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<br />UNCOlN
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<br />Loan No. "",,??~9..?::-J.::!!L...
<br />83-005439
<br />ADJUSTABLE RATE LOAN RIDER
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<br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVISION ALLOWING FOR CHANGES IN THE INTEREST RATE. IN-
<br />CREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS.
<br />DECREASES IN THE INTEREST RATE WILL RESULT IN LOWER PAYMENTS.
<br />
<br />This ruder is made this "..."~~t:J:1.",,.... day of ,,,,,...Q:;'.tQ~.........,,........,, 1R.$.:i.., and is incorporated
<br />into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure Debt
<br />(the "Security Instrument") of the same date given by the undersigned (the "Borrower") to secure Bor-
<br />
<br />rower's Note to .............."...... ........ ......."...........,..,.........,...,,,..'........... .......... .....".."..'"......,......", .....". "......."...."......
<br />..~.~:~,~J.~~~.r.~~..~~.Y.~~iE;...~~~...L,<l.~~..!?:s,~<l.!:.~,~~~<l.~..<l..f...L.J,':',<:.?~~.,..,~..y.~,i.t.~d...~.t,~E~!'...'.":2El'gE~Hg.'L
<br />(the "Lender") of the same date (the "Note") and covering the ~ropertr described in the Security Instru-
<br />ment and located at .,'+'O,?~..~3!:~.<l.~,.!?: y.c::~~~.,..........,.... ,,,... ,.,.,.,.......,.E~~d...,..~,~~.'l.4"."N.~.\>r.~!'~,..6.~!3g.~........."
<br />Property Address
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<br />MODIFICATIONS. In addition to the covenants and agreements made in the Security Instrument, Bor-
<br />rower and Lender further covenant and agree as follows:
<br />
<br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
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<br />The Note has an "Initial Interest Rate" oL....J?!).?9.....%
<br />Interest rate changes may occur on the 1st day of ...,.."..."........,...,,,,...f"'!u;~.,,.r.)':..,' 19,.13.5.. and on the
<br />1st day of ......,,,........,.............!1\loL..mm"...' 19J),?", and on the 1st day of ......,.."...,...".....AuguJ3,c,..", 19"B5"
<br />and on the 1st day of mom......."........",....R9.YgmR"'Im' 19,,!t:?.. and on those dates of those months in every
<br />year thereafter. Each date on which the rate of interest may change will be called a "Rate Change Date".
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<br />Changes in principal and interest payments to adjust amortization of the loan to correspond with
<br />interest rate changes shall be made on the 1st day of ..."....,........"...m,...,Jiclllel1l.t!ar,....., 19.85... and on that
<br />date every ..",":':::.::::::::,::,,,, year(s) thereafter. Each date on which the principal and interest payment may
<br />change will be called a "Payment Change Date".
<br />
<br />Changes in the interest rate are governed by changes in an interest rate index called the "Index".
<br />Check box(es) to indicate Index.
<br />(1) 0 "Contract Interest Rate, Purchase of Previously Occupied Homes, National Average for all
<br />Major Types of Lenders" published by the Federal Home Loan Bank Board.
<br />
<br />Securi t ie(;) a~ us~~jd?St;;~,~~~(;~~tt:;;l'!t'~~a~;;'~rtt'~lI"r..e::;,'7..!t-H:h~odt)"~"'?t'h:!,r'~:1~~~i"R~~~~';;~"B"~rd.
<br />"...".."""...J... ......"..,,, .....,.........'".."............."....... .Y........." ..,Y.,,,......p...........,,....,..,,~.................,,..,......,....... .."......,,,,Q,
<br />Check box(es) to indicate limits.
<br />
<br />(1) 0 If this box is checked, there will be no maximum limit on changes in the interest rate up or
<br />down. The Preliminary Rate referred to in the Note, will be the new interest rate.
<br />
<br />(2) 0 If this box is checked, the interest rate that I pay shall not increase more than ....................
<br />percentage points on any Rate Change Date.
<br />(3) 0 If this box is checked, the interest rate that I pay shall not decrease more than ..."..."...m""
<br />percentage points on any Rate Change Date.
<br />(4) 119 If this box is checked, the interest rate that I pay shall never be more than ,),,3...9.51L.. %
<br />during the period I have my loan.
<br />(5) 119 If this box is checked, the interest rate that I pay shall never be less than ."~",9.5Q..,,,,, %
<br />during the period I have my loan.
<br />(6) 0 If this box is checked, the principal and interest payment that I pay shall not increase more
<br />than ..............."... percent on any Payment Change Date.
<br />(7) 0 If this box is checked, the principal and interest payment that I pay shall not decrease more
<br />than ..................... percent on any Payment Change Date.
<br />
<br />The monthly payment amounts will also change on Payment Change Dates as provided in the Note.
<br />Because payment changes may occur less often than interest rate changes and/or may be subject to certain
<br />]imitations described in the Note, the monthly payments may be insufficient at times to pay accruing
<br />mterest. In such case, unpaid interest is added to the principal balance of the Note and itself will accrue
<br />interest thereafter.
<br />Form 843
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