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<br />83......005143
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<br />Loan No. .m..?~5.L?:::1::!.~....
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<br />ADJUSTABLE RATE LOAN RIDER
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<br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVISION ALLOWING FOR CHANGES IN THE INTF:REST RATE. IN-
<br />CREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS.
<br />DECRE:ASES IN THE INTEREST RATE WILL RESULT IN I..oWER PAYMENTS.
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<br />This Rider is made this ....,..2.6,~oo.",,,, day of ......h....~~oo...'hh..' 19!J"'h' and is incorporated
<br />into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure Debt
<br />(the "Security Instrument") of the same date given by the undersigned (the "Borrower") to secure Bor-
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<br />rower's Note to ..' .0....... ....... ."0.'.'"'' oo. '... .,.......... ............ 0. '0. h.. ,h' ,..' ..'. '...,. 0.,.. '... ...' .."." ........0........ '.....m.....................
<br />.Elrst. J!ede1:a~..Sa:vings...and,. Lo.an..A.s.s.oc1.ation.. Df...Linc.Qln,~.a, .Uni.ted"s.ta.tes...cDr~Qr a.t..i.OD...
<br />(the "Lender") of the same date (the "Note") and covering the property described in the Security Instru-
<br />ment and located at ,.1f.3A..Chantlll,y...,.......,....h..,..... """,oo",oo,......Gxand...Island...l>ebraska..b.8.aOL.....m
<br />Property Address
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<br />MODIFICA'i'IONS. In addition to t.he covenants and agreements made in the Security Instnunent, Bor-
<br />rower and Lender further covenant and agree as follows:
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<br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
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<br />The Note has an "Initial Interest. Rat.e" oL,.,..1.Q~25'(L. %
<br />Interest rate changes may occur on t.he 1st day of .....,.,..,.m....m...oo.h'..1un............." 19..8.;'. and on the
<br />1st day of .....................,...,.....S<o.pt.a......."., 19,1l..:i.. and on t.he 1st day of ...hh'.'.'.....,.......-Deeembe.,..,' 19..$5,
<br />and on the 1st day of H.__..................m...__Ma:z;C.A..u__...., 19__8.6.. and on those dates of those months in every
<br />year thereafter. Each dat.e on which the rat.e of interest may change will be called a "Rate Change Date".
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<br />Changes in principal and interest payments to adjust amortization of the loan t.o correspond with
<br />interest rate changes shall be made on the 1st day of ......."......,..........,....\1u<:,h....,.,....., 19.34.. and on that
<br />date every ...."~m..". year(s) thereafter. Each date on which the principal and interest payment. may
<br />change will be called a "Payment Change Date".
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<br />Changes in the interest rate are governed by changes in an int.erest rate index called the "Index".
<br />Check box (as) tc indicate Index.
<br />(1) 0 "Cont.ract Interest Rate, Purchase of Previously Occupied Homes, National Average for all
<br />Major Types of Lenders" published by the Federal Home Loan Bank Board.
<br />(2) iXJ AdJ_ ta.b.l.e.. Ra.teuNo.te..::-. .l:lontill.;r. .<L""cag.eul' iud.. =..U.S.,. .,Ire,,-,.u:ty...,..,.,,
<br />Secu ri.t.;!.a,s...adju+ted...t.o,.a.,="$.UUt...,llliil-tur;Lt.l'--oi...L ..yeu..,pul:tli.8hwi.,bl'.,.t.hQu.li&<;1e"RL.,R6s..r,,,,,..a<>ard .
<br />Check box(es) tc indicate limits.
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<br />(1) 0 If this box is checked, there will be no maximum limit on changes in the interest rate up or
<br />down. The Preliminary Rate referred to in the Note, will be the new interest rate.
<br />(2) 0 If t.his box is checked, the interest. rate that I pay shall not increase more than 0.
<br />percentage points on any Rate Change Date.
<br />(3) 0 If this box is checked, the interest rate that I pay shall not decrease more than u.
<br />percentage points on any Rate Change Date,
<br />(4) ~ If this box is checked, the int~rest rate that I pay shall never be more than u.J:3..-9-];{).... %
<br />dl,U'ing the period 1 have my loan. .
<br />(5) GtJ If this box is checked, the interest rate that I pay shall never be less than ...9..<J.];{)",.u%
<br />during the period I have my loan. .
<br />(6) C If this box is checked, the principal and interest payment that I pay shall not increase more
<br />than ...,u,u.uU",'u percent on any Payment Change Date.
<br />(7) 0 If this box is checked, the principal and interest payment t.hat I pay shall not decrease more
<br />than ,.,...u.u.uu,.u percent on any Pa)<-ment Change Date.
<br />The monthly payment amounts will also change on Payment Change Dates as provided in the Note.
<br />Because payment changes may occur less often than interest rate changes and/or may be subject to certain
<br />limitations described in the Note, the monthly payments may be insufficient at times to pay accruing
<br />int.erest In such case, unpald interest is added t.c the principal halance of the Note and itself will accrue
<br />interest thereafter.
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