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r ADJUSTABLE RATE RIDER 83-.0Q5210, TIll$ADJUSTABLE RATEIUDER" is made this .25.t..b... day of ......,......Q9tQQf?K,.........."....;19d!~., lI!Id.'i$i~ratedintoiandsba1lbcd~med to amend and ,supplement tbe Mongage. Deed ,of Trust, or rieedlO SCi:un:De-bt(tIle..'SecuritYJnstrument'"'lofthe same date given by tbe undersIgll~ (the '''BorrOWer'"!.llle'stC:\lrc ~"AdjtJ$table ./Ute Note to,..J:!R..EJ;,Qf;B.I.\t..;,S!\lJlNf>:i..&..J.JJ8J\l..es.SOJ;1!UQN...Qf....GRIlW:,15tli1\tliQ:. ...................,,;.............................................................. (the '''Lender'') of the same date-(the '''Note'') andcovering..the propmyducribedin the Security Instrument and klCluell.at .....1Q.9,..!!I.,...~.t.QnSl.Y...esU;\$."..G.t'.~nQ...};aj,<lDJ;l.....l'#!tll;.9.skA...........6aaO.1................................................................... (1'\'Operty Address) 'l'fia.......contIIInaprotdMoM~fclfctlangft In thelnterat rate. U thelnt8fttlltrate .......the Bot'rcIwen.-IMJ' parmente Will be higher, If thelnterat rate .......;'...Ikmoww'. ~"""""'-WillIIe low.,. ADomONALCOVIiNANTS. In addinonto the covenant and agreemenlSmade in tbe Security Instrument, Borrower' and,"LcndUfurthtc covenant and a&Jl:Cas follows: A. JN1'!REST. RATE AND MONTHLY PAYMENT CHANGES The Note provides, for an initial intereSt rate of ...H.,.7.~.........%. Section 4 of the' Note provides for changes in the inleteSl J"llle .00 the monthly payments, as follows: 4. INTEREST lUTE AND MONTHL Y PA YMENT CHANGES (A) 0w1gc Data The ilUCfl:St rate I will pay may change on the ........t1?L.......h. day of ............R.~.\;!t'!!Q!'i,l;................. 19,B.~..., and on Wt day of the monlh every ........J.?.............. months Ihereafter. Each date on which my interest rate could change is called a '''Change Dat,e." The minimum rate charged will be no less than 9.5~ and the maximum (Bj'Thel~ rate charged will be no more than 14.5%. Beginning with the first Change Date. my interest me wiil be based on an "Index." The Index is the weekly average yield on United States Treasury securities adjusted 10 a constant malurity of .........QO'"........,.. years, as made available by the Federal Reserve Board. The most recent Index figure available as of 45 days befure each Chanee Dale is called lhe "Current index. " If the Indelt is no longer available. the Note Hotder will choose a new index which is based upon comparable information. The Note- Holder will give me notice of ilS choice, (C) Caleulatioa oC Changes Beforeeaen ChalllC Date. the Note Holdel' will calculate my new interest rate by addmg .....T!:.r.!1g,.,................ .............................................. percentage points (..........~............%) to tbe Current Index. The sum will be my new interest rate. rounded to the nearest 1/sS. The Note Holder will then determine the amoWlt of the monthly paymeollbat would be sufficient to repay in full the principal I am apected to owe on the Change Date in substattliall)' equal payments by the maturity date at my new interest tate. The result of this caleulation will be 1M new amollnt of my monthly paymenL (DJElfeetire Dale 01 0iulJ~ My~.in_t rate will become effi:etive on each Change Date, I will pay the amoWlt of my new monthly pa}llnetlt betinning on the first monthly payment date after the Change Date until the amount of my monthly pay\MQt cbU... apin. (E) Notice of CIIaIIeea The Note Holder will mail or deliver 10 me a notice before eacb Cballlle Dale. Tbe notice will advise Itte of: (i) the new interest rate on my 10Jln as of the (bange Date; ( ii) lhe amowtt of my montbly payment following the Change Date; (l1i)anyaddition.al mattetswbich the Note Holder is required to disclose; and (IV) tile title and telephone number of a person who will answer any qllestion I may have regarding the notK:e. a CHOGlStUENS UtUfotm Covenant 4 of the Security Instrument is amended 10 read as follows: , ~.u-. Borrower shall pay all loa. assessmellts. and other charges. tines and impo$lllOns attributable 10 ~ ~, wmcb. may attain. a priority oVltr this Sewrity Instrument, and leasehold payments or llrt.'Und rents. if ..,.,iadtemamterprovidcd.lInd.erparauaph 2 hereof or.. if not paid insucl1 mllnner. by Borrower makin,lpayment.. ~~.~tl.\ tbcpay-e:e lhefeof. llorrower shall promptly furmsn to Le.nder all notices of atllQUnts due under _~..,i!l*~I,Bonv_uO'lhll.lle pa~ ~y, Borrower shallprompdy furnisb to Lender ~J'lrl.nl q~~>1loRower .u~~anylien which _as priority over tbis Set:urity 1~~~~RQl bc~tod~oanysu.chU.n$Olona uBom>wer; Ill) snallagreo in ~1O;'1be.~ of tile ob1i&atiott SCCIl.Adby such lien ill a manner aea:pt4ble to Lender. (b) shall in good .......~_.i.._..U'1tLOAI--(llltA$lllI'ftQH/~