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<br />83- 005664
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<br />Loan No. .....5.4.265,.,..1::18.....
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<br />ADJUSTABLE RATE LOAN RIDER
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<br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVISION ALLOWING FOR CHANGES IN THE INTEREST RATE. IN-
<br />CREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS.
<br />DECREASES IN THE INTEREST RATE WILL RESULT IN LOWER PAYMENTS.
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<br />This Rider is made this..}~!>!:......... day of .........,~1:9.t.e.r.................... 19.~n..., and is incorporated
<br />into and shall be deemed to amend and supplement the Mortgage. Deed of Trust, or Deed to Secure Debt
<br />(the "Secnrity Instrument") of the same date given by the undersigned (the "Borrower") to secure Bor-
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<br />rower's ,Note to "'"''''''''''''-''' ........ ........., ......n.......... ................. "" ,"." '..'..,....' '''W'.n' .... ...h........ hh .... ....n,n............,
<br />.F.lu!.. ..E:edu.al..Sa.v.iDgJil...an.Ll.oao.,Aasoc.1.at.L:u1.,Di.,.Li=.a1n.",1L,Un.iJ:.ed,.5.t.ates..corpo.ut;l.on...
<br />(the "Lender") of the !!ll1I1e date (the "Note") and covering the property described in the Security Instru-
<br />ment and located at .. 2.1U4...lie.at..Di.\T.isian..... ......... h..",... .h..... ..GLaruL.ls.l.am1r...'1a..b.!:aska..688DJ.,....,...,
<br />Property Address
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<br />MODIFICATIONS. In addition to the covenants and agreements made in the Security Instrument, Bor-
<br />rower and Lender further covmmnt and agree as follows:
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<br />A. INTEREST RATE ;U,D MONTHLY PAYMENT CHA..."'i'GES
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<br />The Note has an "Initial Interest Rate" oL.....l2.A15JL. %
<br />Interest rate changes may occur on the 1st day of ,..,..,............,..,...,........o......'...h..' 19..85-, and on the
<br />1st day of ..___.._. .......ie.p1:.e.m.ber., 19.H.5._, and on the 1st rl:lY of .._...._._~..4h.m.m...a.ac.a~u, 19~.ss..
<br />and on the 1st dav of ,d..,,,uu,.,,.......,,,,,Mar"lL....m. 19.Jio.. and on th08e' dates of those months in every
<br />year thereafter. Each date on which the rate of int_t may change will be called a "Rate Change Date".
<br />Changes in principal and interest payments to adjust amortization of the loan to correspond with
<br />interest rate changl!8 shall be made on the 1st day of u"u'u "u"'"'''''''' ".MarcA"".u..,... 19.86... and on that
<br />date every ...d." ... yt'.aris) thereaft<>r. Each date on which the principal and interest payment may
<br />change will be called a "Payment Change Daten.
<br />Changes in the intere.-r rate are governed by changes in an interest rate index called the "Index".
<br />Check hoxies) to indicate Index.
<br />(1) C "Contract Interest Rate. Purchlllle of Previously Occupied Homes, National Average for all
<br />Major Types of Lenders" published by tb.. Federal Home Loan Bank L<>anI.
<br />(2) 1Il .,\.d.jl1il.tn..l1ltt. a.a:;e...'l.v.~~. .c,. .::tull.t.hly....->. Y.e. (a~. .ii e.LLoluJ. ~:iA. .l:r:"a.s.u.r:}'.. d','" .,.,.....',......
<br />See u c j, J;J..~.ll.. .;l!i.l \.\li.J;!1l.4. .J:.!?.. !L'; QJ~.jJ.t.~ >>.~.., !!\\\);~.,.t t.:f.. 9C.~.. Y !1M.. "'.II.b.lls.lul,Ltv.. .1..b.e...J-:ede..c.al..J!.e.ae..c.ve...lloa cd
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<br />Check hoxtes) to indicate limits.
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<br />(I) 0 If thi>l hox is dlOCked. there ....ill be no maximum limit on <,hanges in the interest rate up or
<br />down. The Preliminary Rate rett'rred to in the Note, will be the new interest rate.
<br />(2) [1 If this hox is che<.-ked. the interest rate t hat. I pay shall not increase more than
<br />pen-en!age poillUl on any Rate Change Date.
<br />(3) CJ If this hox is checked, the interest rate that I pay shall not decrutlSe more than ..
<br />percentage points on any Rate Change Date.
<br />(4) iX.l If this box is checked, the inwrest rate that I pay shall never be more than ..l..l..9.50.....%
<br />during the period I have my 108.il.
<br />(5) 00 If thi>l hox is checked, the interest rate that I pay shall never be less than ..::1..,950.......%
<br />during the period I have my loan.
<br />(&) 0 It this hox is (:hecked, the principal and intere;t payment that I pay shall not increase more
<br />than .",,'......... percent on any Payment. Change Daw.
<br />(7) 0 Ii this box. is checked, the principai and intenlst payment that 1 pay shall not decrease more
<br />than ................m.. ~t on any Payment Change Date.
<br />The IMIIthIy PI\)'lnent amounts will al.so change on Payment Change Dates as provided in the Note.
<br />Because payment changee may occur leas often than int_t rate changes and/or may be subject to certain
<br />limitations described in the Note, the monthly payments may be insufficient at times to pay accming
<br />intetest. In 8UCh case, unpaid interest is added te the principal balance of the Note and itself will accrue
<br />interest thereafter.
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