe NOle.ln'
<br />dr.\')t'~ III the interest rate wiH rt'~lllt 111 higher payments. Deneascs in the IlltcrC$l rate will result in lower payments;
<br />II. l.OA!" CIIARGES
<br />11 ulUIJ be Ihat the hJan ~l'(un'J by the S("(:UflIY Instrument is slIbjet..'t to 3 law which sets maximum loan charges
<br />,IOJ Ihal l..l\\ l~ inlc:rpr('led so :h.;11 tlll; 1111C'rc~t Of ()ther loan chargl's l:ollc(lto or to be collected in connection with the
<br />';1.111 ""'uuIJ e;\(I,.',:d pJ.:'rnutt~J tlllll!~. If tlll,) I~ the- '.:asC', Ihen: tA) any ~lh,:h loan charge shall be reduced by the amount
<br />Ht'U'\\dl)" to ItDul.:C lilt' dl;lrg~ h) thl..' pCI miued 1Imll: and (ill ~1tly SIIIH.:\ i.111 t'ady collerlcl..l from Borrower which exce.ed~
<br />\.'<..1 pJ.:IIHilICU !tUllt' ,..ill be- trlul\l.h:u 10 BOnO\\1l'r. l.ender may (h()o~e 10 make thl.Ii refund by reducing the principal
<br />,;...H.:J under {h,,' Note- Of by m;,i.~ lUg ~ "hI (:'(1 paynH.:m to UOfHlwc-r.
<br />Co I'RIlIK 1.lt::-iS
<br />II L:II d..-I Jt:l\.'nninc') Ih::1 ;111 I"H ;\llY p.HI of Iht-' '\\1 III \ ~C'l"tllcd by 11Ii., Security Instrument are subject to a lien
<br />.....1 h'!~ hJ\ pllUTtty 0\'\.', lhi, S~\':\lIiIY Ifl~lrUI1\I:I\i. I t,,'ntkr may ~L'nd Horrnwc:r a nOtice identifying thai lien. Borrower
<br />\.1l.tlIIH\'Hnpll) .ld v.-ilh rq.:~lrJ hi [hat lien .l\- pl\l\"Hlcd ill ratagr.lph ,1l\f the- SccurllY Inslrument or shall promptly
<br />"\,....ol~;m .i.ti:C<"CllH:1\I in.1 101m ....Hht.t>..:h)l)' to i.ellJ\.'r sllhortJlllattll~ lhal li<.'lllo lhi~ Security InstrUlnenl.
<br />1I.Il{A.",Sn:n OF lIlE l'IWI'Fnn
<br />II tlH'H' 1\.1 It~w~h"r \Jllhc I'I\.p....(I}' SllDjCd 10 parJ~raph 17 ur tht; Sn:urilY In"'lrument, Lender may require (I)
<br />.1Ii Itl\".t\'~I~(' 11\ Ill,,' (\Hn:ll{ NOl.I.' IlllrIl'\l I ale, PI U) an iIH:H'a~e in (or lelllll\;d 01) the Ii mil on the amount of any one in~
<br />t(f\.')t {,lll' dlJlltl,C tit lhrf(' i~ a 11l11it), Ul l3l a (haI\3(' in the Ua!tt: Index figure, or all or Ihe~c, as acondition or Lender's
<br />"',U\'lnM, th~ oplion tv 3,\".(C"lenut: p(l.)....h.1cd III par;.q;raph 17.
<br />By :--Igmng IhIS, l}\.Hfuv.t'r .lg~tl'~ {u an 01' tht abl)\'c,
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<br />"-"'A~ - /J ~
<br />.... .."f/(~/O. .
<br />,. F M.. .}J.... v' .............. (Seal)
<br />Mlckey J. Li1:l! 1- -Borrower
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<br />.\::/if4:?:~<t~~;:t. ~~.~.~".,
<br />Shannon L. L il e
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<br />." . (Seal)
<br />- Borrowa
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<br />, t! ''','''f I""'," ~r I.... i\ .Al" low \'~ If ...,1 "1'\ " ,hf""C'iJ. "~,, ("''''/'-' \f>1\! j1"HlI...."i"f ii,' "1.'! .'Ift,>, ..H,' v"r" I." ""111"1, f~C' llrH bldL'A fUlmrd WIll
<br /> Jlppl,.
<br />AOJUST Milt RATE LOAN RIOER-&61..Htt..C UNlIUN""'SINUMINl
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