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<br />83-' 006212 <br /> <br />r <br /> <br />/'aith,cont",st.such lien by, ar defend against enforcement of such lien in, legal praceedings which in the opinion af <br />Lender operate to prevenrthe enforcement of the lienor forfeiture af the Property or any part thereof; or (c) shall <br />secure from the halder af such lien an agreement in a form satisfactory to Lender subordinating such lien [0 .this <br />Securily Instrument <br /> <br />If Len?er determines that.all. or .any pan of thePropeny is subject to a lien which may anain a prioriryover this <br />Security'Iostrurtient, Lender shall give Sorrower a notice i<';ntifying such lien. Borrower shall satisfy such lie.nor take <br />onepr more of the actions set forth above within ten d~ys of thegivingof the notice. <br /> <br /> <br />C NOTICE <br /> <br />Uniform Covenant 14 of the Security Instrument is amended to read as follows: <br /> <br />14, Noli~e. Except for any notice.required under applicable law to be given in another manner, (a) any notice to <br />Borrower provided for in this Security Instrument shall be given by delivering it or by mailing .it by firS! class mail 10 <br />Borrower at the Property Address or at such other addrcss as Borrower may designate by notice to. Lender as provided <br />hercin, and (b) any notice to Lender shall be given by first class mail to. Lender's address stated herein or to such <br />other address as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this <br />Security Instrument shall be deemed to have been given to Borrower or Lender when given in the manner designated <br />herein. <br /> <br />D. UNIFORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABILITY <br /> <br />Uniform Covenant 15 of the Security Instrument is amended to read as follows: <br /> <br />IS.Unifo.rmSeeurity Inslrument; Governing Law; Severability. This form of Security Instrument combines uniform <br />covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform <br />security instrument covering real property. This Security Instrument shall be governed by FederallaoA and the law of <br />the jurisdiction in which the Praperly is located. In the event that any provision ar clause of this Security Instrument <br />ar the Nate canOicts with applicable law, such canOict shall not affect other provisians af this Security Instrument ar <br />the Note which can be given effect without the canflicting provision, and to this cnd the provisions af this Security <br />Instrument and thc Note are declared. to. be severable. <br /> <br />E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br /> <br />Uniform Cavenant ! 7 af the Security Instrument is amended to read as fallaws: <br /> <br />17. Transfer of the Properly or a Beneficial Interest in Borrower. If all ar any pan of the Property or an inlerest <br />therein is saId or transferred (or if a beneficial interest in Borrawer is sold or tronsferred and Barrower is not a natural <br />person) withaut Lender's prior written consent. Lender may, at Lender's aptian. declare all the sums securcd by this <br />Security InstrumeOlIO be immediately due and payable. Hawever, this option shall nat be exercised by Lender if <br />exerCise is not autharized by Federal law. <br /> <br />If Lender exercises such aptian to accelerate, Lender shall mail Borrower notice af aeeeleralian in accordance with <br />paragrllj>h 14 hereof. Such notice shall provide a period of not less than 30 days from the date the notice is mailed <br />within which Borrawer may pay the sums declared due. If Borrower fails to. pay such sums prior to the expiration of <br />such period, Lender may. withaut further notice or demand an Borrower, invoke any remedies 'permitted by <br />paragraph 18 hereof. <br /> <br /> <br />Notwithstanding a sale ar transfer. Borrower will cantinue to be obligated under the NOle and this Security <br />Instrument unless Lender has released Barrawer in writing. <br /> <br />F, LOAN CHARGES <br /> <br />I[lhe laan secured by lhe Security Instrument is subject to a law which sets maximum loan charges, and that law is <br />finaUyinterpretedso that the interest or other loan charges collected ar to be collected in cannection with the loan <br />exce.edperlllilled limilS. then; (I) any such loan charge shall be reduced by the amaunt necessary to reduce the <br />charge: to the peFmilled limit; and (2) any sums alreadyeallected from Borrower which exceeded permitted limits will <br />berefu(ldedto Borrawer. Lender may choose to make this refund by reducing the principal awed.'under the Note or <br />by makingJI direetpayment to Borrawer. If a refund reduces principal, the reduetian will be treated as a partial <br />prepayment under the Note. <br /> <br />lit WITNESS W11EREOF, Borrower has executed. this Adjustable Rate Rider. <br /> <br /> <br />~~............................i~~::~~ <br />U'('~~~H..4:~.4~""H'H..(Sea!) <br /> <br />Charlene A. Hehnke . BOffo",o, <br /> <br /> <br />..H.........H(SeaJ) <br />v8ortQwl)( <br />(Sign Or1c1na/ Only) <br /> <br />{ t <br />