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<br />83- 0\)6200
<br />ADJUSTABLE RATE LOAN RIDER
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<br />l' 1:1'0, llllt' /'''J Iv l11d/nllt' Ind~L I
<br />{I} l J. '"Corllral.'t lnl('rt:\! \{;ll~, PUrdiJ'\:"" 01 l'rt'violl\;!Y (kcu!,ltd
<br />1\1'''' "r Lende,," published b', Ihe FeJeralll\>I1\C l."dn B1Jlk 11''SL~l
<br />. (2) [19. . u.s. Treasur.ySe.curltles-ne earl .
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<br />Ilomcs, Nalional Average for.all Major
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<br />NOTICE: TIlE SECIIRITY INSTIWMENT SECliHFS A ,'\Jon: WII\<:II CONTAINS
<br />A I'IWYISION ALLOWING HJR UlAN! ;IiS L'i TilE INTEREST RATE. IN..
<br />CREASES IN TilE I!'ITElUSr RATE WILL HFSITIIN 11I(;IH:1l PAYMENTS,
<br />DECREASES IN TilE INTEREST HATE WILL RESI!I TIN l.OWER I'AYMENTS.
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<br />This Kider is made lhis . . 1 (it~. dayor . . . ~<;>Y\'!I!1~l?r . . . . . . . " I'J. 8~ . , , and is incorporated inloandshaJl
<br />he del'me,llo amenJ and supplt-menl IheMongage, Iked 01 Trllsl, or Dc'cd 10 SeclIre Debt (the "Security Inslrll'
<br />1I1enl") 01 Ihe same dale given by Ihe undersigned tlhe "Borrower") 10 see'lIde Ilorr~wer'~ NOle 10 . . , , . , . . '. , ,., -:. .
<br />. . Tn.e. .Firs,1; .f'j~tj.o.flill, !lilJ\k .9f. !J.r:ql)d. . .slqOd, .~rand Is1.an,Ne. ras, .a, . . . ., . . ,. . . . ,. ,-: " ,. ,.
<br />\ll1t "Lender"} of lht' ~ame date (the "Notc") and l."o\'crinp Ihe prnpl.'fty dc~cribcd in the Security Insr-rument and-~
<br />[","led "I . . . ..1 ?J. .f:;ilH. !\.s.ht<;>n, (~r:and. I~ 1 and.,. Nebra.ska .. . . . . .. . . . . . . . , .. .. . . , , . ,. .... .., ...
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<br />Proj't'rry A d,f,,",\.\
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<br />MlHHfkations, In addition to the co....~nallh and Jgl"cern<:l1t~, J1\ade ill Ihi: Srcurily 'Instrument, Borrower. and
<br />LCIlJcr further covenant and ;'Igrcc as follows:
<br />A. INTE!lE.'iT !lATE AND MONTHLY PAYMENT C1IANI;ES
<br />1 hr Nole has an "Iniliallnleresl Rale" 01 n, 75'10. Thl' NOle illl""'s! "ill' may be increased or decreasedonthe
<br />J S:t day 01 lhe month begi",",,~ ,)n . .~E;Qr.U.a.rY. , . , . , . . . ., 1,).85. , and on thai day of the month every
<br />12 Illllnl hs I herealt<r.
<br />Chang(5 in Ihe intert'st rate 3ft' gG\'l"flleli by rhJllt!,cs in an illl<.'re'.l ! alL' indcx called the "Index". The Index is the:
<br />
<br />!r l-".1 i flr,t t>u:l. /lJ In"l(.ll~ wht'lhc'r rJlOr II ur; ~ nJcJ.\lIrlum l/fllll Uti ("h(,lII.l:~l III fht. 1I1/onl I,HI' I'll ('llell (.hUfl/{t' Dr.JIf!: if 110 box is ch~cktd-Ih~rt
<br /> will
<br />I.,. '1" mllllmLlm {,mll un entln,,'.! I
<br />II} ~-l ThC're i'l. no rna.\lllllll1l limit on Ch..111ge\ in Ihe jnlt.'IT,>r r;lll." tll an)' Change Dale"
<br />(~) ')C rht' IIlt~r<..!:lt rat:.: l.,!llllO( he changeu t1y IlHHC lhan ?~9. pl"rCl.'nlagc points at any Change Date,
<br />If tht'lnlrre~t r~Hc rhang<.',>. lhe Jl1l0UIll or Ht)rf()\\l.'r'\ 1l10lHhly p,l)'flll'llts will change as provided in the-Note" In.
<br />\. !t',1\t"~ III the iml"rt~l rate wi!lll"sllllll1 lJight'r p;\,..ments. [)('n~':\...t'\ ill Iht, inlt"rl'!;l rate will result in lower payments.
<br />II. LllAS CIIAHGES
<br />II \.1.\tJ!d \)<.' that the hlJn ~t',-:url'd by tht SrI-'ll: Ity InSHlll1l<,'nl is \ubin:l lU a la..... which sets maximum loan charges
<br />.11I;.llhitl i.J\\ 1\ i111C-rprCIC'U so :h,t! f!it' Illll"rt"~d p( pthel loan chart:l'\ l'tllll.'I:H.:d or to be rollct:tcd in connection with the
<br />:'l,j!i v.,uulJ <.'\..:I..'cJ !1l."rml1t:,,'d \;lllH'l If ;hi... 1\ I hI..' l.ht', then: (A) ;Iny \lIlh l{l;lll Chilfgc c.;hall be reduced by the amount
<br />l<t.l\....\;tI)' to It'.JU\..l" IIII..' \.:11.11 h\..' ld lht" {\l.'tllllttl'd hllll', ;wd (H) ;111Y \\1111\ ,IiIl",ldy l.'Olln:ll'J rrom Uarrower which exceed-
<br />\..1 P~{llHllt'"J tanl!\ \..111 he: rt"luthkd III B"HIOWl"f. l t"ndt'f !Hay t:lil\tl\l' io lllakt" [hi\ Il'fund by reducing the principal
<br />,.,~t"J Ulltkr ,bt. 0:\)\(' l\f by lli.I~lll~', J dHl'\.:l p~I..:t\t'1I1 10 HlHrll\Vrr
<br />( !'IIIlIH I.IF:"S
<br />II I ~'l\d\'1 tkll...rmi;,l'~ !h:-~l .ill ur ;UIY pi-HI \11" thl' ...um\ ~~,"Ult'd h\ lhi,> Securif)' In~lrtlme:nt arc subject to a lien
<br />".."'\\1 ll.h plhHlty Ov \.." I tlll':. ~tYI1!n\ il1'>\rllll~{.'1\'. I t'ndt'r llIay \l'l\d lhlflt1Wl..'1 ,lllO:icC' i<.kllllfying thaI lien. Uorrower
<br />...lI.dll'lnl1l{'lll) ,l...-t \,,'ith !\.'t',~Hd r", ;lLll lit'Il':'" plll\HlnJ ill P;Il;\~l.\ph.\ oj lhl' Sl'l"lJllly Ill;-alrulllc-nt or sha.1I promplly
<br />\\"c'ull.: >\1\ iltrt't"llll:1H in :J. hum \,Il:.,!.klury 10 1 t'lldt'f ~llhorJill;llll\g (hal hen ll) !l1i\ Set:urity Instrument.
<br />D, : HASSH.H OF '1 liE )'Itol'l-Il n
<br />1I1ht'II..' I., a tr;ln.\rt"l 01 lht" l'IOPt.llj \Ub)\:"d 1\\ p:lfagr;\ph 17,11 lb,,' Sn:urily IIl"'rumel11, Lcntler may require (I)
<br />.In llh'!t",l"l(' :II ,ht' (Uf Il'lIl NOll.." 'lil I.."lt'\( rate, i.ll (2) ,Ill lr1l."Il'.t,>e 1 n (t)r r CIlIll\ ,II of) I he IImil 011 ! he amoUn( of any one in~
<br />1(1 ~',>l I ,Ill" (h,tllgc: (d tlll.'1 (." i'l. .t Ilt\li! L \)1 tJ) ~l dl.ll\}o:.l' III 1 he 1\:I\t' I ndt"\ J I ~',lJ r l", 01 ;111 nf I he~c, as a condition or Lender's
<br />....;Il\'ll\g lh~ llpllon to Jt'>..:e1CfJ.lt' l'fu;.tJt'd III p.ll"\gl.\ph 17
<br />B)' \\~nl1\g tlll~. U\.HI0\1,l.1 ,le.ryl.'~ [(l :..Ill DI till" <lLhl\i:.
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<br />~. . ,,~l 4''' /Z/<
<br />./ti.,'-d-CC '1;;'./(~of~'~'.,
<br />b Arnold B. Wiese
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<br />'" (Seal)
<br />-Bouowcr
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<br />.~<.~. ,~.F~~~t:(.'
<br />Emma A. Wiese
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<br />L_" 7/"7 ~/
<br />./:.. ." :~~,f{.:).f:J ,(. _"". (Se4J)
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<br />-Borrower
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<br />" jJ ", ,'I ,........ (....". t.,d ,\ ,h"" ...-J ", ,} "" !.,., " ,,.,,;:krJ, u",j {-<,."I,-, .....,,j {I"n'....". .J.,. ."'" "~.i ,,_('.-f' In "'ll'''~, /;.,t J<'>1 Inilcr.\ Ililnl~d
<br /> WII,' .:pplj
<br />ADJUSTABLE RATE LOAN 11IOER...b".."""'c u",lv'''' ''''R''..,,",
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