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<br />faith contest such lien by, or defend against enforcement of such lien in, legal proceedings which in the op!nionof
<br />Lender operate to prevent theenforrement of the lien or forfeiture of the Property or any part thereof; or (c)shaJ/
<br />secure from the holder of such lien an agreement in a form satisfactory to Lender subordinating such lien 10 this
<br />Security Instrument.
<br />
<br />If Lender determine$ that all or any pan of the Property is subject to a lien which mayamin aprionlyover,thls
<br />Security InstfUmem, Lender shall give Borrower a notice identifying such lien. Borrower shall SlItisfy sU""I~n otl.llkJe,..
<br />one or more of the actions set fonh above within ten days of the giving of the notice.
<br />
<br />
<br />C. NOTICE
<br />
<br />Unihrm Covenant 14 of the Security Instrument is amended to read as follows:
<br />
<br />14. Notice, Except for any nollre rcquired under applicable law to be given in another manner, (a) any noili:etO
<br />Borrower pnwided for in this Security Instrument shall be given by delivering it or by mailing it by first classmailtOc
<br />Borrower at the Property Address or at such other address as Borrower may designate by notice to I..enderaspr0vi4ed
<br />herem. and I b) an)' nOlla: to Lender shall be given by first class mail to Lender', address ~ted herWtorto$uch'
<br />other address as Lender may deSIgnate by notice to Borrower as pro\-ided herein. Any notice provided roc intliiS
<br />Seeumv Instrument shall be deemed to have heen gi~n to Borrower or lender when given in the ma~r designated
<br />herem,
<br />
<br />
<br />D. [INlfORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABIUTY
<br />
<br />l:Oli<>rm Covenalll i5 of the Security Instrument t$ amended to read as follows'
<br />
<br />15. t 'nif.>rm Stturily Inslrum""t; Go."rnillll La..; Sc."ubilily. This form of ~curity Instrument combines uniform
<br />1.\1\'en3nU fn! national ute and non-ufllform {{)vcnants with hmitc:d variations by jurisdiction to constitute a unif'oint
<br />seeunty Instrument <('verin. rtal pmpeny. Thi. Secuntv Instrument ,hall be governed by Federal law and thelllWor
<br />Ihe p.m,d'ctlnn U\ wlud, the Pmpe"y .. j'>C3ted in the e"ent that any pro,-islOn or clause of this S<<urily Instru~nt
<br />the NO-It cnOflB:B \I.-Hi) applicable law, suc-h C'nnftJct shaH not atTect {)[her prOVi~)Oll$ of this Security Instntmcnt or
<br />the NOh: wh:ch (.;.tIt h~ t:',cn l~~re(,f wl~h!'.1Ul ~br cunfh(Hrr; proVIsion. .1nd to this end the provisions of this Security
<br />I nstn!m~n! .and ihe Ni"'\!t :~ ie f~~da.red to- be- Je\-'~rJ:h!c
<br />
<br />I fRANSn:R OF THE I'ROrnlTY OR A 8ENEFIC1Al. INTl'RESllN 80RROWER
<br />
<br />t'n;fl,ltm ('{)\<enar;! 17 <:1f the SeeD"'Y inlJ:trumeHt ;) amended. to r-eac J.S fDH(~w~'
<br />
<br />ii. Tronder of tot' PrQjJC:rty nr . H"""fiei.llnlt'r"" tn 80rTower. Ii" all '" an\" pan of lhe Propc"y or an interest
<br />the-rem i'>- ~oid i)f :r;lnsterred i, J.'H' If;1 bffit"!~'(Jai wtere'S{ trt Borrower ;5 S0!d nr 1f3-nsJerred and Borrower is not a natural
<br />~1(!S(m i w:thout L(:nd~f\ pr-i<)r wfHten {"..)n5-ent L-end-cr m~v. nf Ltnder',,- t.'>ptm-n. dc-dare aU the sums secured by this
<br />Sec-utny !n,.\trumenr to be :mmedt3.t-dj Jue -J:nd p.ayabtc- HowevC'!. :hl$ r>ptlDrt !.h:lH not be exere.r.sed by Lender if
<br />""x.e-rcise !S fHlt authnnzed by Federal taw
<br />
<br />If Lender eJ..en:tses- sueh optJon to acc-eIcrau::, Lender sh;.tH mail &--rrower notIce- of s..:.cclcration in acc.ordance with
<br />y3nlUph }.;1 herwf Such (!m!(e 1haH p:-twlde a. period of nOf leu than 30 da)"S from the date the notiee is mailed
<br />w1tllm wh.tdl B0nower may P-<l;l the S\1fflS l1edarc-d due. If s..,rrower fails to pay such sums prior to the e~piration of
<br />such peood. Lender m~". without runher ""llre N demand on Borrower. .mole any remedies pcrmilled hy
<br />paraeraph I S hereof
<br />
<br />NOlwlIlm;;ndmg a sale", transfer. ll;'ITower will 6>nunue: ,,) he ohllgaled undcr the NOle and this Security
<br />tnuN/tlent unless Lender has re!u",d IL>rrower Ul wnung
<br />
<br />F. LOAi'" CHARGES
<br />
<br />if th~ k>an seemed by the Security l""lrument IS subject'" a low wr.i<:h '''IS ma.~tmum loan charges, and lhat law is
<br />finally lnrer;m:led >0 th3t the Interest or <>ther loan chargt"S collected or to be collected in connectIon wHh the loan
<br />e.J;t.:eed pe;ntttt~d limIts. ihen: { I} an)' s.uch k~;1n charge sh:di b~ reduced by the amount nccesS3f"j ~o reduce the
<br />char:e to lhe permiued imllt; and (21 any 'urn. a!re3dj' tc"ll"cted from Borrower whIch exc<:eded permllled hmtlS will
<br />!:>e refunded tQ Borrowe" Lender may choose t" make this refund by reducing the pnncipal "wed under the Note or
<br />by ltlllkmll a dire<< Jl3yment ro lIorrowec If a refund reduce. pnnclpal. tho rrduct,,'" will be trealed as a panial
<br />prep<!yitlent under the Note., ;...
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