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<br />J will make my monthly payments at
<br />
<br />2120 South ?2~?-, .~~~~~.~t.? ?n:~~.:.). J~:'br.<:~~l~?-. 6t1124..
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<br /> 0
<br /> CO
<br />r It;)
<br />It;)
<br /> 0
<br /> -
<br /> .....
<br /> If
<br /> ('t')
<br /> 00
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<br />or at a different place if required by the Note Holder.
<br />(B) Amount of Monthly Payments
<br />My monthly payment ...ill be in the amount of U.S. $ 1,7 60.44 . The Note Holder will change my
<br />lJIOIIIhly payment as required by Section 4(C) below on the 6th Imerest Change Date and on that day eveI)' 36th month
<br />thereafter. Each of these dates is {'aJled a "Payment Change Date. .. The Note Holder will also change my monthly payment
<br />00 llJlY JmeresrChange Dale if S<\<.tiun 5(B1 below requires me to pay the Full Monthly Amount.
<br />((:) Calculatiofl uf Monthly Pa,'mmt Changes
<br />Before each Payment Change Date. the Note Holder will calculate a new monthly payment sufficient to repay the unpaid
<br />principal balance on my loan in full on the maturity date al tbe Payment Rate in substantially equal payments. 1be "Payment
<br />Rate" is the sum of tbe Index figures on the five Interest Change Dates preceeding a Payment. Change
<br />Date plus the Current Index, diVIded by the number 6. plus 4..50;<., percentage points ( 4,50.2.,.. %), rounde4 to
<br />tbenearestone...eighthvfoneperccn.tagcpointHtl:S%).Exc,ci;1[ that th~ t1Aximum ~nt'0rest r<l:ti:; changed
<br />5ha.l~ not (;l(cu:d IS.OOO.... .
<br />f will pay the amount of my new monthly payment unuf me next !'aymeot CliangeDate unless SectlOn 5(B) below
<br />requires me to pay the Full Monthly Amount
<br />(D) Effeetive Date of Pa11llfltt Chanaes
<br />Until my monthly payment IS again chang.ed, ! will pay .he amount of my new monthly payment each month beginning
<br />00 the first: monthly payment date after the Payment Chan!!e Date. "r Interest Change Dale if J am required to pay the Full
<br />Monthly Amount.
<br />5. UNPAID PRL"'IGPAL BALANCE
<br />{AI Changes in My Unpaid Prlneiplll 8~
<br />My ffilJnthly paY1T'~Qt ((lUid be k;.;~ thitn the amOlHn ~;t ih,,'- mh:res.l ron-inn of the first Full .Month.ly Amount 1 owe or
<br />lc~~ than the interest pontun pl" In\' flr'-t feU M()mhh Amuunt aner an Interest Change Dale. If SO~ the Note Holder will
<br />...ubtrnct the dnlt.lUnt \\1 m~ mumMy pa~ment ff'i.1m tht= ~Hn{)tlnt I)f Ifth;."re't f o\\-c .and \\II! add the difference to my unpaid
<br />principal Oa.llince c~t."h mont,h unfli {tJc fH.~'-: interest Ch*'IDge Dare. Tk Note Holder wIH .also add mtereslon the .amount of
<br />thi~ Jlft~oce In my \l{'i~Hj rnr-~.fpal b.aian(( t~ach month _ t;nhl tJ:-..e next Interest Chan~~ Date w~n the Note- Holder
<br />,:letenn~s my Ile\\' rate (If mtere"'t ; ~n m:v then Hilpat-tl pnn"Jpal t1ala.rKC. U1C rate of Interest on l~ mtcte5t added to. prindpal
<br />""lil be the rate dc-lenTIlnc..! In Si....~.tH)n ~ .it-H'\i("
<br />'1)' monthly p-ayment t.-~mld ht- m"'~rc- than the .unrHmt ,,1' lht: hJi! Munthly '\nwunL if ,0. the Nu:f.(' Hol...-kr wtll subtract
<br />d:lC' \.hfferefK'(" tnml thtt unp;.ud pnnnp,al b.J.lafl,,:I,' .It fin' !ll.m (':tdl HlP-nth until the n--i;'"\.t lntcre~l Chan~e Dati' as If I had made
<br />;j parHal pfc-p:a~'mc-nt ufkk-r S~-Hl,ln ' hd1.10\
<br />I BI Limit.... l'npaid l"rlnripal 8a.........; R...uind Full :\1.....tl>lv ".......nt
<br />\t\-. unpaid pnnl.'i:p.1i h;:tL...tkc i.4Il n~\l..;r ~'\\-\"i.'d;j maxImum ~m1~nmt t'l.lu.d It' ..oc hundr('tl h\cttly.tiv(' percent (12.5%) 01
<br />the f'fln.;tpaJ wnoutu . ori~~miith bor!tl~TJ H nn- r"~ m~ th-l.- .-imount i}t m~ mtlnlh!\ pa}tllcnl att(,f ~U1) Intcres.l Change Date
<br />wOUk!"-:U1M" lbe U~h! fmn~lf"3i ~iarK:e H~ C'\I.-'l'1:tl ~hat rmn.unum "HH1WIl J-! ~n~ omt', I mu,r P';)~ l!\"lt.~ad lhe full M.onthly
<br />Atnl..tmt ,lh fH~ ul(>fJthij p3\'n~ru unttl 1m- nn.t Pa'dlk'nt t han~t" Date
<br />It. 'liOTKt: 0.... CHANt;t:....
<br />J'he '-ntc t-lokkr- ...l1i lrlO1d ,_,r .J~~incr Ii! me 01 l!-<t\....-.:.' e>f ;10\ ~han):{." (}1 the f-ul! \hmlhJj Amnum and my mtlnthly
<br />plS}-'mt'tU bdt)f(' the dfet1n"1' d:'stc "f an~ <. ha.n~t~_ 11k: fh)th..c \\-Iil \!H,:iu-\k' mh;rnnaHi.lrt requ1t~ by taW to he ~lvt.~n rne and
<br />a'\otl the t!tk- and td\..~~ numfJer d i;I pt"y"",n \\-fu~ lAtH :m~",u ,ur..- tiuc,h~\n I nut~ h.i\-~ ft.gl,udmg fhe nntH.."e,'.
<br />
<br />fl. ClfAR<a:s: Ut:NS
<br />
<br />Cnif,!}ffil Co\'t.'!1ioUH .. ~l! !he '-;.t,x'ut1,',- 111",!r'!...l.H~fH h_ d:.illt:"f...k-ti i\' :,:.1J ":;'" t,.H~lVro"
<br />
<br />...~ ('ft.~~ tk-us. th_".nv....-a "Mil Pol." .in i,;;;_\i.""'_ ,L"-X"'\"-l'Ik"nh, ~t!hj pUle! ,,-har~c" ml-f;'" .;tnJ m~p'hIHon~ .iHribi.Jtabie- 1t.1 {f<<:
<br />J~y whi,,:h ma,\- ,iUitHli J pn;)';H~ ,~"(.'l ltH'> ~i;',;lHH~ h.Mn.Hhi'nt. ,HW ka~t~_~d pJ)lUCnh ,uf .lZTHund rcUh. 1t all)', tn the
<br />tl~t'k:-r pi'U\'It.kU uru.k. i)4r~ri;\lm ~ hen-:nt ,if. iI nut p.;uJ. l!1 "'-;,h.h n~llK!. ~~ lWnu..cr iBaa.lug P4)HK:tlL 'When due. Jutx'ti)'
<br />HJ the pI)C'C thereol- lk)ffov.c! ...naB Ph.lm:pt:i) lunwm 10 L-en..kr .lH fit~h.C" (If .unuunh Jue lmJer tht!) IW'lgHlpb. and in the
<br />C'~ent B..lm.f-\\Cf ~l m"'l~ pil)f11lt'm Jun'tl)', Bunv~-\'( ,h..s.H rt\J.tHptl) Illnu~h h) l...('fk.kr 1t'~CJ.)b. nu.ic-ru.'mg ~U\.'h pa)'meilts.
<br />Rorro","er :t,haU iwompt,l~' \h,ha.~~ an~ ilCO ",hl~h ha.:.- pfl~,~nf~ ...,,,Of tju~ St.'..:unl)' In\lrufncflf~ pn~\IJ.t;d, that Bonu\A.'c.r -\-ha11
<br />no( be n.."qui.re.J hJ ,.h~h-llfgto 4n} "tkh hen \0 km~ ,h Hi,Jfn;'Yi!Cf \ <11 \h.JU ~rec If\ 'V..'nhn~ hI t~ paY'IIl<ot uf the obligation
<br />~un:d by !l>~h hen Hl .. m.;dlnct ;,h.\,.'t:pt..vk h' LcrkkL . b'J \haU m ~l,(-J tallh '..\.fIl('"t "u~h hen by, of defend ag.Ul.'~(
<br />eufO(\;\.~ltIent ot ~h hen w. k~dj ptn(-c..~e'um~,\ O\.tu\..h in {he l..'PUHHfI 11\-- l.endc:r HpcrOttc ld prc'\'('nt the enfl.,)f\:'("ment HI' the
<br />hen \lI' f{,lf1r-iture t~t the Pn~t1y ,It ..lily p-"rt lht.'rcl.)i. l~r \..! shall 'o(':t:urt' !rum the: hoh.1er ..-Ii :->Udl hen .w agr<<ment in lJ r'{tCIH
<br />Nlllsi~-:bJt) to Le1M.kt ",u-bu{J.ifuWn-~. "u.. h h(.~n h_l tht:'!> ~'\:unlJ In~trumenl
<br />
<br />If ~ deternune~ In. dB Of all) ~lGlt oJ the Pf\~(1) 1" ~ubJ<<:t ~o .t heH ~hKh ma~ aUam -4 pndr~lY tJ'Yf;."r .tm. St'(UrHY
<br />l~nt. L.cndtr \tWI ~ a..'lml~~t lk,~I\:e i4:-n(ji;'lrlJ ~U\.h hen Bt\lT\J\!lo.cr ~haH \au~f) ,-t.h,:h l~u <.)f take one llf mvn:
<br />l'{ the -.'t-k)R); ':'<<::t f-ortb ah\~\(' \\.lllun h:'O t.hy~ I\)f the -gY\.mg \Jo1 r\t..lh-(C
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<br />C. SOTICE
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<br />Uniform l'o-\j;enmt i.:l ui tbe:: Sec_ufny In\lruUi('nt i~ dlllClh.kt.i W n:3J a..\ h;lh,.)~,.
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<br />1-4. ~_'" Im~ for iUly not.k-e ~utteU under ~abk- IJ;W tl; Or: ~un:n m aIhH.lk::T nuumc.r, (~I 4J1)' nou~-e h, BOfH.:lwtcf
<br />lU\.l\o')ded tot m: the. S<<-uttt;- IOMt\1nteOl ~haU he ~J\'<n by ikil\;cnng It or by mdHmg -H b) first d~~ mall addre~-d li)
<br />a.;)no~r at the Pr\..pert)' Addnu or ..it :o-U;,:h \1{MJ aJJr~\~ ~~ Bouuw.er m.a} deslgnat~ by Jlflth:C 10 L~"llJcr ~, pm1dd\.*d heI'\.~Ul,
<br />and fb, ao:y nouc~ to Lct:ld<r ~l be g~\~n h~ t1f~ d~s, mad w l..end('T'~ addf't:~~ ~taled ht:n:m ()f {v ~ul",~h other 4!'k1rl'S~ a.~
<br />t..:ndef ""-Y -d.,,"'$i,fl4k h} oHtKe tu &.1fT\l~~r 4'" pni\d:Jt:-d he_rem An} nulK\: pn,'~-\tded it\f In thh St.x.urit~. InstrumetH shaH
<br />be ~ to hall": heen g\\ett t(1 Bonvwcf tlf L(.mice wtw-n given in the manocr ut::~i)l.na(cd ncn"tn
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<br />D. UN....OaM MOllfGAGE; GOVEltl"iING L<\W; St;VEJI.AllILlT\'
<br />UIIliorm c:.:...:-_ ,~of t/WI Se<:....II} InstlUlI"'''1 IS "'~ to n:...l ... full",'.:
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<br />1S. t~~; (~ l..a..~ Sn~ Thi'\. hlfttl uf S<<-Ufll) Lnstrun\t~l'tt t.'ornbUle~ umform (llH'Uanb h'q-
<br />~ ~ and nub..wuft):f'Q) ('ty""e~ wtth limited \'aria1lVt~ by jun-sdiction to ~.()n_~ilutc- ij, unllt.lfOl -!'i('(unt~. itt~llUmcnl
<br />":'{J"~f"" rt'iiW rt~rt,., nu_~ ~uttty ht..'Jt.tf\uncnt .,.h.U ~ ~u~t"mc-d hy fedct'ilf 13"" and the la\lt t..f t~ J~lflM.ik:tH;m to \~h1\.:h
<br />the ~tJ., tl!. ltX'~_ io the, -i''''~m that &Ii)' phj"i~_i{.)ll f.1f ..-h\U~ q-i thi, Sel.:t..lnt) l1h\.tun~~lll .,'f the ~\*:. dmlh,:l" \.l, nfl
<br />~~ ~...~ !4U\-b 'O;-"o.o.nt4.~~ ~ ~ot .ffe;.:-t >,tIhel ~lf\}'d~iHU;t.. vf thiS ~\ll'i~ hl:l!l.rtmW",nt ;'<f rl'W." S.'i.tt' ltdud) ,,'.HI f;,;' ~l\(.n
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